With the introduction of Section 24, property investors are exploring ways to limit their tax liability. One way to do this is to form a limited company for buy to let. This solution won’t make financial sense for everybody but, if it is the route you decide to go down, then you will need your […]
Extended Interview with Richard Ignatowicz from Mortgage Savers
In 2017 rates on buy-to-let mortgages have hit a historic low and are now comparable to residential mortgages. But, going fixed rate is advisable as, in uncertain times, there is a lot to be said for paying more for some certainty.
To find a buy to let mortgage you need to consult with an experienced broker. Recent changes have made it very complicated and there is more change to come. There is a good chance that as of October 2017, anyone with more than 4 houses will start to find it very difficult to get mortgages […]
Recently, there has been a lot of talk amongst property investors and landlords about incorporation and about whether or not incorporating a buy to let limited company is the best way to offset the financial implications of Section 24.
Unfortunately, Section 24 is going to make a lot of buy-to-let landlords a lot poorer but it isn’t going to affect everyone equally. Today, Amy and Richard look at what kind of investor is most likely to suffer and at why incorporating a limited company is not necessarily the best way to mitigate the problem.
Today Amy and Richard look at mortgage products for property investors and at what the biggest trends are in the property investment industry when it comes to financing. HMOs are, of course, very popular at the moment but do these need a commercial mortgage or are buy-to-let mortgages available for these kinds of properties?