Residential & Buy to let mortgages for individuals & landlords
Helping Clients From...
Across the UK, we work with property investors from a range of locations and assist them with navigating the options available for financing their property purchases in the UK. Our team are also experienced in helping ex-pat investors.
North London Office
4 Spring Villa Park, Spring Villa Road, Edgware
Middlesex, HA8 7EB
Millennium Bridge House, 4th Floor, 2 Lambeth Hill
London, EC4V 4AR
Harford Financial is a London-based mortgage and protection specialist. Whilst their offices are in the City of London and Edgware, they look after clients all over the UK and ex-pat investors. They work closely with individuals and SMEs to help them with their property finance solutions and protection requirements.
They are dedicated to creating a meaningful, long-term relationship with their clients that is based on understanding, knowledge and commitment to progress. They are a company of action: proactive, professional and committed to creating long-term success and financial progression for their clients.
They understand that everyone's different, and that's why their mortgage planning approach is as individual as you. The financial side of life can be complex and that's why they work hard using careful planning and consultation. They then provide quality advice to help you on your property journey and spend as much time as possible to find the right solution for you.
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Your home may be repossessed if you do not keep up repayments on your mortgage.
Eli Kosiner - Director / Mortgage Adviser
Eli started his career in Financial Services in 2001 and founded Harford Financial Ltd in April 2017. Whilst the industry has changed over the last 18 years in terms of compliance, regulation and mortgage products, Eli will always go the extra mile to find a solution that works for each and every client and nothing will stop him to he finds the right solution. Eli's ethos has always been to provide a fast and efficient service.
Eli is a charismatic individual who is known for creative and innovative thinking when it comes to property finance solutions and he can bring simplicity to even the most complex situations.
Simanie Sandiford - Operations Manager
Responsible for office management, business planning and development, payroll and Human Resources, Simanie has over 10 years’ experience in back office operations and staff management. Simanie ensures that everything is working behind the scenes so that everyone else can concentrate on clients. Multiple meetings and spreadsheets take up most of her time, which she totally enjoys!
Simanie is married with two children, a daughter and a son, and enjoys spending time with family and friends, travelling, reading and watching action films!
Melanie Jones - Administrative Assistant
Melanie joined Harford Financial as an Administrative Assistant.
Melanie is responsible for managing all aspects of our clients’ property and insurance applications. Having successfully completed an Apprenticeship in Business Administration, Melanie shows a real passion for growing her knowledge in Financial Services.
In her spare time, Melanie loves to relax, watch movies and spend time with friends and family.
Eli has helped me to arrange some complicated mortgages with specific requirements. This allowed me to own a new property whilst retaining my original house as a buy-to-let. I would not hesitate to recommend Hartford Financial to anyone.- Client in London
It was a lucky day for me when I chanced upon your advert - you have been 20 times more helpful and efficient than the broker who negotiated the original buy to let, and so I know where to come if there is ever a "next time"... I will certainly recommend you to my friends.- Client in Hindhead, Surrey
Eli was extremely professional, personable and helpful in advising me on my mortgage deal. He had a wonderful way of presenting complex ideas and calculations in a simple and organised way. He clearly has a solid knowledge of the market. The service was excellent, speedy, and Eli kept me informed of progress and next steps along the way. He always made himself available on phone and email Eli took care of dealing with all the applications and paperwork, which was a huge relief for me I would highly recommend Eli and Harford Financial.- Client in Edgware
Perfect support for a challenging mortgage. Eli and his team worked from get go till we got an offer and beyond, tirelessly and always provided us the right level of balanced, well thought through and measured information. Cannot recommend his work highly enough. An expert who walks the walk.- Client in Southampton
Eli Kosiner has been excellent in advising in all aspects of providing advice and in avenues to explore to raise money for the purchase of a property. He has project managed all parties involved and has not let up with anybody including us.- Client in Milton Keynes
Being a property investor I have spoken to many financial advisors and brokers over the years. Eli and his team by FAR go above and beyond all others I have used, and this is why I now go to Harford financial on every occasion. There have been many occasions where other advisors/brokers have come back assuming they have hit a dead end or with poor terms yet Eli and his team always seem to find solutions and options without fail to date! Thanks as always.- Client in Altrincham
I have known Eli for a number of years and have used his services for a number of mortgage applications. His services and success rates are amazing and I would recommend Eli. Its always a pleasure to work with Eli and I am looking forward to continue to use Eli's great services in the near future.- Client in Manchester