England & Wales Property Possession Statistics (New Data)
Latest Ministry of Justice data has been released for mortgage repossessions and buy-to-let possession claims for Q4 2024.
Revealing significant regional variations in property possession actions across England and Wales, with London recording the highest number of claims (9,480) and Wales the lowest (937) in Q4 2024.
This comprehensive analysis examines current trends in both mortgage repossession statistics and landlord buy-to-let possession statistics in the last quarter of 2024 and historic trends dating back to 2003.
Data updated: February 2025. Next update: May 2025
Property Possession Overview Q4 2024
Total possession claims reached 30,090 across England and Wales, with regional variations from 9,480 in London to 937 in Wales. Mortgage possession claims (6,080) showed a -2.6% quarterly change, while social landlord claims (9,085) increased by 2.2%. Private landlord claims (7,084) decreased by -3.1% from Q3 2024.
Contents
- 2024 Q4 Trends
- Historic Trends
- Mortgage possession claims in England & Wales (2003-2024)
- All landlord possession claims in England & Wales (2003-2024)
- Private landlord possession claims in England & Wales (2003 - 2024)
- Social landlord possession claims in England & Wales (2003 - 2024)
- Accelerated possession claims in England & Wales (2003 - 2024
- Conclusion: England & Wales property possession trends
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by Robert Jones, Founder of Property Investments UK
With nearly two decades in UK property, Rob has been investing in buy-to-let since 2005, and uses property data to develop tools for property market analysis.
Sources of Property Possession Data
Our data is from diverse, authoritative datasets and covers landlord possession and mortgage repossession statistics from:
We update our mortgage repossession data quarterly to ensure accuracy. Last update: February 2025. Next update: May 2025. All data is presented as provided by our sources without adjustments or amendments to ensure complete transparency.
Regional Property Possession Claims (2024 Q4)
Total possession claims reached 30,090 across England and Wales in Q4 2024. Social landlord claims lead at 9,085 claims (30% of total), followed by private landlord claims (7,084) and mortgage claims (6,080). Regional variations show London recording the highest volume with 9,480 claims, while Wales recorded 937 claims.
England Overview
| Type | Q4 Total Claims | vs Q3 2024 | Quarterly Change |
|---|---|---|---|
| Total Claims | 29,153 | 29,982 | -2.7% |
| Mortgage Claims | 5,682 | 5,828 | -2.5% |
| Social Landlord | 8,919 | 8,716 | +2.3% |
| Private Landlord | 6,862 | 7,075 | -3.0% |
Wales Overview
| Type | Q4 Total Claims | vs Q3 2024 | Quarterly Change |
|---|---|---|---|
| Total Claims | 937 | 982 | -4.6% |
| Mortgage Claims | 398 | 414 | -3.9% |
| Social Landlord | 166 | 167 | -0.6% |
| Private Landlord | 222 | 234 | -5.1% |
England Regional Comparison
| Region | Q4 Total Claims | vs Q3 2024 | % Change |
|---|---|---|---|
| London | 9,480 | 10,060 | -5.8% |
| South East | 5,736 | 5,890 | -2.6% |
| Midlands | 4,694 | 4,820 | -2.6% |
| North West | 3,593 | 3,680 | -2.4% |
| North East | 3,054 | 3,120 | -2.1% |
| South West | 2,595 | 2,680 | -3.2% |
Note: These figures represent new possession claims initiated during Q4 2024. The actual number of properties affected may be higher when including voluntary surrenders and cases from previous quarters.
Possession Actions by Type (2024 Q4)
Total possession claims of 30,090 break down into three main categories: mortgage (6,080), private landlord (7,084), and social landlord (9,085), with remaining claims being accelerated procedure cases (7,841).
Understanding Possession Types
- Mortgage Repossessions: Actions by mortgage lenders when borrowers fall behind on payments
- Private Landlord: Claims by individual landlords or companies against tenants
- Social Landlord: Actions by councils or housing associations
- Accelerated Procedure: Fast-track process for assured shorthold tenancies
The Possession Process
The data in these tables shows the three main stages of the possession process:
- Claims: The initial legal action, where a lender or landlord starts court proceedings. This is the first formal step in seeking possession.
- Orders: The court's decision following a claim. These can be outright orders (requiring immediate possession) or suspended orders (allowing time to address arrears).
- Repossessions: The final stage, where the property is physically reclaimed by county court bailiffs. Not all orders progress to repossession, as many cases are resolved through payments or voluntary surrender.
The progression through these stages typically takes several months, with numbers generally decreasing at each stage as cases are resolved or agreements are reached.
Mortgage Repossession Claims (Q4 2024)
Mortgage repossession claims reached 6,080 across England and Wales in Q4 2024. Of these initial claims, 85% progressed to orders, while only 16% resulted in actual repossessions. London and South East account for 39% of all mortgage possession claims but only 31% of final repossessions.
England Mortgage Claims
| Type | Claims | Orders | Repossessions |
|---|---|---|---|
| Total England | 5,682 | 4,884 | 928 |
Wales Mortgage Claims
| Type | Claims | Orders | Repossessions |
|---|---|---|---|
| Total Wales | 398 | 294 | 29 |
England Mortgage Claims Regional Comparison
| Region | Claims | Orders | Repossessions |
|---|---|---|---|
| London | 1,114 | 982 | 105 |
| South East | 1,235 | 1,023 | 189 |
| Midlands | 1,013 | 857 | 197 |
| North East | 869 | 742 | 167 |
| North West | 805 | 698 | 172 |
| South West | 646 | 582 | 98 |
Note: These figures represent new mortgage possession claims initiated during Q4 2024. The actual number of properties affected may be higher when including voluntary surrenders and cases from previous quarters.
Private Landlord Claims (Q4 2024)
Private landlord possession claims reached 7,084 across England and Wales in Q4 2024. London shows the highest concentration with 38% of all claims. The progression rate from claims to orders (85%) is similar to mortgage cases, but a higher proportion (14%) reaches final possession.
England Private Landlord Claims
| Type | Claims | Orders | Possessions |
|---|---|---|---|
| Total England | 6,862 | 5,814 | 992 |
Wales Private Landlord Claims
| Type | Claims | Orders | Possessions |
|---|---|---|---|
| Total Wales | 222 | 187 | 24 |
England Private Landlord Claims Regional Comparison
| Region | Claims | Orders | Possessions |
|---|---|---|---|
| London | 2,674 | 2,250 | 241 |
| South East | 1,360 | 1,125 | 179 |
| Midlands | 857 | 746 | 166 |
| North East | 627 | 543 | 155 |
| North West | 846 | 724 | 162 |
| South West | 497 | 426 | 89 |
Note: These figures represent new private landlord possession claims initiated during Q4 2024. The actual number of properties affected may be higher when including voluntary surrenders and cases from previous quarters.
Accelerated Possession Claims
Accelerated possession claims reached 7,841 across England and Wales in Q4 2024, representing 26% of all possession claims. While the progression rate to orders is high at 89%, the final repossession rate of 11% is notably lower than other possession types. This lower rate often reflects tenants vacating properties before court bailiff action becomes necessary, as accelerated procedures are typically used when the fixed term has expired and tenants have received clear notice to leave.
England Accelerated Claims
| Type | Claims | Orders | Possessions |
|---|---|---|---|
| Total England | 7,690 | 6,844 | 845 |
Wales Accelerated Claims
| Type | Claims | Orders | Possessions |
|---|---|---|---|
| Total Wales | 151 | 127 | 18 |
England Accelerated Claims Regional Comparison
| Region | Claims | Orders | Possessions |
|---|---|---|---|
| London | 2,942 | 2,618 | 289 |
| South East | 1,541 | 1,372 | 168 |
| Midlands | 1,075 | 957 | 142 |
| North East | 589 | 524 | 87 |
| North West | 822 | 732 | 96 |
| South West | 721 | 641 | 63 |
Note: These figures represent new accelerated possession claims initiated during Q4 2024. This procedure is typically used for assured shorthold tenancies where the fixed term has expired and doesn't usually require a court hearing.
Sources of Property Possession Data
Our data is from diverse, authoritative datasets and covers landlord possession and mortgage repossession statistics from:
We update our mortgage repossession data quarterly to ensure accuracy. Last update: February 2025. Next update: May 2025. All data is presented as provided by our sources without adjustments or amendments to ensure complete transparency.
Mortgage Possession Claims in England and Wales (2003-2024)
Updated February 2025
Analysis of mortgage possession claims initiated by lenders as the first stage of court action when mortgage payments have fallen into arrears. These claims can only be made after all other options for recovering the money owed have been explored, as required by the Mortgage Pre-Action Protocol.
| Year | Total Claims | Annual Change |
|---|---|---|
| 2024 | 23,137 | +39.4% |
| 2023 | 16,599 | +25.6% |
| 2022 | 13,211 | +53.0% |
| 2021 | 8,636 | +55.5% |
| 2020 | 5,553 | -78.3% |
| 2019 | 25,580 | +31.1% |
| 2018 | 19,508 | -1.7% |
| 2017 | 19,836 | +7.5% |
| 2016 | 18,456 | -7.0% |
| 2015 | 19,852 | -51.8% |
| 2014 | 41,151 | -23.3% |
| 2013 | 53,659 | -10.4% |
| 2012 | 59,877 | -18.2% |
| 2011 | 73,181 | -3.0% |
| 2010 | 75,431 | -19.4% |
| 2009 | 93,533 | -34.5% |
| 2008 | 142,741 | +3.6% |
| 2007 | 137,725 | +4.9% |
| 2006 | 131,248 | +14.4% |
| 2005 | 114,733 | +49.0% |
| 2004 | 76,993 | +17.8% |
| 2003 | 65,373 | - |
The data reveals several distinct periods in mortgage possession claims:
- Pre-Financial Crisis (2003-2007): Steady increase from 65,373 to 137,725 claims
- Financial Crisis Peak (2008): Record high of 142,741 claims
- Post-Crisis Decline (2009-2015): Consistent decrease following introduction of the Mortgage Pre-Action Protocol
- Stabilization (2016-2019): Claims leveled around 20,000 annually
- COVID-19 Impact (2020): Historic low of 5,553 claims due to emergency measures
- Recent Recovery (2021-2024): Steady increases to current 23,137 claims, though still well below historical levels
Understanding Mortgage Claims: A mortgage possession claim is the first step a lender must take through the courts to repossess a property. Under the Mortgage Pre-Action Protocol (introduced November 2008), lenders must demonstrate they have tried to resolve payment issues with borrowers before making a claim. Claims typically occur after multiple missed payments and failed attempts at arranging alternative payment plans.
All Landlord Possession Claims in England and Wales (2003-2024)
Updated February 2025
Analysis of all landlord possession claims, combining private landlords, social landlords, and accelerated procedure cases. These statistics represent the total number of rented properties where formal court action has been initiated to recover possession.
| Year | Total Claims | Annual Change |
|---|---|---|
| 2024 | 98,772 | +4.8% |
| 2023 | 94,211 | +19.7% |
| 2022 | 78,688 | +107.0% |
| 2021 | 38,011 | -4.2% |
| 2020 | 39,681 | -64.2% |
| 2019 | 110,907 | -8.9% |
| 2018 | 121,712 | -8.2% |
| 2017 | 132,643 | -3.4% |
| 2016 | 137,369 | -10.6% |
| 2015 | 153,691 | -8.8% |
| 2014 | 164,777 | -4.1% |
| 2013 | 170,451 | +12.7% |
| 2012 | 150,999 | +5.5% |
| 2011 | 142,083 | +5.1% |
| 2010 | 134,961 | -1.5% |
| 2009 | 136,592 | -8.4% |
| 2008 | 148,217 | +0.8% |
| 2007 | 147,057 | -7.1% |
| 2006 | 158,160 | -4.2% |
| 2005 | 165,689 | -3.8% |
| 2004 | 174,266 | -1.7% |
| 2003 | 177,119 | - |
Landlord possession claims show distinct patterns over time:
- Steady Decline (2003-2019): From 177,119 to 110,907 claims, showing long-term reduction
- COVID Impact (2020): Sharp drop to 39,681 claims due to emergency protections and court suspensions
- Recent Recovery (2021-2024): Steady increase to 98,772 claims, approaching pre-pandemic levels
- Current Trend (2024): 4.8% annual increase showing continued but moderating growth
Understanding Landlord Claims: A landlord possession claim is the first legal step taken through county courts to repossess a rented property. Claims can be made by social landlords (including local authorities and housing associations), private landlords, or through accelerated procedures. Before making a claim, landlords must give proper notice to tenants (typically 4-8 weeks) and courts require evidence that all other options have been explored. The law requires specific time periods between claim stages to protect tenant rights.
Private Landlord Possession Claims in England and Wales (2003-2024)
Updated February 2025
Analysis of possession claims made by private landlords through county courts. These statistics represent actions by individual landlords and private companies to recover possession of rental properties, typically due to rent arrears or breach of tenancy agreements.
| Year | Total Claims | Annual Change |
|---|---|---|
| 2024 | 30,252 | +3.7% |
| 2023 | 29,166 | +12.4% |
| 2022 | 25,938 | +60.8% |
| 2021 | 16,132 | +28.9% |
| 2020 | 12,514 | -48.1% |
| 2019 | 24,092 | +2.9% |
| 2018 | 23,422 | +9.3% |
| 2017 | 21,439 | +5.5% |
| 2016 | 20,328 | -1.9% |
| 2015 | 20,712 | -10.4% |
| 2014 | 23,113 | -0.4% |
| 2013 | 23,196 | +0.5% |
| 2012 | 23,079 | +1.5% |
| 2011 | 22,740 | -1.8% |
| 2010 | 23,147 | +7.9% |
| 2009 | 21,459 | +2.2% |
| 2008 | 21,004 | +8.6% |
| 2007 | 19,347 | +1.8% |
| 2006 | 19,002 | +3.9% |
| 2005 | 18,287 | +7.3% |
| 2004 | 17,047 | -5.9% |
| 2003 | 18,118 | - |
Private landlord possession claims show significant changes over time:
- Historical Stability (2003-2015): Claims remained relatively steady between 18,000-23,000 annually
- Pre-COVID Growth (2016-2019): Gradual increase to 24,092 claims
- COVID Impact (2020): Sharp drop to 12,514 claims during pandemic restrictions
- Recent Recovery (2021-2024): Strong recovery to 30,252 claims, exceeding pre-pandemic levels
Understanding Private Landlord Claims: These claims represent possession actions by private sector landlords through county courts. Before making a claim, landlords must follow specific procedures, including providing proper notice to tenants (typically 4-8 weeks). From August 2023, the Housing Loss Prevention Advice Service (HLPAS) provides free legal advice to tenants facing possession proceedings, aiming to help resolve issues before court action becomes necessary.
Accelerated Possession Claims in England and Wales (2003-2024)
Updated February 2025
Analysis of accelerated possession claims, a faster court procedure that can be used by both private and social landlords. This process is typically used for assured shorthold tenancies where the fixed term has expired and doesn't usually require a court hearing.
| Year | Total Claims | Annual Change |
|---|---|---|
| 2024 | 32,800 | +4.0% |
| 2023 | 31,545 | +25.8% |
| 2022 | 25,068 | +198.3% |
| 2021 | 8,405 | -7.3% |
| 2020 | 9,070 | -52.4% |
| 2019 | 19,042 | -18.3% |
| 2018 | 23,310 | -21.3% |
| 2017 | 29,601 | -13.6% |
| 2016 | 34,253 | -10.8% |
| 2015 | 38,402 | -7.3% |
| 2014 | 41,419 | -5.2% |
| 2013 | 43,689 | +13.2% |
| 2012 | 38,601 | +7.4% |
| 2011 | 35,941 | +8.2% |
| 2010 | 33,217 | +1.8% |
| 2009 | 32,631 | -12.3% |
| 2008 | 37,196 | +2.4% |
| 2007 | 36,321 | -3.9% |
| 2006 | 37,795 | +0.5% |
| 2005 | 37,604 | +2.1% |
| 2004 | 36,827 | +4.2% |
| 2003 | 35,340 | - |
Accelerated possession claims show distinct patterns:
- Initial Stability (2003-2009): Claims remained relatively steady around 35,000-37,000 annually
- Peak Period (2013-2014): Reached highest levels at over 43,000 claims
- COVID Impact (2020): Sharp decline to 9,070 claims during pandemic restrictions
- Recent Recovery (2021-2024): Strong rebound to 32,800 claims, approaching pre-pandemic levels
Understanding Accelerated Claims: This is a faster procedure available to landlords when certain conditions are met, typically used for assured shorthold tenancies where the fixed term has expired. The process is generally quicker than standard possession claims as it usually doesn't require a court hearing. However, landlords must still provide proper notice and supporting documentation. Since August 2023, tenants facing accelerated possession proceedings can access free legal advice through the Housing Loss Prevention Advice Service (HLPAS).
Conclusion: England & Wales Property Possession Trends
This comprehensive analysis of possession claims data reveals several significant shifts in the property market over the past two decades. The composition of claims has transformed dramatically, from being predominantly mortgage-related during the 2008 financial crisis (142,741 claims) to a more diverse mix today, with social landlord (35,720), accelerated (32,800), and private landlord (30,252) claims all playing significant roles in 2024.
The increase in landlord claims could potentially continue as landlords make decisions for the long term future of their portfolio in light of the renters rights bill and changes to the banning of section 21.
Three major periods emerge from the data:
- 2003-2008: Characterized by high mortgage possession claims, peaking during the financial crisis
- 2009-2019: Steady decline across most categories, though with varying recovery rates
- 2020-2024: Historic disruption during COVID-19 followed by recovery, with all categories showing significant increases but remaining below their respective historical peaks
For property investors, these trends suggest a changing landscape in property possession actions, with social housing and accelerated claims now representing a larger proportion of total claims compared to previous decades.
Social Landlord Claims (Q4 2024)
Social landlord claims show the highest volume overall with 9,085 claims across England and Wales in Q4 2024. The progression rate to orders is highest of all categories at 93%, though the final possession rate (11%) is lower than private landlord cases.
England Social Landlord Claims
Wales Social Landlord Claims
England Social Landlord Claims Regional Comparison
Note: These figures represent new social landlord possession claims initiated during Q4 2024. The actual number of properties affected may be higher when including voluntary surrenders and cases from previous quarters.
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