Below Market Value Properties for Sale Across the UK

Find below market value property deals sourced directly from sellers. Compare the available properties, then speak with a personal consultant about the one you want to buy.

  • New properties weeklyavailable from £105k+ market value
  • Join a community of investors just like you1k+ visitors a day visit our site
  • Members of the Property Ombudsmanadded peace of mind for you

Your personal BMV consultants

  • Michael Johns Property ConsultantMichael
  • Richard Jones Property ConsultantRichard
  • Allison Campbell Property ConsultantAllison
  • James Davis Property ConsultantJames
  • Phil Hall Property ConsultantPhil
  1. Discount on local market prices

    BMV means below market value. The current 3 listings carry projected net yields from 7.0% to 14.0%+, typically priced 5%–20% under comparable local market values.

  2. Sourced direct from sellers

    Our partners go direct to developers, homeowners and exiting landlords — that's how the discounts emerge, not by chasing open-market listings.

  3. Personal 1-2-1 consultant

    Considering a BMV investment but unsure where to start? Our partners' consultants guide you through every step.

Below Market Value Properties Available

New properties added weekly. Browse our current selection of below market value properties, from £105,000 to £175,000, with annual net yields projected from 7.0% to 14.0%+.

All properties shown are sourced direct from sellers with full management available.

Bayview House in Morecambe
Morecambe

Bayview House

£130,000

2 bedroom apartment overlooking the sweeping views of Morecambe Bay. A residential property with a below-market value discount, providing a great opportunity to get started with a holiday property investment. With the Eden Project Morecambe on the horizon, Bayview House provides a chance to invest in one of the UK's most exciting coastal regeneration zones.

Net Yield
14%+
The Binding House in Hull
Hull

The Binding House

£105,000

1 bedroom apartment located in the heart of Hull, providing options for buy-to-let residential investment or short-term lets. Hull benefits from a growing population and a growing, popular university. The development has been created by an experienced property developer and partners with an established holiday let letting agency.

Net Yield
12%+
Coates House in Nailsea, Bristol
Nailsea, Bristol

Coates House

£175,000

1 bedroom apartment in Nailsea, a beautiful rural town located in North Somerset, within easy reach of Bristol. Nestled amongst glorious countryside, it retains all the charm of village living with the added convenience of modern facilities. Open-plan living makes it perfect for a modern long-term AST tenancy or a short-term holiday let.

Net Yield
7%+

Compare Below Market Value Properties for Sale

The same 3 properties shown above, ordered from lowest to highest purchase price. Compare the location, price and seller's projected net yield side by side.

PropertyLocationPurchase priceProjected net yield
The Binding HouseHull£105,00012%+
Bayview HouseMorecambe£130,00014%+
Coates HouseNailsea, Bristol£175,0007%+

Prices relate to the units shown; different sizes and bedroom counts within a development can have different prices. Ask about the property that interests you and the full management service available.

Buying Below Market Value: Compare the Price and the Rental Return

A discount on the purchase price and a rental yield measure different things. Both matter when comparing BMV investment properties.

What is the property worth?

Below market value, also called under market value, means buying for less than comparable local properties are worth. Look at sold prices for similar units, with the same bedroom count, floor area and condition. A reduced asking price alone does not establish the discount.

What does the net yield measure?

The projected net yields above come from the sellers' calculations. They show the annual rent left after the costs the seller has allowed for, as a percentage of the purchase price. Ask your consultant for the rent and cost breakdown behind the projection.

How will the property earn its rent?

A long-term tenancy is assessed using monthly rent and annual running costs. A holiday let uses nightly rates, occupancy and costs such as cleaning and management. Compare the seller's figures for the letting strategy you intend to use and discuss the management arrangements with your consultant.

How to Buy a Below Market Value Property

You can start with a particular property or a budget and preferred location. Your consultant helps you take the search from there.

Tell us what you want to buy

Browse the properties above and sign up for free. Let your consultant know your budget, the locations you are considering and whether you want a long-term rental or a holiday let. You will also receive new BMV opportunities by email.

Look at the specific property

Ask about the floor plan, purchase price, comparable values and seller's rental projections. Put your questions to your consultant at this stage.

Discuss the buying steps and management

If you want to take a property further, ask your consultant to explain the purchase process and the management service offered for that property. Discuss the costs and terms before deciding how to proceed.

BMV Consultants

Speak with experienced property consultants who source below market value properties across the UK. Each consultant has deep knowledge of BMV investing, across many major cities and towns, helping you build a portfolio that fits your goals.

Michael Johns Property Consultant

Michael Johns

Almost three decades across UK and overseas property, with a focus on buy-to-let, short-term let, student property and portfolio diversification.

  • 27+ years in property
Richard Jones Property Consultant

Richard Jones

Real Estate Management graduate, surveyor and valuer background, with two decades of agency and investment-property experience.

  • 24+ years in property
Allison Campbell Property Consultant

Allison Campbell

More than three decades of sourcing, promotion and negotiation experience across British-owned corporate property companies and overseas emerging markets.

  • 36+ years in property
James Davis Property Consultant

James Davis

Nineteen years across banking, mortgage broking and property-group work, progressing from mortgage broker to director-level property roles.

  • 19+ years in property
Phil Hall Property Consultant

Phil Hall

Over two decades across UK property investment in London, Manchester, Liverpool and Birmingham, with personal portfolio experience.

  • 24+ years in property

What our customers are saying

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Questions About Buying Below Market Value Property

Is below market value property discounted?

Yes — this is exactly what BMV property means. BMV means below market value. A typical property investment is sold at close to 'full market value'. A below market value property is one that is discounted below the value of comparable local market prices. The prices can vary, but typically they can be under value by anywhere from 5% to 20%, with each property being discounted differently depending on the reason for sale, local market, rental yield and speed of sale required.

What locations are the below market value deals available in?

Our partners cover the whole of the UK. However as new opportunities come available frequently, the locations will change regularly. Properties have been available in the past in London, Birmingham, Manchester, and many more major cities and towns. So for the latest below market value properties in London or discounted opportunities in Manchester, please sign up for free above and your 1-2-1 consultant can keep you updated with the latest BMV properties as they come available.

How many BMV properties do you have available?

This changes weekly. We currently are showing three BMV deals on this page and when new opportunities come in, our partners update their clients straight away. Because of this some BMVs are off-market property deals and sell before they go live on the website. So to get access to the discounted properties as and when they come available please sign up for free above to get notified of new BMV opportunities.

How do you find properties below market value?

To get the best deals our partners go direct to property sellers. These can be developers looking to sell excess stock, homeowners who need a fast sale, or landlords looking to sell their investment property and exit their portfolio. By dealing directly with the sellers they are able to negotiate the best deal for all parties, which can include a fast sale at a discounted price. They do all the hard work so you don't have to. To find the best BMV deals, all you need to do is check your email inbox each week for the latest opportunities, sourced, negotiated and presented ready for you to consider.

How do I assess the discount on a below market value property?

Start with the price of the unit you are buying and compare it with similar properties that have sold nearby. Bedroom count, floor area, condition and lease terms all affect that comparison. A reduction from an old asking price alone does not tell you how much below market value a property is. Ask your consultant what valuation and comparable sales the quoted discount is based on, so you can see how it was calculated.

Can I buy a BMV property for buy-to-let or holiday letting?

A below market value purchase can be used for either strategy, where the property allows it. For a long-term let, compare the monthly rent and annual running costs. For a holiday let, look at nightly rates, occupancy and management costs. Those are different income models, even for the same apartment. Tell your consultant which route you want to take, so you can discuss available properties and the seller's projections for that use.

Are below market value properties always off-market?

Below market value describes the price compared with similar local properties. Off-market describes how a property is offered for sale. The two can overlap: a seller may agree a discounted price through a direct introduction. But a private sale is not automatically discounted, and a publicly listed property can also sell below market value. For any BMV deal, the useful question is what supports the valuation and the price you are being offered.

What should I ask about a BMV property before buying?

Ask for the floor plan, purchase price and comparable sales behind the discount for the unit that interests you. Then ask for the seller's rental projections and cost breakdown for your intended letting strategy, along with the available management service and its fees. Sign up above and tell your consultant which property you want to discuss, your budget and whether you plan to use a mortgage or buy with cash.