Cheapest Places To Buy A House In England & The UK

On average sold price, the cheapest place to buy a house in England is Burnley, at £135,012. Across the whole UK it is Inverclyde, the Scottish council area that includes Greenock, at £115,401, the lowest of 360 council areas. Both are HM Land Registry estimates for whole council areas, with flats and houses counted together.

Across England's council areas, 19 of the 20 cheapest are in the North East, the North West, or Yorkshire and the Humber. Asking prices give a different answer. Of the 2,488 postcode districts in Great Britain that had an asking price, Bradford city centre's BD1 is the lowest, at £67,397.

Article updated: September 2026

Where the Cheapest Council Areas Are

The shading shows each council area's average sold price band, all property types, July 2026. The outlined council areas are the 20 cheapest. Tap a council area to see its figure.

Average sold price, all property types, July 2026. Northern Ireland figures cover April to June 2026
  • Below £155,000
  • £155,000 to £219,999
  • £220,000 to £279,999
  • £280,000 to £374,999
  • £375,000 and above
  • No sold-price figure
  • Outlined: the 20 cheapest

Sources: HM Land Registry UK House Price Index, July 2026. Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0; Council area boundaries from the Office for National Statistics, Local Authority Districts (December 2024) Boundaries UK BUC, simplified. Source: Office for National Statistics licensed under the Open Government Licence v.3.0. Contains OS data © Crown copyright and database right 2024.

The UK's 20 cheapest council areas are outlined on the map, seven in Scotland, 12 in England, one in Wales and none in Northern Ireland. The English 12 sit in the North East (five), the North West (four), Yorkshire and the Humber (two) and, for Stoke-on-Trent, the West Midlands.

Shading shows each council area's average sold price for all property types in July 2026, or April to June 2026 in Northern Ireland, and the Isles of Scilly has no figure.

Top 10 Cheapest Postcodes in Great Britain

On what sellers were asking, these ten postcode districts had the lowest averages in Great Britain, out of the 2,488 that had an asking price. The figures are asking price data for September 2026, with flats and houses counted together.

RankPostcode and areas coveredNationAverage asking price
1BD1: Bradford city centre, Little GermanyEngland£67,397
2PA15: GreenockScotland£71,283
3DL4: ShildonEngland£76,093
4DN31: Grimsby town centreEngland£81,157
5AB11: Ferryhill, Torry (Aberdeen)Scotland£81,276
6SR1: Sunderland city centre, East EndEngland£83,244
7TS1: Middlesbrough town centreEngland£83,577
8AB25: Kittybrewster, Rosemount (Aberdeen)Scotland£90,420
9AB16: Mastrick, Northfield (Aberdeen)Scotland£91,538
10KA20: StevenstonScotland£93,526

An asking price is what sellers want for homes on the market now, not what a buyer paid. The place names beside each code come from Wikipedia's list of postcode areas and the area pages it links to. Our asking-price figures cover England, Scotland and Wales, so Northern Ireland's districts are not in this ranking.

Bradford's BD1 and Greenock's PA15 are the only two of the 2,488 under £75,000

BD1, in Bradford city centre, has an average asking price of £67,397. Greenock's PA15, in Inverclyde, is second at £71,283, £3,886 more. Shildon's DL4, in County Durham, is third at £76,093.

England and Scotland have five districts each in the ten, and Stevenston's KA20 is tenth at £93,526.

Grimsby, Sunderland and Middlesbrough centres average between £81,000 and £84,000

Grimsby town centre's DN31 has an average asking price of £81,157. SR1, which takes in Sunderland city centre and the East End, averages £83,244, and Middlesbrough town centre's TS1 £83,577, only £333 more.

Aberdeen has three of the ten and the third-cheapest council area

AB11 (Ferryhill and Torry), AB25 (Kittybrewster and Rosemount) and AB16 (Mastrick and Northfield) are fifth, eighth and ninth. Aberdeen turns up again on sold prices, where the City of Aberdeen council area was third cheapest of the 360, at £130,689. Our Aberdeen guide covers what homes in the city rent for.

The Cheapest Council Areas in the UK

Inverclyde's July 2026 average sold price, £115,401, was the lowest of the UK's 360 council areas. West Dunbartonshire was second at £127,521 and the City of Aberdeen third at £130,689, so the three cheapest were all in Scotland. Burnley, fourth, was the cheapest in England.

HM Land Registry's UK House Price Index estimates these figures from the sales registered in each council area. A council area is not a town, and its average covers every town and village inside it. If you are looking for the cheapest place to live in the UK, these are house prices only, not rents, bills or wages.

RankCouncil areaNation or regionAll property typesFlatsTerraced houses
1InverclydeScotland£115,401£87,280£131,504
2West DunbartonshireScotland£127,521£94,082£146,029
3City of AberdeenScotland£130,689£92,897£145,174
4BurnleyNorth West£135,012£81,075£115,123
5City of Kingston upon HullYorkshire and the Humber£135,511£78,654£125,272
6HartlepoolNorth East£136,894£76,394£107,343
7BlackpoolNorth West£137,386£75,951£120,578
8East AyrshireScotland£138,971£77,665£121,633
9Na h-Eileanan siarScotland£139,518£68,963£89,218
10County DurhamNorth East£140,447£78,510£116,586

England had 12 of the UK's 20 cheapest council areas

Take the cheapest 20 and England had 12 of them, Scotland seven and Wales one, Blaenau Gwent in 14th at £144,294. Northern Ireland had none.

Northern Ireland's cheapest council area, Mid and East Antrim, averaged £177,450 on its April to June figures. The UK average was £272,611, and Inverclyde's figure was less than half of it.

Inverclyde was the only council area averaging under £125,000

Inverclyde was £12,120 cheaper than West Dunbartonshire. Eighteen council areas averaged under £150,000, ten of them in England.

The Western Isles had the cheapest flats and terraces in the ten

Na h-Eileanan Siar, the council area for the Western Isles, was ninth on all property types at £139,518. Its flats averaged £68,963 and its terraced houses £89,218, the lowest of the ten on both. It was the only council area in the table with a terraced average under £100,000.

In Na h-Eileanan Siar the all-types average was £50,300 higher than the terraced average. If a terrace is what you want there, the terraced column is the figure to go by.

The Cheapest Places to Buy a House in England

Burnley was the cheapest of England's 295 council areas in July 2026, at an average sold price of £135,012. The City of Kingston upon Hull was second at £135,511 and Hartlepool third at £136,894. England's average was £293,479, more than twice Burnley's.

RankCouncil areaRegionAll property typesFlatsTerraced houses
1BurnleyNorth West£135,012£81,075£115,123
2City of Kingston upon HullYorkshire and the Humber£135,511£78,654£125,272
3HartlepoolNorth East£136,894£76,394£107,343
4BlackpoolNorth West£137,386£75,951£120,578
5County DurhamNorth East£140,447£78,510£116,586
6MiddlesbroughNorth East£140,909£75,894£110,592
7HyndburnNorth West£141,430£83,420£122,940
8SunderlandNorth East£147,114£81,768£127,831
9Stoke-on-TrentWest Midlands£147,377£89,184£125,316
10North East LincolnshireYorkshire and the Humber£147,727£74,880£117,511
11Redcar and ClevelandNorth East£151,341£79,940£119,296
12PendleNorth West£152,798£88,551£134,393
13GatesheadNorth East£155,550£97,082£151,364
14DarlingtonNorth East£159,988£96,358£130,183
15South TynesideNorth East£161,559£95,261£154,360
16Blackburn with DarwenNorth West£165,131£89,564£138,194
17Stockton-on-TeesNorth East£170,029£85,706£127,713
18CumberlandNorth West£170,966£93,707£141,273
19DoncasterYorkshire and the Humber£172,305£89,652£134,831
20BarnsleyYorkshire and the Humber£175,537£92,791£141,239

Burnley was cheapest in England by just £499, ahead of Hull

Burnley, Hull and Hartlepool were within £1,882 of each other, and Burnley was only £499 below Hull. Blackpool came fourth at £137,386 and County Durham fifth at £140,447.

Every one of England's 20 cheapest had flats averaging under £100,000

On council-area sold prices, it is flats that get under £100,000 in England. In all 20 of these council areas the average flat was under it in July 2026, from North East Lincolnshire's £74,880 up to Gateshead's £97,082.

No terraced average in the 20 got that low. Hartlepool's £107,343 was the cheapest. These are averages, so they can't show you a particular flat or terrace for sale.

Stoke-on-Trent was the only one of the 20 outside England's three northern regions

Stoke-on-Trent, ninth at £147,377, was the cheapest council area in the West Midlands. The North East has 12 council areas in all, and nine of them made the 20.

Burnley, Hyndburn and Pendle rose more than 8% on the year

Burnley's July 2026 average was 8.6% higher than a year earlier, Hyndburn's 8.5% and Pendle's 8.3%. Stoke-on-Trent was the only one of the 20 lower on the year, by 0.8%. England as a whole rose 1.1%.

The UK House Price Index methodology says its first estimate for a month rests on around 40% of the sales that will eventually be registered, and the latest months are likely to be revised.

Which UK City Has the Cheapest House Prices?

On average sold price, Aberdeen's July 2026 figure, £130,689, was the lowest of the 54 ranked UK cities. Kingston upon Hull was second at £135,511, the cheapest English city in the ranking. Each ranked city on GOV.UK's list of cities takes the figure for the council area of the same name.

RankCouncil areaCity (GOV.UK list)NationAll property typesFlats
1City of AberdeenAberdeenScotland£130,689£92,897
2City of Kingston upon HullKingston-upon-HullEngland£135,511£78,654
3City of DundeeDundeeScotland£146,924£101,496
4SunderlandSunderlandEngland£147,114£81,768
5Stoke-on-TrentStoke on TrentEngland£147,377£89,184
6DoncasterDoncasterEngland£172,305£89,652
7BradfordBradfordEngland£182,766£108,466
8BelfastBelfastNorthern Ireland£184,768Not enough data
9LincolnLincolnEngland£187,079£107,135
10PrestonPrestonEngland£188,629£100,224
11LiverpoolLiverpoolEngland£189,036£129,558
12City of NottinghamNottinghamEngland£190,200£123,746
13City of GlasgowGlasgowScotland£193,675£162,766
14WakefieldWakefieldEngland£199,347£100,223
15LancasterLancasterEngland£202,966£115,617

GOV.UK lists 76 UK cities, including the 2022 Platinum Jubilee awards. Of those, 54 are ranked here, each sharing its name with a council area. London is left out, because its same-name council area is the City of London, which is not what most people mean by London. The other 21, including Durham and Carlisle, have no council area of their own name. Belfast's figure covers April to June 2026, because Northern Ireland's council figures are quarterly.

Some council areas take in far more than their city. The Doncaster, Bradford and Wakefield council areas, for example, include towns around each city.

Hull's flats averaged £14,243 less than Aberdeen's

Aberdeen was £4,822 cheaper than Hull across all property types. On flats, Hull was cheaper. Its flats averaged £78,654, the lowest of the 15, against £92,897 in Aberdeen. Sunderland had the next cheapest flats, at £81,768.

Liverpool, Nottingham, Sheffield, Birmingham, Leeds and Manchester ranked 11th to 36th

Liverpool was 11th at £189,036 and Nottingham 12th at £190,200. Sheffield came 20th at £219,713 and Birmingham 28th at £234,257. Leeds was 33rd at £247,695, and Manchester 36th at £252,309.

All six have their postcode districts ranked on asking price, in our pages on the cheapest areas of Liverpool, the cheapest areas of Nottingham and the cheapest areas of Sheffield, and on the cheapest places to buy a house in Birmingham, the cheapest areas of Leeds and the cheapest place to buy a house in Manchester.

Swansea, 16th at £205,383, was the cheapest of the four Welsh cities in the ranking. Cardiff was 37th at £272,252, and the cheapest areas of Cardiff have a page of their own.

Oxford and Cambridge were among the dearest of the 54 cities

Oxford came 51st at £471,667 and Cambridge 52nd at £475,151. District by district, with the towns around each city included, see the cheapest areas in Oxford and the cheapest places to live in Cambridge. The dearest of the 54, the City of Westminster, averaged £876,788, about 6.7 times Aberdeen's figure.

Cheapest Places by Region

The North East was England's cheapest region in July 2026, with an average sold price of £166,943. England's cheapest council area, Burnley, was in the North West. This table takes the cheapest council area in each of England's nine regions and in Scotland, Wales and Northern Ireland, ordered from cheapest to dearest.

Cheapest council areaRegion or nationAll property types
InverclydeScotland£115,401
BurnleyNorth West£135,012
City of Kingston upon HullYorkshire and the Humber£135,511
HartlepoolNorth East£136,894
Blaenau GwentWales£144,294
Stoke-on-TrentWest Midlands£147,377
BostonEast Midlands£177,438
Mid and East AntrimNorthern Ireland£177,450
Great YarmouthEast of England£209,114
TorbaySouth West£222,118
SouthamptonSouth East£235,977
Barking and DagenhamLondon£375,604

Scotland's average was lower than every English region's except the North East

Scotland averaged £196,349, below Yorkshire and the Humber's £209,116. Wales averaged £215,037 and the North West £221,445.

Burnley still averaged less than any North East council area, and Hartlepool, the North East's cheapest, came third in England. The North West's average takes in all 35 of its council areas, not just the cheap ones.

Blaenau Gwent was cheapest in Wales, and Mid and East Antrim in Northern Ireland

Blaenau Gwent averaged £144,294, the lowest of Wales's 22 council areas. Our page on the cheapest places to live in Wales ranks the 180 Welsh postcode districts that have an asking price.

Northern Ireland's council figures are quarterly, as the index's methodology explains, so Mid and East Antrim's £177,450 and Belfast's £184,768 cover April to June 2026, not July.

London's cheapest borough averaged more than the East of England

Barking and Dagenham, the cheapest of London's 33 council areas at £375,604, averaged £38,086 more than the East of England as a whole and only £5,274 less than the South East.

The Cheapest Places to Buy in the South of England

Torbay, in the South West, had the lowest average sold price in the South of England, £222,118 in July 2026. The City of Plymouth was next at £223,161, so the two cheapest were both in the South West. Here the south means the two regions HM Land Registry calls the South East and the South West. London and the East of England are separate regions.

RankCouncil areaRegionAll property typesFlatsTerraced houses
1TorbaySouth West£222,118£136,162£213,491
2City of PlymouthSouth West£223,161£133,502£229,047
3SouthamptonSouth East£235,977£152,827£252,111
4HastingsSouth East£238,757£141,312£256,092
5GosportSouth East£240,696£151,926£241,439
6GloucesterSouth West£240,718£132,809£211,142
7Isle of WightSouth East£245,900£136,254£211,037
8PortsmouthSouth East£251,220£166,320£275,644
9EastbourneSouth East£254,636£174,992£282,826
10TorridgeSouth West£263,378£134,098£203,879

Southampton was the cheapest in the South East

Southampton, third at £235,977, was £13,859 dearer than Torbay and the cheapest of the South East's 64 council areas. Hastings, at £238,757, and Gosport, at £240,696, came next.

Gloucester had the cheapest flats of the ten, and Torridge the cheapest terraces

Gloucester's flats averaged £132,809, £693 less than flats in Plymouth. Torridge's terraced houses averaged £203,879, under the Isle of Wight's £211,037 and Gloucester's £211,142.

Over the year to July 2026, Hastings was down 4.9% and Gloucester up 4.9%, the largest fall and rise of the ten. Those July readings are provisional.

Great Yarmouth averaged less than any council area in the south

Great Yarmouth, the East of England's cheapest council area, averaged £209,114, which is £13,004 less than Torbay. Inside the capital, the cheapest areas of London are ranked by postcode district on a page of their own.

Cheapest House Prices in England by Postcode, on What Homes Sold For

Sunderland city centre's SR1 had the lowest median sold price of any English postcode district with 30 or more sales, at £54,975. That median comes from 30 sales completed between May 2025 and April 2026, and 19 of them were flats.

SR1's £54,975 is far below Burnley's £135,012, but the two are not like for like. Burnley's figure is a July 2026 average for a whole council area, and SR1 is one postcode district inside the Sunderland council area, which averaged £147,114 that month.

A median is the middle price among a district's sales over the twelve months to April 2026. When there is no single middle sale, it is halfway between the two middle prices. The median mixes houses and flats, as the asking-price averages do.

SR1's median rests on the fewest sales of the 20, exactly the 30 a district needs. Peterlee's SR8, fifth, rests on the most, 433.

RankPostcode and areas coveredMedian sold priceHomes sold
1SR1: Sunderland city centre, East End£54,97530
2TS1: Middlesbrough town centre£75,000111
3DL4: Shildon£76,250126
4DN31: Grimsby town centre£77,250114
5SR8: Peterlee, Horden, Easington£89,000433
6TS3: North Ormesby, Berwick Hills, Thorntree (Middlesbrough)£92,999185
7BD1: Bradford city centre, Little Germany£95,00041
8HU2: Hull, north of the centre, Wincolmlee£96,25036
9DN1: Doncaster city centre, Hyde Park£100,00045
9DN32: Old Clee (Grimsby)£100,000299
11TS29: Trimdon£103,750100
12FY1: Blackpool town centre, North Shore, South Shore£105,000361
12TS24: Hartlepool town centre, the Headland£105,000189
14DL17: Ferryhill, Chilton, Cornforth£106,500257
15BD3: Barkerend, Bradford Moor, Thornbury£110,000155
16S4: Pitsmoor, Page Hall, Grimesthorpe (Sheffield)£110,50062
17LE1: Leicester£113,75050
18S1: Sheffield city centre£116,00062
19HU3: Hull, Spring Bank, west of the centre£116,250188
20HX1: Halifax town centre, Savile Park£118,000197

Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.

Tied districts take the same rank. DN1 and DN32 are both ninth, and FY1 and TS24 both 12th. DN32 is ninth on asking price among English districts as well, at £109,555. Just below the 20, Bradford's BD5 and Stanley's DH9 are joint 21st on £120,000.

Of the 2,082 English districts with a recorded sale in the twelve months to April 2026, 1,988 cleared the 30-sale floor.

Ten of the 20 are in Yorkshire and the Humber and eight in the North East. Blackpool's FY1 in the North West and Leicester's LE1 in the East Midlands are the other two. Four are in the County Durham council area, Shildon's DL4, Peterlee's SR8, Trimdon's TS29 and Ferryhill's DL17.

In Sunderland's SR1 and Bradford's BD1, most of the homes sold were flats

Besides its 19 flats, SR1's sales were nine terraced houses and two semi-detached houses.

Bradford city centre's BD1, the cheapest district in Great Britain on asking price, is seventh among English districts on sold price. Thirty-seven of its 41 sales were flats, and their median was £95,000, the same as the district's.

Doncaster city centre's DN1 is ninth on sold price, against 50th on asking price

Only 49 of the 2,009 English districts with an asking price have a lower average than DN1's £148,983. Its median sold price was £100,000, from 45 sales. Thirty-seven of those were terraced houses, whose median was also £100,000, and five were flats.

BD1's median sits above its asking average and DN1's below it. That gap does not show buyers paying more or less than sellers asked. The asking averages cover homes on the market in September 2026, and the medians cover sales completed between May 2025 and April 2026.

England's Cheapest Postcodes Under £100,000

Of the 2,488 postcode districts in Great Britain with an average asking price, 16 average under £100,000. Eight are in England and eight in Scotland, and Bradford's BD1 is the lowest at £67,397. None of the 16 is in Wales, and houses and flats are not split out.

RankPostcode and areas coveredRegionAverage asking price
1BD1: Bradford city centre, Little GermanyYorkshire and the Humber£67,397
2DL4: ShildonNorth East£76,093
3DN31: Grimsby town centreYorkshire and the Humber£81,157
4SR1: Sunderland city centre, East EndNorth East£83,244
5TS1: Middlesbrough town centreNorth East£83,577
6SR8: Peterlee, Horden, EasingtonNorth East£96,467
7HU2: Hull, north of the centre, WincolmleeYorkshire and the Humber£97,392
8TS3: North Ormesby, Berwick Hills, Thorntree (Middlesbrough)North East£97,683

An average sums up many asking prices, some higher and some lower. It tells you where prices are low. It can't tell you whether a particular home is for sale at £100,000, or what one sold for. In England and Wales, you can look up recorded sale prices by street on HM Land Registry's price paid search. It does not cover Scotland.

On what homes sold for between May 2025 and April 2026, the same eight English districts had median sold prices under £100,000, and no other English district with 30 or more sales did. Doncaster city centre's DN1 and Grimsby's DN32 sat right on the line, at £100,000.

Middlesbrough's TS2, covering St Hilda's, had a median of £40,000, but from only eight sales, too few to rank. Scotland's eight are counted on asking price only, since these medians stop at the border.

Five of England's eight are in the North East, three in Yorkshire and the Humber

County Durham has two of the North East's five, Shildon's DL4 and Peterlee's SR8, and Middlesbrough two more, TS1 in the town centre and TS3 to its east. Sunderland's SR1 is the fifth.

Yorkshire and the Humber's three are Bradford's BD1, Grimsby's DN31 and Hull's HU2. Outside those two regions, no English district with an asking price averages under £100,000.

Peterlee's SR8 had the most homes sold under £100,000 in England, 270 of its 433

About one home in 30 that sold in the postcode districts counted as English between May 2025 and April 2026 went for under £100,000, 22,163 of the 653,545 sales. In the North East it was about one in six, and in London about one in 600.

RankPostcode and areas coveredHomes sold under £100,000All homes sold
1SR8: Peterlee, Horden, Easington270433
2BB9: Nelson, Barrowford, Brierfield201551
3DH9: Stanley, Dipton, Annfield Plain198510
4DL14: Bishop Auckland, Evenwood195516
5BB5: Accrington, Oswaldtwistle, Clayton-le-Moors172769
6FY1: Blackpool town centre, North Shore, South Shore167361
7BB10: Burnley (east), Worsthorne, Cliviger161533
8DN32: Old Clee (Grimsby)147299
9BB12: Burnley (west), Padiham, Hapton137569
9DH6: Coxhoe, Bowburn, Sherburn (Durham)137532
11LA14: Barrow-in-Furness (west), Walney Island129522
12ST6: Tunstall, Burslem (Stoke-on-Trent)124677
13DL17: Ferryhill, Chilton, Cornforth119257
14DH7: Brandon, Lanchester, Esh Winning (Durham)118554
15TS25: Seaton Carew, Owton, Rift House (Hartlepool)115426

Contains HM Land Registry data © Crown copyright and database right 2021. This data is licensed under the Open Government Licence v3.0.

Peterlee's SR8 is the one English district on all three measures. Its average asking price and its median are both under £100,000, and it had the most homes sold for less. Of its 433 sales, 240 were terraced houses, 115 semis and 73 detached, and only five were flats, so nearly all of its 270 sales under £100,000 were houses.

Districts with hundreds of sales can rank high on homes sold under £100,000 even with medians well above it. Nelson's BB9, second, had a median of £122,000 on 551 sales, and Accrington's BB5, fifth, £140,000 on 769. Of the eight with 30 or more sales and a median under £100,000, seven had fewer than 200 sales in all, and Middlesbrough town centre's TS1, where 101 of its 111 sales were under £100,000, is joint 25th in that ranking.

Burnley's BB12 and Coxhoe's DH6 tie for ninth, on 137. At least one home went for under £100,000 in 1,499 of the 2,082 English districts with a sale, and 572 districts had ten or more such sales. Seven of the 15 are in the North East, six of those in the County Durham council area, and six are in the North West. These are sales that have already gone through, not homes you can buy now.

Aberdeen has four of Scotland's eight districts under £100,000

AB11, AB25, AB16 and AB10 are all in Aberdeen. North Ayrshire has three more, and Greenock's PA15 is the eighth.

Cheapest Places for First-Time Buyers

First-time buyers paid least in Inverclyde, an average of £98,662 in July 2026 on the UK House Price Index. It was the only one of 349 council areas with a first-time buyer figure under £100,000. The City of Aberdeen, at £110,389, and West Dunbartonshire, at £110,826, came next. Of the 15 council areas where first-time buyers paid least, eight were in Scotland.

Of the ranked cities with a first-time buyer figure, Aberdeen was the cheapest, then Dundee at £126,595 and Hull at £127,859.

In England, Hartlepool was cheapest for first-time buyers at £118,977, then Burnley at £121,504, County Durham at £125,124 and Middlesbrough at £126,266. England's first-time buyer average was £245,515.

The table gives England's average for each type of home, with a 30% deposit worked out on each. That 30% is only an illustration, not what a lender will ask for. On Hartlepool's first-time buyer average of £118,977, the same illustrative 30% comes to £35,693.

England property typeAverage sold priceIllustrative 30% deposit
Flat£217,362£65,209
Terraced house£247,081£74,124
Semi-detached house£292,024£87,607
Detached house£474,626£142,388
All property types£293,479£88,044

That leaves £152,153 to fund on England's average flat, and £172,957 on the average terrace. A terrace averaged £29,719 more than a flat, and 30% of that gap is £8,916. How much you can borrow on the rest is down to you and your lender, and a mortgage broker can check it.

For a home in England, our stamp duty calculator gives the tax on the price you enter.

Every price on this page is an average or a median, not the price of one home. Below market value properties are judged against the value of the home itself, not against its district's average. If you would rather look at actual homes, our buy to let properties for sale page lists them with the rent next to the price, and our consultants can go through UK investment properties with you, for your budget.

Many of the towns and cities named here have a guide of their own, with rents and yields, among our UK property investment guides. For a landlord, a low price is only half the story, and our guide to the best rental yields in the UK compares what homes rent for against what they cost, area by area.

Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.

Frequently Asked Questions

Where is the cheapest place to buy a house in the UK?

It depends which price you use. On average sold price across a whole council area, Inverclyde in Scotland was cheapest of the 360, with a July 2026 average of £115,401. Northern Ireland's figures here cover April to June 2026. Burnley was cheapest in England at £135,012. On average asking price, Bradford's BD1 district was lowest of the 2,488 districts in Great Britain that had an asking price, at £67,397 in September 2026. All three count every type of home together.

Which part of England has the cheapest houses?

The North East had the lowest regional average in England in July 2026, £166,943, against £293,479 for England as a whole. Nine of England's 20 cheapest council areas were in the North East, led by Hartlepool at £136,894. The single cheapest council area, Burnley, was in the North West, and 19 of the 20 were in the North East, the North West, or Yorkshire and the Humber.

Which UK city has the lowest average house price?

Aberdeen's July 2026 average, £130,689, was the lowest of the 54 ranked cities, on the UK House Price Index figure for its council area. Belfast's figure covers April to June 2026. Kingston upon Hull was next at £135,511, the cheapest English city of the 54, then Dundee at £146,924 and Sunderland at £147,114. Each figure is for the city's council area, which can reach beyond the city. Hull had the cheapest flats of the 15 cheapest cities, at £78,654.

Where can I buy a house for under £100,000 in England?

Eight English postcode districts have an asking price averaging under £100,000, led by Bradford's BD1 at £67,397. The others are Shildon's DL4, Grimsby's DN31, Sunderland's SR1, Middlesbrough's TS1 and TS3, Peterlee's SR8 and Hull's HU2. The same eight had median sold prices under £100,000 on sales in the twelve months to April 2026. In those twelve months, about one in 30 homes sold in the postcode districts counted as English went for under £100,000, and Peterlee's SR8 had the most, 270, nearly all of them houses. On council-area sold prices, the average flat was under £100,000 in all 20 of England's cheapest council areas in July 2026, but no average terraced house got that low. What single homes actually sold for, in England and Wales, is on HM Land Registry's price paid search.

What is the cheapest place to buy a house in the South of England?

Torbay, taking the south as the South East and South West regions. Its average sold price was £222,118 in July 2026, and the City of Plymouth was next at £223,161. Southampton, at £235,977, was the cheapest in the South East. Great Yarmouth, in the East of England, averaged less than all of them, at £209,114.

What are the cheapest and safest places to live in the UK?

House prices can show you the cheapest places, but they say nothing about safety. On sold prices the cheapest council area was Inverclyde, and in England, Burnley. For crime, data.police.uk has street-level crime and anti-social behaviour data, month by month, for England, Wales and Northern Ireland. It does not cover Scotland.

Are house prices going up or down in the cheapest areas?

Over the year to July 2026, most of them went up. Burnley rose 8.6% and Inverclyde 5.4%, while England rose 1.1% and the UK 1.4%. Of England's 20 cheapest council areas, only Stoke-on-Trent was lower, by 0.8%. The City of Aberdeen fell 8.7%. The July readings are provisional, and more registered sales are likely to revise them.

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