Where to Buy Property Investments in the Lake District: Yields to 3.9%

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The Lake District sits in the north west of England, and since April 2023 it has been split between two councils: Cumberland in the north and west, and Westmorland and Furness in the south and east. That matters more than it sounds, because every area-level figure on this page comes from one of those two authorities, not from the national park boundary.

Across the 14 postcodes with an asking price on record, the average is £359,182, running from £254,891 in Cockermouth to £489,899 in Ambleside. Sold prices tell the same story from the other end. In May 2026 the average sold price was £227,987 across Westmorland and Furness and £173,130 across Cumberland, against £292,095 for England.

A note on what this page covers, because the Lake District has no tidy boundary. It is a national park, not a postcode area and not a council. Its edges cut straight through postcode districts, and four of the ones here sit in two councils at once. So this guide takes the wider view: the central fells and lakes, plus the gateway towns of Kendal, Penrith, Ulverston and Cockermouth where most of the buying and selling actually happens. Barrow, Carlisle and the west coast towns are outside this guide. Carlisle has its own guide; for a nearby market south of the national park, see Lancaster.

Article updated: July 2026

• Cumberland
• Westmorland and Furness
• Lake District National Park

Why the Lake District is unlike anywhere else in the data

Almost every postcode here has too few homes advertised to let long term for anyone to calculate a rental yield. Of the 15 postcodes in this guide, three have enough listings to produce one. Twelve do not.

That is worth being precise about, because it is easy to read the wrong thing into it. A missing yield is not a low yield. It is a missing measurement. Across the Lake District there are usually too few homes advertised to let long term for a reliable figure to exist at all. This data cannot tell you whether the yield on any given house in Grasmere would be good or bad, because the advertised market that would tell us is barely visible. A local agent or valuer working from actual comparable lettings may well be able to.

Achieved rents are measured separately. The Office for National Statistics measures rents on actual tenancies rather than advertised asking rents, and in June 2026 the authority averages were £808 a month across Westmorland and Furness and £670 across Cumberland. Those are modelled averages across each whole authority, drawn from tenancies rather than listings, so they describe the authority rather than any individual Lake District postcode.

Jobs, wages and people

The two councils are close on pay and further apart on employment. Median annual pay is £42,461 in Cumberland and £41,859 in Westmorland and Furness. The employment rate is 75.3% in Cumberland and 80.4% in Westmorland and Furness. Cumberland's unemployment rate is 4.5%; the sample in Westmorland and Furness is too small for the survey to publish one.

The 2021 census counted 273,257 people in Cumberland and 226,592 in Westmorland and Furness, and there is no honest ten-year comparison to set against either, because neither council existed in 2011. If you see a population change quoted for these two areas, it has been built from the old district boundaries and it is measuring something else.

The Lake District property market

The two halves of the area are at different points in the cycle. Cumberland reached its highest average sold price on record in May 2026. Westmorland and Furness peaked eighteen months earlier and has come off that high since.

Westmorland and Furness

The average sold price across Westmorland and Furness was £227,987 in May 2026, around 22% below the England average of £292,095. That covers Kendal, Windermere, Ambleside, Coniston, Grange-over-Sands, Ulverston, Penrith and the southern and eastern fells.

Its record high was £230,314 in November 2024. The May 2026 figure sits £2,327 below that, so the southern half of the area has spent about eighteen months slightly below its peak. Over five years it is up 15.2%, from £197,922 in May 2021.

Going further back, prices topped out at £173,700 in October 2007 before the financial crisis, bottomed at £145,120 in February 2009, and took until the middle of the following decade to recover. That was a fall of 16.5% from peak to trough.

• All property types
• Detached
• Semi-detached
• Terraced
• Flats

Source: HM Land Registry House Price Index

Year	All property types	Detached	Semi-detached	Terraced	Flats
1995-01	£44,689	£79,065	£46,763	£34,550	£33,181
1995-02	£46,412	£80,311	£48,631	£36,492	£33,678
1995-03	£46,224	£79,427	£48,344	£36,547	£33,528
1995-04	£47,191	£80,002	£49,231	£37,756	£33,851
1995-05	£47,382	£81,384	£49,457	£37,441	£34,758
1995-06	£47,286	£82,093	£49,594	£36,906	£35,064
1995-07	£48,197	£85,505	£50,882	£36,827	£36,296
1995-08	£47,625	£84,581	£50,229	£36,495	£35,436
1995-09	£48,012	£85,296	£50,479	£36,950	£35,420
1995-10	£46,588	£82,279	£48,926	£36,052	£34,160
1995-11	£46,105	£81,720	£48,574	£35,436	£34,149
1995-12	£45,599	£80,670	£48,147	£34,999	£33,862
1996-01	£44,950	£79,458	£47,449	£34,490	£33,533
1996-02	£45,584	£80,375	£48,279	£34,946	£33,976
1996-03	£45,801	£81,764	£48,819	£34,625	£34,444
1996-04	£45,980	£82,119	£49,106	£34,706	£34,551
1996-05	£45,263	£80,881	£48,281	£34,251	£33,723
1996-06	£45,964	£80,973	£48,502	£35,415	£34,063
1996-07	£46,086	£80,829	£48,617	£35,752	£33,543
1996-08	£46,692	£82,829	£49,207	£35,953	£34,241
1996-09	£46,800	£83,702	£49,668	£35,761	£33,902
1996-10	£48,153	£86,727	£51,160	£36,567	£35,037
1996-11	£48,494	£86,144	£51,572	£37,269	£34,581
1996-12	£48,354	£86,133	£51,571	£36,982	£34,645
1997-01	£47,984	£85,526	£51,068	£36,698	£34,577
1997-02	£47,639	£85,403	£50,645	£36,269	£34,632
1997-03	£47,910	£85,804	£50,709	£36,613	£34,870
1997-04	£48,668	£87,066	£51,635	£37,198	£35,214
1997-05	£48,868	£87,765	£51,968	£37,170	£35,439
1997-06	£48,708	£88,149	£51,897	£36,844	£35,133
1997-07	£48,673	£88,540	£51,763	£36,748	£35,065
1997-08	£50,019	£91,214	£53,140	£37,800	£35,704
1997-09	£51,109	£92,464	£54,222	£38,960	£36,100
1997-10	£50,846	£92,093	£54,029	£38,677	£35,944
1997-11	£50,417	£90,704	£53,636	£38,587	£35,216
1997-12	£49,865	£90,245	£53,216	£37,863	£35,092
1998-01	£50,630	£91,714	£53,973	£38,478	£35,515
1998-02	£50,605	£91,194	£54,058	£38,509	£35,704
1998-03	£50,649	£90,501	£54,149	£38,834	£35,393
1998-04	£51,050	£90,665	£54,690	£39,315	£35,384
1998-05	£51,995	£92,741	£55,535	£39,998	£36,106
1998-06	£52,180	£93,573	£55,573	£39,979	£36,631
1998-07	£52,627	£94,663	£56,033	£40,266	£36,855
1998-08	£52,179	£94,520	£55,476	£39,739	£36,655
1998-09	£52,609	£95,386	£55,906	£40,141	£36,621
1998-10	£52,335	£94,813	£55,609	£39,856	£36,841
1998-11	£53,180	£96,394	£56,609	£40,415	£37,478
1998-12	£53,377	£96,446	£56,928	£40,538	£37,844
1999-01	£52,674	£95,473	£56,122	£39,824	£37,877
1999-02	£51,227	£94,314	£54,566	£38,158	£37,575
1999-03	£51,221	£95,724	£54,457	£37,699	£38,014
1999-04	£51,301	£95,533	£54,459	£37,992	£37,734
1999-05	£53,257	£96,680	£56,383	£40,448	£38,366
1999-06	£53,841	£97,083	£56,925	£41,140	£38,722
1999-07	£54,890	£99,822	£57,948	£41,778	£39,362
1999-08	£54,632	£100,045	£57,579	£41,444	£39,126
1999-09	£56,039	£102,495	£58,950	£42,666	£39,948
1999-10	£56,581	£103,354	£59,598	£43,036	£40,465
1999-11	£57,360	£104,898	£60,474	£43,522	£41,157
1999-12	£57,154	£103,879	£60,284	£43,497	£41,165
2000-01	£56,483	£102,524	£59,581	£42,984	£40,837
2000-02	£55,417	£101,130	£58,535	£41,819	£40,673
2000-03	£55,777	£102,668	£59,119	£41,697	£40,994
2000-04	£58,017	£106,513	£61,526	£43,473	£42,461
2000-05	£59,724	£110,209	£63,503	£44,465	£43,940
2000-06	£59,720	£110,232	£63,539	£44,383	£44,142
2000-07	£60,192	£111,633	£64,132	£44,639	£44,090
2000-08	£60,921	£112,594	£64,910	£45,383	£44,176
2000-09	£63,797	£118,336	£67,808	£47,520	£46,194
2000-10	£63,120	£117,620	£67,223	£46,623	£46,448
2000-11	£63,376	£119,177	£67,497	£46,440	£47,063
2000-12	£62,203	£116,726	£66,420	£45,516	£46,336
2001-01	£62,622	£117,368	£66,771	£45,896	£46,711
2001-02	£63,234	£117,592	£67,444	£46,628	£46,901
2001-03	£62,453	£117,593	£66,642	£45,524	£47,015
2001-04	£63,248	£118,588	£67,377	£46,363	£47,291
2001-05	£64,559	£120,722	£68,714	£47,401	£48,444
2001-06	£66,074	£120,958	£70,294	£49,375	£48,789
2001-07	£67,889	£124,620	£72,315	£50,553	£50,316
2001-08	£68,170	£125,575	£72,534	£50,656	£50,691
2001-09	£69,505	£130,360	£73,755	£50,956	£52,548
2001-10	£69,550	£130,790	£73,828	£50,832	£52,829
2001-11	£69,582	£131,367	£73,978	£50,552	£53,414
2001-12	£68,893	£129,555	£73,465	£49,982	£53,325
2002-01	£68,825	£129,766	£73,422	£49,765	£53,599
2002-02	£68,580	£130,122	£73,036	£49,337	£53,982
2002-03	£71,465	£135,523	£76,164	£51,453	£56,001
2002-04	£74,693	£141,406	£79,534	£53,735	£59,217
2002-05	£77,901	£144,877	£83,087	£56,820	£60,851
2002-06	£78,259	£143,852	£83,336	£57,686	£60,674
2002-07	£79,402	£146,827	£84,540	£58,302	£61,640
2002-08	£80,455	£149,246	£85,599	£58,953	£62,601
2002-09	£83,249	£155,889	£88,719	£60,488	£65,006
2002-10	£83,001	£154,848	£88,585	£60,301	£65,263
2002-11	£84,822	£159,469	£90,540	£61,248	£66,962
2002-12	£84,408	£157,380	£90,146	£61,150	£67,224
2003-01	£87,082	£161,634	£92,798	£63,466	£68,886
2003-02	£87,004	£161,024	£92,912	£63,313	£69,414
2003-03	£87,414	£161,526	£93,282	£63,720	£69,719
2003-04	£87,915	£162,520	£94,157	£63,746	£70,905
2003-05	£91,725	£169,266	£98,255	£66,585	£73,937
2003-06	£93,121	£173,901	£99,780	£66,964	£75,493
2003-07	£95,495	£177,420	£102,385	£69,076	£76,373
2003-08	£95,957	£178,083	£102,825	£69,504	£76,658
2003-09	£99,441	£183,109	£106,587	£72,535	£78,662
2003-10	£101,283	£187,249	£108,377	£73,597	£81,055
2003-11	£103,704	£190,996	£110,951	£75,518	£83,178
2003-12	£107,851	£197,007	£115,303	£78,915	£87,021
2004-01	£108,638	£197,173	£116,069	£79,981	£87,041
2004-02	£108,374	£199,140	£116,045	£79,056	£87,659
2004-03	£106,937	£197,769	£114,481	£77,558	£87,275
2004-04	£110,987	£202,346	£118,682	£81,279	£90,104
2004-05	£115,597	£205,341	£122,942	£86,292	£92,734
2004-06	£121,319	£214,723	£128,993	£90,829	£96,834
2004-07	£123,844	£218,836	£131,676	£92,849	£98,586
2004-08	£128,505	£225,327	£136,191	£97,365	£100,109
2004-09	£129,678	£222,122	£136,616	£100,277	£98,782
2004-10	£133,321	£227,671	£140,220	£103,206	£102,428
2004-11	£134,745	£231,462	£141,825	£103,663	£104,968
2004-12	£136,312	£235,451	£143,775	£103,975	£108,500
2005-01	£132,894	£231,633	£140,263	£100,713	£106,559
2005-02	£130,903	£228,043	£138,738	£98,905	£105,298
2005-03	£133,452	£231,539	£141,675	£101,208	£105,662
2005-04	£136,480	£232,466	£144,989	£104,969	£105,185
2005-05	£140,187	£238,186	£148,536	£108,051	£108,338
2005-06	£143,050	£243,303	£151,387	£110,444	£109,773
2005-07	£145,948	£248,209	£154,314	£112,800	£111,744
2005-08	£146,217	£248,377	£154,330	£113,368	£111,048
2005-09	£145,193	£247,969	£153,084	£112,175	£111,121
2005-10	£145,769	£250,742	£153,430	£112,087	£112,745
2005-11	£147,717	£253,902	£155,626	£113,560	£114,270
2005-12	£147,324	£250,364	£154,874	£114,138	£113,539
2006-01	£148,192	£251,293	£155,682	£114,915	£114,506
2006-02	£149,147	£250,363	£156,303	£116,531	£114,601
2006-03	£148,640	£251,109	£156,099	£115,573	£114,490
2006-04	£149,287	£251,494	£156,799	£116,532	£113,571
2006-05	£150,106	£253,170	£157,739	£117,119	£113,967
2006-06	£154,353	£256,896	£161,730	£121,808	£115,531
2006-07	£157,826	£259,804	£164,762	£125,672	£117,334
2006-08	£159,582	£263,533	£166,581	£126,970	£118,288
2006-09	£161,435	£269,197	£168,757	£127,704	£119,810
2006-10	£159,781	£266,519	£167,005	£126,343	£118,770
2006-11	£160,248	£264,534	£167,140	£127,844	£117,677
2006-12	£157,854	£258,017	£164,253	£126,583	£116,449
2007-01	£160,961	£263,821	£167,581	£128,850	£118,784
2007-02	£160,978	£265,260	£167,709	£128,008	£120,953
2007-03	£162,985	£268,735	£169,864	£129,675	£121,785
2007-04	£163,363	£266,939	£170,033	£130,757	£121,393
2007-05	£164,332	£268,422	£170,917	£131,730	£121,571
2007-06	£167,781	£270,999	£174,091	£135,670	£122,820
2007-07	£169,392	£275,306	£175,767	£136,640	£123,843
2007-08	£172,382	£279,498	£178,693	£139,582	£124,678
2007-09	£173,269	£286,214	£179,844	£138,768	£126,533
2007-10	£173,700	£284,526	£180,023	£139,981	£125,950
2007-11	£171,913	£281,521	£178,144	£138,599	£124,534
2007-12	£170,905	£275,533	£176,769	£139,133	£122,691
2008-01	£170,671	£278,833	£176,562	£137,646	£124,583
2008-02	£170,089	£277,723	£175,949	£137,356	£124,148
2008-03	£168,235	£278,075	£174,788	£134,767	£123,207
2008-04	£166,304	£273,859	£172,893	£133,874	£120,454
2008-05	£170,399	£280,582	£177,291	£136,894	£124,077
2008-06	£171,810	£280,053	£178,029	£139,270	£124,785
2008-07	£173,430	£283,150	£180,293	£140,315	£125,542
2008-08	£167,923	£275,621	£174,702	£135,502	£121,260
2008-09	£164,795	£273,144	£171,287	£132,012	£119,964
2008-10	£163,630	£273,545	£170,028	£129,840	£121,164
2008-11	£162,943	£273,590	£169,765	£128,539	£121,407
2008-12	£156,439	£262,260	£163,356	£123,455	£116,204
2009-01	£150,663	£250,200	£156,528	£120,250	£110,826
2009-02	£145,120	£238,151	£149,925	£117,243	£105,862
2009-03	£148,411	£244,684	£153,132	£119,412	£108,870
2009-04	£150,994	£248,791	£156,240	£121,324	£110,608
2009-05	£157,341	£260,032	£162,878	£126,181	£115,079
2009-06	£156,419	£258,597	£162,025	£125,431	£114,169
2009-07	£154,021	£255,003	£159,421	£123,675	£111,803
2009-08	£153,423	£253,168	£158,942	£123,943	£109,818
2009-09	£156,764	£258,503	£162,594	£127,172	£110,528
2009-10	£160,160	£264,525	£166,207	£129,790	£112,761
2009-11	£160,621	£266,481	£166,300	£129,798	£113,634
2009-12	£162,193	£267,326	£168,044	£131,690	£114,478
2010-01	£160,951	£266,579	£166,937	£130,662	£112,169
2010-02	£162,294	£270,688	£168,930	£131,296	£111,636
2010-03	£159,138	£267,970	£165,620	£127,961	£109,348
2010-04	£159,915	£268,855	£166,526	£128,409	£110,613
2010-05	£160,138	£271,229	£166,480	£127,583	£112,333
2010-06	£161,679	£274,417	£168,125	£128,530	£113,585
2010-07	£160,628	£273,589	£166,971	£127,641	£112,219
2010-08	£159,297	£268,133	£166,131	£127,822	£109,691
2010-09	£158,040	£265,874	£164,868	£126,786	£108,955
2010-10	£158,600	£266,792	£165,605	£127,106	£109,451
2010-11	£158,806	£268,859	£165,526	£126,603	£110,424
2010-12	£158,411	£268,462	£165,329	£126,289	£109,489
2011-01	£159,398	£272,265	£166,262	£126,132	£111,114
2011-02	£160,737	£274,120	£167,635	£127,197	£112,160
2011-03	£162,303	£277,342	£169,146	£128,129	£113,586
2011-04	£158,329	£269,423	£164,973	£125,351	£110,675
2011-05	£156,647	£266,105	£163,580	£124,009	£109,264
2011-06	£152,435	£258,186	£159,344	£120,706	£106,619
2011-07	£155,917	£263,953	£163,108	£123,343	£109,348
2011-08	£154,339	£260,928	£161,610	£122,448	£107,096
2011-09	£159,274	£269,338	£166,792	£126,741	£109,150
2011-10	£161,292	£271,887	£169,188	£128,885	£108,946
2011-11	£160,320	£272,404	£168,124	£127,074	£109,873
2011-12	£154,225	£261,864	£161,934	£122,102	£105,940
2012-01	£148,572	£253,070	£156,031	£117,294	£102,373
2012-02	£146,733	£248,512	£153,819	£116,661	£100,137
2012-03	£150,315	£254,701	£157,434	£119,333	£103,252
2012-04	£155,812	£264,617	£163,079	£123,350	£107,793
2012-05	£157,128	£266,450	£164,603	£124,356	£108,928
2012-06	£155,783	£262,809	£162,942	£124,129	£107,019
2012-07	£153,500	£258,822	£160,273	£122,591	£105,140
2012-08	£153,477	£259,087	£160,219	£122,835	£104,098
2012-09	£156,930	£267,421	£163,830	£124,549	£107,482
2012-10	£155,898	£265,433	£163,010	£123,639	£106,838
2012-11	£155,378	£264,381	£162,470	£123,141	£106,883
2012-12	£155,129	£263,619	£162,444	£123,242	£105,688
2013-01	£153,172	£260,576	£160,895	£121,692	£103,284
2013-02	£152,520	£258,453	£160,291	£121,481	£102,906
2013-03	£150,655	£254,863	£158,511	£120,060	£101,681
2013-04	£152,502	£257,434	£160,130	£121,698	£103,540
2013-05	£152,143	£257,687	£159,882	£121,080	£103,274
2013-06	£152,916	£258,358	£160,590	£121,748	£104,488
2013-07	£154,589	£261,802	£162,234	£122,826	£106,094
2013-08	£159,178	£270,149	£167,072	£126,370	£108,947
2013-09	£159,116	£271,044	£167,036	£126,189	£108,249
2013-10	£156,816	£267,612	£164,800	£124,339	£105,928
2013-11	£155,572	£265,162	£163,689	£123,378	£104,970
2013-12	£154,317	£262,347	£162,700	£122,300	£104,482
2014-01	£153,669	£261,835	£161,863	£121,462	£104,875
2014-02	£150,720	£258,374	£158,601	£118,577	£103,489
2014-03	£153,378	£263,909	£161,551	£120,411	£104,962
2014-04	£155,609	£266,016	£164,003	£122,868	£105,643
2014-05	£157,938	£268,290	£166,606	£125,255	£106,845
2014-06	£157,285	£267,041	£165,740	£124,754	£106,782
2014-07	£159,329	£270,121	£167,991	£126,631	£107,560
2014-08	£161,367	£275,176	£170,106	£127,896	£108,600
2014-09	£164,055	£279,263	£173,041	£130,457	£109,334
2014-10	£163,323	£278,545	£172,131	£129,509	£109,757
2014-11	£163,612	£277,461	£172,503	£130,052	£110,333
2014-12	£162,626	£275,838	£171,323	£129,056	£110,531
2015-01	£161,562	£274,509	£170,490	£128,068	£109,328
2015-02	£160,742	£274,949	£169,364	£126,937	£109,024
2015-03	£160,481	£275,396	£169,362	£126,377	£108,682
2015-04	£162,234	£278,971	£171,088	£127,658	£109,868
2015-05	£163,520	£279,922	£172,794	£128,890	£110,608
2015-06	£164,562	£281,553	£173,805	£129,848	£111,133
2015-07	£165,313	£280,392	£174,967	£131,241	£110,638
2015-08	£165,765	£282,783	£175,306	£131,346	£110,465
2015-09	£165,477	£282,023	£174,995	£131,317	£109,845
2015-10	£164,921	£283,029	£174,291	£130,354	£109,552
2015-11	£166,408	£285,395	£176,039	£131,456	£110,676
2015-12	£166,675	£285,441	£176,531	£132,018	£109,697
2016-01	£167,653	£287,367	£177,771	£132,533	£110,654
2016-02	£166,493	£286,449	£176,091	£131,453	£110,202
2016-03	£167,178	£289,632	£176,262	£131,089	£112,797
2016-04	£165,633	£285,305	£174,534	£130,712	£110,664
2016-05	£167,324	£284,683	£176,765	£132,885	£111,552
2016-06	£168,396	£284,434	£178,239	£134,510	£110,998
2016-07	£171,757	£289,507	£181,771	£137,317	£113,433
2016-08	£171,181	£290,339	£181,067	£136,343	£113,220
2016-09	£172,119	£291,258	£182,448	£137,229	£113,374
2016-10	£168,896	£287,195	£179,191	£133,937	£112,099
2016-11	£169,910	£287,908	£180,706	£135,001	£112,108
2016-12	£169,349	£286,867	£179,968	£134,509	£112,221
2017-01	£172,068	£293,230	£182,685	£136,014	£114,916
2017-02	£171,791	£293,792	£181,874	£135,455	£115,844
2017-03	£170,628	£293,580	£180,703	£134,001	£115,199
2017-04	£172,591	£296,426	£182,615	£135,778	£116,536
2017-05	£174,025	£298,449	£184,448	£136,804	£117,729
2017-06	£175,671	£300,788	£186,114	£138,210	£119,060
2017-07	£177,659	£303,104	£188,399	£140,032	£120,301
2017-08	£178,636	£304,049	£189,358	£141,341	£120,025
2017-09	£179,097	£304,249	£189,841	£142,025	£119,883
2017-10	£176,657	£300,977	£187,557	£139,986	£117,282
2017-11	£177,127	£303,870	£188,184	£139,416	£118,469
2017-12	£179,652	£307,289	£191,266	£141,830	£119,065
2018-01	£178,595	£306,032	£190,306	£140,600	£118,862
2018-02	£177,889	£304,268	£189,792	£140,653	£116,592
2018-03	£177,803	£305,684	£189,550	£139,887	£117,631
2018-04	£179,753	£306,864	£191,671	£142,610	£117,250
2018-05	£180,121	£306,463	£192,298	£143,469	£116,338
2018-06	£180,019	£306,039	£192,575	£143,473	£115,587
2018-07	£183,366	£312,786	£196,189	£145,847	£117,501
2018-08	£183,935	£313,524	£196,769	£146,233	£118,374
2018-09	£183,616	£314,874	£196,165	£145,326	£118,763
2018-10	£179,719	£308,868	£191,966	£141,762	£117,150
2018-11	£178,045	£307,163	£190,132	£139,947	£116,494
2018-12	£179,274	£307,205	£191,710	£141,748	£116,310
2019-01	£178,293	£305,110	£190,800	£141,110	£115,424
2019-02	£182,111	£310,551	£194,759	£144,677	£117,567
2019-03	£181,646	£310,082	£194,302	£144,076	£117,609
2019-04	£185,021	£316,878	£198,157	£146,315	£119,677
2019-05	£184,126	£315,351	£197,452	£145,313	£119,563
2019-06	£186,855	£319,867	£200,405	£147,638	£120,917
2019-07	£187,974	£321,206	£201,517	£148,755	£121,652
2019-08	£187,251	£321,260	£200,657	£148,119	£120,189
2019-09	£187,629	£321,736	£200,612	£148,599	£120,854
2019-10	£186,399	£317,953	£199,435	£148,080	£120,125
2019-11	£187,303	£319,730	£200,845	£148,244	£121,428
2019-12	£183,686	£313,254	£197,388	£145,425	£118,509
2020-01	£185,344	£316,079	£199,034	£146,609	£120,233
2020-02	£182,404	£310,741	£195,574	£144,513	£118,349
2020-03	£183,800	£314,647	£196,987	£144,708	£120,558
2020-04	£178,908	£306,506	£191,665	£141,196	£116,149
2020-05	£179,645	£307,973	£192,864	£141,566	£116,370
2020-06	£181,989	£310,825	£195,796	£144,077	£116,367
2020-07	£186,079	£318,121	£200,334	£147,063	£119,190
2020-08	£191,078	£326,081	£205,793	£151,488	£121,416
2020-09	£192,076	£329,914	£206,611	£151,542	£122,448
2020-10	£197,042	£339,591	£211,770	£155,327	£125,066
2020-11	£197,042	£339,272	£211,283	£155,687	£125,131
2020-12	£198,496	£341,461	£212,512	£157,169	£125,908
2021-01	£195,793	£334,837	£209,516	£155,449	£125,259
2021-02	£198,179	£337,503	£211,863	£157,591	£127,953
2021-03	£200,826	£338,860	£214,575	£160,550	£130,677
2021-04	£202,273	£341,304	£215,771	£161,985	£131,385
2021-05	£197,922	£334,019	£211,020	£158,605	£128,386
2021-06	£202,397	£340,470	£215,351	£162,901	£131,095
2021-07	£199,920	£335,898	£213,089	£160,920	£129,260
2021-08	£204,013	£343,678	£217,812	£164,015	£131,013
2021-09	£199,857	£337,505	£213,803	£160,406	£127,583
2021-10	£200,819	£341,659	£214,668	£160,624	£127,561
2021-11	£200,308	£341,463	£214,171	£159,962	£127,217
2021-12	£200,651	£343,998	£214,487	£159,812	£126,799
2022-01	£204,828	£350,104	£219,274	£163,460	£129,044
2022-02	£210,777	£359,380	£225,625	£168,464	£133,020
2022-03	£208,484	£355,514	£223,678	£166,422	£131,330
2022-04	£211,872	£360,721	£227,040	£169,482	£133,429
2022-05	£212,288	£361,371	£227,604	£170,005	£132,965
2022-06	£217,688	£369,122	£233,298	£174,776	£136,663
2022-07	£221,637	£375,126	£237,905	£178,140	£138,644
2022-08	£224,896	£380,735	£241,260	£180,978	£140,160
2022-09	£226,887	£385,109	£243,375	£182,595	£140,340
2022-10	£226,647	£385,662	£242,954	£182,195	£140,089
2022-11	£222,916	£379,969	£238,869	£179,044	£137,708
2022-12	£220,451	£375,571	£236,225	£177,019	£136,529
2023-01	£218,198	£372,182	£234,125	£174,965	£134,887
2023-02	£217,952	£372,312	£233,876	£174,513	£134,872
2023-03	£220,096	£377,545	£236,562	£175,522	£136,117
2023-04	£219,356	£377,071	£235,693	£174,644	£135,929
2023-05	£220,714	£378,214	£237,435	£175,764	£137,165
2023-06	£217,039	£370,838	£233,145	£173,403	£134,631
2023-07	£218,413	£372,552	£234,757	£174,776	£135,052
2023-08	£216,199	£369,257	£232,239	£173,279	£132,808
2023-09	£217,347	£371,137	£233,592	£174,295	£133,177
2023-10	£219,058	£373,242	£235,270	£175,865	£134,509
2023-11	£221,648	£378,384	£238,297	£177,494	£136,414
2023-12	£224,143	£382,547	£240,916	£179,386	£138,372
2024-01	£218,861	£373,686	£235,173	£175,159	£135,084
2024-02	£216,904	£368,714	£233,148	£174,099	£133,682
2024-03	£217,661	£370,117	£234,000	£174,502	£134,602
2024-04	£220,323	£373,343	£236,826	£176,872	£136,773
2024-05	£222,326	£376,338	£238,891	£178,484	£138,483
2024-06	£218,087	£367,520	£234,159	£175,767	£135,598
2024-07	£219,238	£369,443	£235,427	£176,973	£135,504
2024-08	£220,629	£371,796	£236,678	£178,463	£135,667
2024-09	£225,510	£381,566	£242,288	£182,127	£137,583
2024-10	£227,895	£386,294	£244,609	£183,870	£139,285
2024-11	£230,314	£390,980	£247,679	£185,586	£140,249
2024-12	£230,151	£391,470	£247,317	£185,429	£139,824
2025-01	£228,874	£389,826	£246,454	£184,373	£137,959
2025-02	£226,056	£384,837	£243,246	£182,307	£136,257
2025-03	£228,562	£385,680	£245,905	£185,143	£139,221
2025-04	£218,318	£369,568	£235,171	£176,350	£132,636
2025-05	£213,463	£362,373	£230,056	£172,139	£129,211
2025-06	£207,203	£354,284	£223,654	£166,445	£123,882
2025-07	£214,557	£365,232	£231,254	£173,117	£128,451
2025-08	£220,135	£373,831	£237,436	£177,942	£131,522
2025-09	£223,999	£380,305	£241,769	£181,249	£133,123
2025-10	£228,735	£388,785	£247,204	£184,946	£135,278
2025-11	£229,904	£391,051	£248,456	£185,954	£135,537
2025-12	£229,439	£390,143	£247,913	£185,690	£135,149
2026-01	£225,085	£382,188	£243,114	£182,535	£132,324
2026-02	£222,509	£378,033	£240,496	£180,360	£130,570
2026-03	£222,415	£378,197	£240,795	£180,264	£129,610
2026-04	£224,138	£381,351	£242,972	£181,455	£130,460
2026-05	£227,987	£388,027	£247,289	£184,591	£132,303

• All property types
• Detached
• Semi-detached
• Terraced
• Flats

Source: HM Land Registry House Price Index

Year	All property types	Detached	Semi-detached	Terraced	Flats
1996-01	+0.6%	+0.5%	+1.5%	-0.2%	+1.1%
1996-02	-1.8%	+0.1%	-0.7%	-4.2%	+0.9%
1996-03	-0.9%	+2.9%	+1.0%	-5.3%	+2.7%
1996-04	-2.6%	+2.6%	-0.3%	-8.1%	+2.1%
1996-05	-4.5%	-0.6%	-2.4%	-8.5%	-3.0%
1996-06	-2.8%	-1.4%	-2.2%	-4.0%	-2.9%
1996-07	-4.4%	-5.5%	-4.5%	-2.9%	-7.6%
1996-08	-2.0%	-2.1%	-2.0%	-1.5%	-3.4%
1996-09	-2.5%	-1.9%	-1.6%	-3.2%	-4.3%
1996-10	+3.4%	+5.4%	+4.6%	+1.4%	+2.6%
1996-11	+5.2%	+5.4%	+6.2%	+5.2%	+1.3%
1996-12	+6.0%	+6.8%	+7.1%	+5.7%	+2.3%
1997-01	+6.7%	+7.6%	+7.6%	+6.4%	+3.1%
1997-02	+4.5%	+6.3%	+4.9%	+3.8%	+1.9%
1997-03	+4.6%	+4.9%	+3.9%	+5.7%	+1.2%
1997-04	+5.8%	+6.0%	+5.1%	+7.2%	+1.9%
1997-05	+8.0%	+8.5%	+7.6%	+8.5%	+5.1%
1997-06	+6.0%	+8.9%	+7.0%	+4.0%	+3.1%
1997-07	+5.6%	+9.5%	+6.5%	+2.8%	+4.5%
1997-08	+7.1%	+10.1%	+8.0%	+5.1%	+4.3%
1997-09	+9.2%	+10.5%	+9.2%	+8.9%	+6.5%
1997-10	+5.6%	+6.2%	+5.6%	+5.8%	+2.6%
1997-11	+4.0%	+5.3%	+4.0%	+3.5%	+1.8%
1997-12	+3.1%	+4.8%	+3.2%	+2.4%	+1.3%
1998-01	+5.5%	+7.2%	+5.7%	+4.9%	+2.7%
1998-02	+6.2%	+6.8%	+6.7%	+6.2%	+3.1%
1998-03	+5.7%	+5.5%	+6.8%	+6.1%	+1.5%
1998-04	+4.9%	+4.1%	+5.9%	+5.7%	+0.5%
1998-05	+6.4%	+5.7%	+6.9%	+7.6%	+1.9%
1998-06	+7.1%	+6.2%	+7.1%	+8.5%	+4.3%
1998-07	+8.1%	+6.9%	+8.2%	+9.6%	+5.1%
1998-08	+4.3%	+3.6%	+4.4%	+5.1%	+2.7%
1998-09	+2.9%	+3.2%	+3.1%	+3.0%	+1.4%
1998-10	+2.9%	+3.0%	+2.9%	+3.0%	+2.5%
1998-11	+5.5%	+6.3%	+5.5%	+4.7%	+6.4%
1998-12	+7.0%	+6.9%	+7.0%	+7.1%	+7.8%
1999-01	+4.0%	+4.1%	+4.0%	+3.5%	+6.7%
1999-02	+1.2%	+3.4%	+0.9%	-0.9%	+5.2%
1999-03	+1.1%	+5.8%	+0.6%	-2.9%	+7.4%
1999-04	+0.5%	+5.4%	-0.4%	-3.4%	+6.6%
1999-05	+2.4%	+4.2%	+1.5%	+1.1%	+6.3%
1999-06	+3.2%	+3.8%	+2.4%	+2.9%	+5.7%
1999-07	+4.3%	+5.5%	+3.4%	+3.8%	+6.8%
1999-08	+4.7%	+5.8%	+3.8%	+4.3%	+6.7%
1999-09	+6.5%	+7.5%	+5.4%	+6.3%	+9.1%
1999-10	+8.1%	+9.0%	+7.2%	+8.0%	+9.8%
1999-11	+7.9%	+8.8%	+6.8%	+7.7%	+9.8%
1999-12	+7.1%	+7.7%	+5.9%	+7.3%	+8.8%
2000-01	+7.2%	+7.4%	+6.2%	+7.9%	+7.8%
2000-02	+8.2%	+7.2%	+7.3%	+9.6%	+8.2%
2000-03	+8.9%	+7.3%	+8.6%	+10.6%	+7.8%
2000-04	+13.1%	+11.5%	+13.0%	+14.4%	+12.5%
2000-05	+12.1%	+14.0%	+12.6%	+9.9%	+14.5%
2000-06	+10.9%	+13.5%	+11.6%	+7.9%	+14.0%
2000-07	+9.7%	+11.8%	+10.7%	+6.8%	+12.0%
2000-08	+11.5%	+12.5%	+12.7%	+9.5%	+12.9%
2000-09	+13.8%	+15.5%	+15.0%	+11.4%	+15.6%
2000-10	+11.6%	+13.8%	+12.8%	+8.3%	+14.8%
2000-11	+10.5%	+13.6%	+11.6%	+6.7%	+14.4%
2000-12	+8.8%	+12.4%	+10.2%	+4.6%	+12.6%
2001-01	+10.9%	+14.5%	+12.1%	+6.8%	+14.4%
2001-02	+14.1%	+16.3%	+15.2%	+11.5%	+15.3%
2001-03	+12.0%	+14.5%	+12.7%	+9.2%	+14.7%
2001-04	+9.0%	+11.3%	+9.5%	+6.6%	+11.4%
2001-05	+8.1%	+9.5%	+8.2%	+6.6%	+10.3%
2001-06	+10.6%	+9.7%	+10.6%	+11.2%	+10.5%
2001-07	+12.8%	+11.6%	+12.8%	+13.2%	+14.1%
2001-08	+11.9%	+11.5%	+11.7%	+11.6%	+14.7%
2001-09	+8.9%	+10.2%	+8.8%	+7.2%	+13.8%
2001-10	+10.2%	+11.2%	+9.8%	+9.0%	+13.7%
2001-11	+9.8%	+10.2%	+9.6%	+8.9%	+13.5%
2001-12	+10.8%	+11.0%	+10.6%	+9.8%	+15.1%
2002-01	+9.9%	+10.6%	+10.0%	+8.4%	+14.7%
2002-02	+8.5%	+10.7%	+8.3%	+5.8%	+15.1%
2002-03	+14.4%	+15.2%	+14.3%	+13.0%	+19.1%
2002-04	+18.1%	+19.2%	+18.0%	+15.9%	+25.2%
2002-05	+20.7%	+20.0%	+20.9%	+19.9%	+25.6%
2002-06	+18.4%	+18.9%	+18.6%	+16.8%	+24.4%
2002-07	+17.0%	+17.8%	+16.9%	+15.3%	+22.5%
2002-08	+18.0%	+18.8%	+18.0%	+16.4%	+23.5%
2002-09	+19.8%	+19.6%	+20.3%	+18.7%	+23.7%
2002-10	+19.3%	+18.4%	+20.0%	+18.6%	+23.5%
2002-11	+21.9%	+21.4%	+22.4%	+21.2%	+25.4%
2002-12	+22.5%	+21.5%	+22.7%	+22.3%	+26.1%
2003-01	+26.5%	+24.6%	+26.4%	+27.5%	+28.5%
2003-02	+26.9%	+23.7%	+27.2%	+28.3%	+28.6%
2003-03	+22.3%	+19.2%	+22.5%	+23.8%	+24.5%
2003-04	+17.7%	+14.9%	+18.4%	+18.6%	+19.7%
2003-05	+17.7%	+16.8%	+18.3%	+17.2%	+21.5%
2003-06	+19.0%	+20.9%	+19.7%	+16.1%	+24.4%
2003-07	+20.3%	+20.8%	+21.1%	+18.5%	+23.9%
2003-08	+19.3%	+19.3%	+20.1%	+17.9%	+22.5%
2003-09	+19.4%	+17.5%	+20.1%	+19.9%	+21.0%
2003-10	+22.0%	+20.9%	+22.3%	+22.0%	+24.2%
2003-11	+22.3%	+19.8%	+22.5%	+23.3%	+24.2%
2003-12	+27.8%	+25.2%	+27.9%	+29.1%	+29.4%
2004-01	+24.8%	+22.0%	+25.1%	+26.0%	+26.4%
2004-02	+24.6%	+23.7%	+24.9%	+24.9%	+26.3%
2004-03	+22.3%	+22.4%	+22.7%	+21.7%	+25.2%
2004-04	+26.2%	+24.5%	+26.0%	+27.5%	+27.1%
2004-05	+26.0%	+21.3%	+25.1%	+29.6%	+25.4%
2004-06	+30.3%	+23.5%	+29.3%	+35.6%	+28.3%
2004-07	+29.7%	+23.3%	+28.6%	+34.4%	+29.1%
2004-08	+33.9%	+26.5%	+32.4%	+40.1%	+30.6%
2004-09	+30.4%	+21.3%	+28.2%	+38.2%	+25.6%
2004-10	+31.6%	+21.6%	+29.4%	+40.2%	+26.4%
2004-11	+29.9%	+21.2%	+27.8%	+37.3%	+26.2%
2004-12	+26.4%	+19.5%	+24.7%	+31.8%	+24.7%
2005-01	+22.3%	+17.5%	+20.8%	+25.9%	+22.4%
2005-02	+20.8%	+14.5%	+19.6%	+25.1%	+20.1%
2005-03	+24.8%	+17.1%	+23.8%	+30.5%	+21.1%
2005-04	+23.0%	+14.9%	+22.2%	+29.1%	+16.7%
2005-05	+21.3%	+16.0%	+20.8%	+25.2%	+16.8%
2005-06	+17.9%	+13.3%	+17.4%	+21.6%	+13.4%
2005-07	+17.8%	+13.4%	+17.2%	+21.5%	+13.3%
2005-08	+13.8%	+10.2%	+13.3%	+16.4%	+10.9%
2005-09	+12.0%	+11.6%	+12.1%	+11.9%	+12.5%
2005-10	+9.3%	+10.1%	+9.4%	+8.6%	+10.1%
2005-11	+9.6%	+9.7%	+9.7%	+9.5%	+8.9%
2005-12	+8.1%	+6.3%	+7.7%	+9.8%	+4.6%
2006-01	+11.5%	+8.5%	+11.0%	+14.1%	+7.5%
2006-02	+13.9%	+9.8%	+12.7%	+17.8%	+8.8%
2006-03	+11.4%	+8.5%	+10.2%	+14.2%	+8.4%
2006-04	+9.4%	+8.2%	+8.1%	+11.0%	+8.0%
2006-05	+7.1%	+6.3%	+6.2%	+8.4%	+5.2%
2006-06	+7.9%	+5.6%	+6.8%	+10.3%	+5.2%
2006-07	+8.1%	+4.7%	+6.8%	+11.4%	+5.0%
2006-08	+9.1%	+6.1%	+7.9%	+12.0%	+6.5%
2006-09	+11.2%	+8.6%	+10.2%	+13.8%	+7.8%
2006-10	+9.6%	+6.3%	+8.8%	+12.7%	+5.3%
2006-11	+8.5%	+4.2%	+7.4%	+12.6%	+3.0%
2006-12	+7.1%	+3.1%	+6.1%	+10.9%	+2.6%
2007-01	+8.6%	+5.0%	+7.6%	+12.1%	+3.7%
2007-02	+7.9%	+5.9%	+7.3%	+9.8%	+5.5%
2007-03	+9.7%	+7.0%	+8.8%	+12.2%	+6.4%
2007-04	+9.4%	+6.1%	+8.4%	+12.2%	+6.9%
2007-05	+9.5%	+6.0%	+8.4%	+12.5%	+6.7%
2007-06	+8.7%	+5.5%	+7.6%	+11.4%	+6.3%
2007-07	+7.3%	+6.0%	+6.7%	+8.7%	+5.5%
2007-08	+8.0%	+6.1%	+7.3%	+9.9%	+5.4%
2007-09	+7.3%	+6.3%	+6.6%	+8.7%	+5.6%
2007-10	+8.7%	+6.8%	+7.8%	+10.8%	+6.0%
2007-11	+7.3%	+6.4%	+6.6%	+8.4%	+5.8%
2007-12	+8.3%	+6.8%	+7.6%	+9.9%	+5.4%
2008-01	+6.0%	+5.7%	+5.4%	+6.8%	+4.9%
2008-02	+5.7%	+4.7%	+4.9%	+7.3%	+2.6%
2008-03	+3.2%	+3.5%	+2.9%	+3.9%	+1.2%
2008-04	+1.8%	+2.6%	+1.7%	+2.4%	-0.8%
2008-05	+3.7%	+4.5%	+3.7%	+3.9%	+2.1%
2008-06	+2.4%	+3.3%	+2.3%	+2.7%	+1.6%
2008-07	+2.4%	+2.8%	+2.6%	+2.7%	+1.4%
2008-08	-2.6%	-1.4%	-2.2%	-2.9%	-2.7%
2008-09	-4.9%	-4.6%	-4.8%	-4.9%	-5.2%
2008-10	-5.8%	-3.9%	-5.6%	-7.2%	-3.8%
2008-11	-5.2%	-2.8%	-4.7%	-7.3%	-2.5%
2008-12	-8.5%	-4.8%	-7.6%	-11.3%	-5.3%
2009-01	-11.7%	-10.3%	-11.3%	-12.6%	-11.0%
2009-02	-14.7%	-14.2%	-14.8%	-14.6%	-14.7%
2009-03	-11.8%	-12.0%	-12.4%	-11.4%	-11.6%
2009-04	-9.2%	-9.2%	-9.6%	-9.4%	-8.2%
2009-05	-7.7%	-7.3%	-8.1%	-7.8%	-7.3%
2009-06	-9.0%	-7.7%	-9.0%	-9.9%	-8.5%
2009-07	-11.2%	-9.9%	-11.6%	-11.9%	-10.9%
2009-08	-8.6%	-8.1%	-9.0%	-8.5%	-9.4%
2009-09	-4.9%	-5.4%	-5.1%	-3.7%	-7.9%
2009-10	-2.1%	-3.3%	-2.2%	0.0%	-6.9%
2009-11	-1.4%	-2.6%	-2.0%	+1.0%	-6.4%
2009-12	+3.7%	+1.9%	+2.9%	+6.7%	-1.5%
2010-01	+6.8%	+6.5%	+6.6%	+8.7%	+1.2%
2010-02	+11.8%	+13.7%	+12.7%	+12.0%	+5.5%
2010-03	+7.2%	+9.5%	+8.2%	+7.2%	+0.4%
2010-04	+5.9%	+8.1%	+6.6%	+5.8%	0.0%
2010-05	+1.8%	+4.3%	+2.2%	+1.1%	-2.4%
2010-06	+3.4%	+6.1%	+3.8%	+2.5%	-0.5%
2010-07	+4.3%	+7.3%	+4.7%	+3.2%	+0.4%
2010-08	+3.8%	+5.9%	+4.5%	+3.1%	-0.1%
2010-09	+0.8%	+2.9%	+1.4%	-0.3%	-1.4%
2010-10	-1.0%	+0.9%	-0.4%	-2.1%	-2.9%
2010-11	-1.1%	+0.9%	-0.5%	-2.5%	-2.8%
2010-12	-2.3%	+0.4%	-1.6%	-4.1%	-4.4%
2011-01	-1.0%	+2.1%	-0.4%	-3.5%	-0.9%
2011-02	-1.0%	+1.3%	-0.8%	-3.1%	+0.5%
2011-03	+2.0%	+3.5%	+2.1%	+0.1%	+3.9%
2011-04	-1.0%	+0.2%	-0.9%	-2.4%	+0.1%
2011-05	-2.2%	-1.9%	-1.7%	-2.8%	-2.7%
2011-06	-5.7%	-5.9%	-5.2%	-6.1%	-6.1%
2011-07	-2.9%	-3.5%	-2.3%	-3.4%	-2.6%
2011-08	-3.1%	-2.7%	-2.7%	-4.2%	-2.4%
2011-09	+0.8%	+1.3%	+1.2%	0.0%	+0.2%
2011-10	+1.7%	+1.9%	+2.2%	+1.4%	-0.5%
2011-11	+1.0%	+1.3%	+1.6%	+0.4%	-0.5%
2011-12	-2.6%	-2.5%	-2.1%	-3.3%	-3.2%
2012-01	-6.8%	-7.1%	-6.2%	-7.0%	-7.9%
2012-02	-8.7%	-9.3%	-8.2%	-8.3%	-10.7%
2012-03	-7.4%	-8.2%	-6.9%	-6.9%	-9.1%
2012-04	-1.6%	-1.8%	-1.1%	-1.6%	-2.6%
2012-05	+0.3%	+0.1%	+0.6%	+0.3%	-0.3%
2012-06	+2.2%	+1.8%	+2.3%	+2.8%	+0.4%
2012-07	-1.5%	-1.9%	-1.7%	-0.6%	-3.8%
2012-08	-0.6%	-0.7%	-0.9%	+0.3%	-2.8%
2012-09	-1.5%	-0.7%	-1.8%	-1.7%	-1.5%
2012-10	-3.3%	-2.4%	-3.7%	-4.1%	-1.9%
2012-11	-3.1%	-2.9%	-3.4%	-3.1%	-2.7%
2012-12	+0.6%	+0.7%	+0.3%	+0.9%	-0.2%
2013-01	+3.1%	+3.0%	+3.1%	+3.7%	+0.9%
2013-02	+3.9%	+4.0%	+4.2%	+4.1%	+2.8%
2013-03	+0.2%	+0.1%	+0.7%	+0.6%	-1.5%
2013-04	-2.1%	-2.7%	-1.8%	-1.3%	-3.9%
2013-05	-3.2%	-3.3%	-2.9%	-2.6%	-5.2%
2013-06	-1.8%	-1.7%	-1.4%	-1.9%	-2.4%
2013-07	+0.7%	+1.2%	+1.2%	+0.2%	+0.9%
2013-08	+3.7%	+4.3%	+4.3%	+2.9%	+4.7%
2013-09	+1.4%	+1.4%	+2.0%	+1.3%	+0.7%
2013-10	+0.6%	+0.8%	+1.1%	+0.6%	-0.9%
2013-11	+0.1%	+0.3%	+0.8%	+0.2%	-1.8%
2013-12	-0.5%	-0.5%	+0.2%	-0.8%	-1.1%
2014-01	+0.3%	+0.5%	+0.6%	-0.2%	+1.5%
2014-02	-1.2%	0.0%	-1.1%	-2.4%	+0.6%
2014-03	+1.8%	+3.5%	+1.9%	+0.3%	+3.2%
2014-04	+2.0%	+3.3%	+2.4%	+1.0%	+2.0%
2014-05	+3.8%	+4.1%	+4.2%	+3.4%	+3.5%
2014-06	+2.9%	+3.4%	+3.2%	+2.5%	+2.2%
2014-07	+3.1%	+3.2%	+3.5%	+3.1%	+1.4%
2014-08	+1.4%	+1.9%	+1.8%	+1.2%	-0.3%
2014-09	+3.1%	+3.0%	+3.6%	+3.4%	+1.0%
2014-10	+4.1%	+4.1%	+4.4%	+4.2%	+3.6%
2014-11	+5.2%	+4.6%	+5.4%	+5.4%	+5.1%
2014-12	+5.4%	+5.1%	+5.3%	+5.5%	+5.8%
2015-01	+5.1%	+4.8%	+5.3%	+5.4%	+4.2%
2015-02	+6.6%	+6.4%	+6.8%	+7.0%	+5.3%
2015-03	+4.6%	+4.4%	+4.8%	+5.0%	+3.5%
2015-04	+4.3%	+4.9%	+4.3%	+3.9%	+4.0%
2015-05	+3.5%	+4.3%	+3.7%	+2.9%	+3.5%
2015-06	+4.6%	+5.4%	+4.9%	+4.1%	+4.1%
2015-07	+3.8%	+3.8%	+4.2%	+3.6%	+2.9%
2015-08	+2.7%	+2.8%	+3.1%	+2.7%	+1.7%
2015-09	+0.9%	+1.0%	+1.1%	+0.7%	+0.5%
2015-10	+1.0%	+1.6%	+1.3%	+0.7%	-0.2%
2015-11	+1.7%	+2.9%	+2.1%	+1.1%	+0.3%
2015-12	+2.5%	+3.5%	+3.0%	+2.3%	-0.8%
2016-01	+3.8%	+4.7%	+4.3%	+3.5%	+1.2%
2016-02	+3.6%	+4.2%	+4.0%	+3.6%	+1.1%
2016-03	+4.2%	+5.2%	+4.1%	+3.7%	+3.8%
2016-04	+2.1%	+2.3%	+2.0%	+2.4%	+0.7%
2016-05	+2.3%	+1.7%	+2.3%	+3.1%	+0.9%
2016-06	+2.3%	+1.0%	+2.6%	+3.6%	-0.1%
2016-07	+3.9%	+3.3%	+3.9%	+4.6%	+2.5%
2016-08	+3.3%	+2.7%	+3.3%	+3.8%	+2.5%
2016-09	+4.0%	+3.3%	+4.3%	+4.5%	+3.2%
2016-10	+2.4%	+1.5%	+2.8%	+2.7%	+2.3%
2016-11	+2.1%	+0.9%	+2.7%	+2.7%	+1.3%
2016-12	+1.6%	+0.5%	+1.9%	+1.9%	+2.3%
2017-01	+2.6%	+2.0%	+2.8%	+2.6%	+3.9%
2017-02	+3.2%	+2.6%	+3.3%	+3.0%	+5.1%
2017-03	+2.1%	+1.4%	+2.5%	+2.2%	+2.1%
2017-04	+4.2%	+3.9%	+4.6%	+3.9%	+5.3%
2017-05	+4.0%	+4.8%	+4.3%	+2.9%	+5.5%
2017-06	+4.3%	+5.7%	+4.4%	+2.8%	+7.3%
2017-07	+3.4%	+4.7%	+3.6%	+2.0%	+6.1%
2017-08	+4.4%	+4.7%	+4.6%	+3.7%	+6.0%
2017-09	+4.1%	+4.5%	+4.1%	+3.5%	+5.7%
2017-10	+4.6%	+4.8%	+4.7%	+4.5%	+4.6%
2017-11	+4.2%	+5.5%	+4.1%	+3.3%	+5.7%
2017-12	+6.1%	+7.1%	+6.3%	+5.4%	+6.1%
2018-01	+3.8%	+4.4%	+4.2%	+3.4%	+3.4%
2018-02	+3.5%	+3.6%	+4.4%	+3.8%	+0.6%
2018-03	+4.2%	+4.1%	+4.9%	+4.4%	+2.1%
2018-04	+4.1%	+3.5%	+5.0%	+5.0%	+0.6%
2018-05	+3.5%	+2.7%	+4.3%	+4.9%	-1.2%
2018-06	+2.5%	+1.7%	+3.5%	+3.8%	-2.9%
2018-07	+3.2%	+3.2%	+4.1%	+4.2%	-2.3%
2018-08	+3.0%	+3.1%	+3.9%	+3.5%	-1.4%
2018-09	+2.5%	+3.5%	+3.3%	+2.3%	-0.9%
2018-10	+1.7%	+2.6%	+2.4%	+1.3%	-0.1%
2018-11	+0.5%	+1.1%	+1.0%	+0.4%	-1.7%
2018-12	-0.2%	0.0%	+0.2%	-0.1%	-2.3%
2019-01	-0.2%	-0.3%	+0.3%	+0.4%	-2.9%
2019-02	+2.4%	+2.1%	+2.6%	+2.9%	+0.8%
2019-03	+2.2%	+1.4%	+2.5%	+3.0%	0.0%
2019-04	+2.9%	+3.3%	+3.4%	+2.6%	+2.1%
2019-05	+2.2%	+2.9%	+2.7%	+1.3%	+2.8%
2019-06	+3.8%	+4.5%	+4.1%	+2.9%	+4.6%
2019-07	+2.5%	+2.7%	+2.7%	+2.0%	+3.5%
2019-08	+1.8%	+2.5%	+2.0%	+1.3%	+1.5%
2019-09	+2.2%	+2.2%	+2.3%	+2.3%	+1.8%
2019-10	+3.7%	+2.9%	+3.9%	+4.5%	+2.5%
2019-11	+5.2%	+4.1%	+5.6%	+5.9%	+4.2%
2019-12	+2.5%	+2.0%	+3.0%	+2.6%	+1.9%
2020-01	+4.0%	+3.6%	+4.3%	+3.9%	+4.2%
2020-02	+0.2%	+0.1%	+0.4%	-0.1%	+0.7%
2020-03	+1.2%	+1.5%	+1.4%	+0.4%	+2.5%
2020-04	-3.3%	-3.3%	-3.3%	-3.5%	-2.9%
2020-05	-2.4%	-2.3%	-2.3%	-2.6%	-2.7%
2020-06	-2.6%	-2.8%	-2.3%	-2.4%	-3.8%
2020-07	-1.0%	-1.0%	-0.6%	-1.1%	-2.0%
2020-08	+2.0%	+1.5%	+2.6%	+2.3%	+1.0%
2020-09	+2.4%	+2.5%	+3.0%	+2.0%	+1.3%
2020-10	+5.7%	+6.8%	+6.2%	+4.9%	+4.1%
2020-11	+5.2%	+6.1%	+5.2%	+5.0%	+3.0%
2020-12	+8.1%	+9.0%	+7.7%	+8.1%	+6.2%
2021-01	+5.6%	+5.9%	+5.3%	+6.0%	+4.2%
2021-02	+8.6%	+8.6%	+8.3%	+9.0%	+8.1%
2021-03	+9.3%	+7.7%	+8.9%	+10.9%	+8.4%
2021-04	+13.1%	+11.4%	+12.6%	+14.7%	+13.1%
2021-05	+10.2%	+8.5%	+9.4%	+12.0%	+10.3%
2021-06	+11.2%	+9.5%	+10.0%	+13.1%	+12.7%
2021-07	+7.4%	+5.6%	+6.4%	+9.4%	+8.4%
2021-08	+6.8%	+5.4%	+5.8%	+8.3%	+7.9%
2021-09	+4.1%	+2.3%	+3.5%	+5.8%	+4.2%
2021-10	+1.9%	+0.6%	+1.4%	+3.4%	+2.0%
2021-11	+1.7%	+0.6%	+1.4%	+2.7%	+1.7%
2021-12	+1.1%	+0.7%	+0.9%	+1.7%	+0.7%
2022-01	+4.6%	+4.6%	+4.7%	+5.2%	+3.0%
2022-02	+6.4%	+6.5%	+6.5%	+6.9%	+4.0%
2022-03	+3.8%	+4.9%	+4.2%	+3.7%	+0.5%
2022-04	+4.7%	+5.7%	+5.2%	+4.6%	+1.6%
2022-05	+7.3%	+8.2%	+7.9%	+7.2%	+3.6%
2022-06	+7.6%	+8.4%	+8.3%	+7.3%	+4.2%
2022-07	+10.9%	+11.7%	+11.6%	+10.7%	+7.3%
2022-08	+10.2%	+10.8%	+10.8%	+10.3%	+7.0%
2022-09	+13.5%	+14.1%	+13.8%	+13.8%	+10.0%
2022-10	+12.9%	+12.9%	+13.2%	+13.4%	+9.8%
2022-11	+11.3%	+11.3%	+11.5%	+11.9%	+8.2%
2022-12	+9.9%	+9.2%	+10.1%	+10.8%	+7.7%
2023-01	+6.5%	+6.3%	+6.8%	+7.0%	+4.5%
2023-02	+3.4%	+3.6%	+3.7%	+3.6%	+1.4%
2023-03	+5.6%	+6.2%	+5.8%	+5.5%	+3.6%
2023-04	+3.5%	+4.5%	+3.8%	+3.0%	+1.9%
2023-05	+4.0%	+4.7%	+4.3%	+3.4%	+3.2%
2023-06	-0.3%	+0.5%	-0.1%	-0.8%	-1.5%
2023-07	-1.5%	-0.7%	-1.3%	-1.9%	-2.6%
2023-08	-3.9%	-3.0%	-3.7%	-4.3%	-5.2%
2023-09	-4.2%	-3.6%	-4.0%	-4.5%	-5.1%
2023-10	-3.3%	-3.2%	-3.2%	-3.5%	-4.0%
2023-11	-0.6%	-0.4%	-0.2%	-0.9%	-0.9%
2023-12	+1.7%	+1.9%	+2.0%	+1.3%	+1.4%
2024-01	+0.3%	+0.4%	+0.4%	+0.1%	+0.1%
2024-02	-0.5%	-1.0%	-0.3%	-0.2%	-0.9%
2024-03	-1.1%	-2.0%	-1.1%	-0.6%	-1.1%
2024-04	+0.4%	-1.0%	+0.5%	+1.3%	+0.6%
2024-05	+0.7%	-0.5%	+0.6%	+1.5%	+1.0%
2024-06	+0.5%	-0.9%	+0.4%	+1.4%	+0.7%
2024-07	+0.4%	-0.8%	+0.3%	+1.3%	+0.3%
2024-08	+2.0%	+0.7%	+1.9%	+3.0%	+2.2%
2024-09	+3.8%	+2.8%	+3.7%	+4.5%	+3.3%
2024-10	+4.0%	+3.5%	+4.0%	+4.6%	+3.6%
2024-11	+3.9%	+3.3%	+3.9%	+4.6%	+2.8%
2024-12	+2.7%	+2.3%	+2.7%	+3.4%	+1.0%
2025-01	+4.6%	+4.3%	+4.8%	+5.3%	+2.1%
2025-02	+4.2%	+4.4%	+4.3%	+4.7%	+1.9%
2025-03	+5.0%	+4.2%	+5.1%	+6.1%	+3.4%
2025-04	-0.9%	-1.0%	-0.7%	-0.3%	-3.0%
2025-05	-4.0%	-3.7%	-3.7%	-3.6%	-6.7%
2025-06	-5.0%	-3.6%	-4.5%	-5.3%	-8.6%
2025-07	-2.1%	-1.1%	-1.8%	-2.2%	-5.2%
2025-08	-0.2%	+0.5%	+0.3%	-0.3%	-3.1%
2025-09	-0.7%	-0.3%	-0.2%	-0.5%	-3.2%
2025-10	+0.4%	+0.6%	+1.1%	+0.6%	-2.9%
2025-11	-0.2%	0.0%	+0.3%	+0.2%	-3.4%
2025-12	-0.3%	-0.3%	+0.2%	+0.1%	-3.3%
2026-01	-1.7%	-2.0%	-1.4%	-1.0%	-4.1%
2026-02	-1.6%	-1.8%	-1.1%	-1.1%	-4.2%
2026-03	-2.7%	-1.9%	-2.1%	-2.6%	-6.9%
2026-04	+2.7%	+3.2%	+3.3%	+2.9%	-1.6%
2026-05	+6.8%	+7.1%	+7.5%	+7.2%	+2.4%

Cumberland

Cumberland averaged £173,130 in May 2026, about 41% below the England average, and that is the highest monthly figure in its record. It covers Keswick, Cockermouth, Gosforth and the western valleys, along with Carlisle and the west coast towns that this guide does not otherwise deal with.

Its five-year change is stronger than its neighbour's at 24.9%, up from £138,610 in May 2021. In the last crash it peaked at £132,667 in October 2007 and fell to £111,800 by May 2009, a drop of 15.7%.

The gap between the two is the thing to hold on to. Cumberland is cheaper, has grown faster over five years, and is at a record high. Westmorland and Furness is dearer, has grown more slowly, and is off its peak. The premium postcodes sit in the second of those.

• All property types
• Detached
• Semi-detached
• Terraced
• Flats

Source: HM Land Registry House Price Index

Year	All property types	Detached	Semi-detached	Terraced	Flats
1995-01	£40,294	£69,273	£40,625	£31,940	£29,018
1995-02	£40,868	£69,775	£41,513	£32,331	£29,213
1995-03	£41,143	£69,928	£41,801	£32,625	£29,378
1995-04	£41,843	£70,923	£42,555	£33,214	£29,755
1995-05	£42,160	£71,569	£42,785	£33,510	£29,909
1995-06	£41,536	£70,702	£42,199	£32,919	£29,590
1995-07	£40,886	£69,828	£41,534	£32,363	£29,013
1995-08	£39,613	£67,913	£40,231	£31,307	£28,034
1995-09	£40,089	£68,983	£40,600	£31,732	£28,079
1995-10	£39,779	£68,647	£40,381	£31,371	£27,895
1995-11	£40,292	£69,556	£40,973	£31,694	£28,487
1995-12	£39,934	£69,076	£40,647	£31,350	£28,258
1996-01	£39,252	£67,780	£40,004	£30,800	£27,843
1996-02	£38,589	£66,379	£39,382	£30,337	£27,243
1996-03	£38,205	£65,646	£39,100	£29,984	£26,982
1996-04	£39,391	£67,595	£40,178	£31,044	£27,820
1996-05	£39,885	£68,576	£40,564	£31,469	£28,256
1996-06	£40,348	£69,386	£40,964	£31,854	£28,789
1996-07	£39,787	£68,633	£40,406	£31,363	£28,203
1996-08	£39,986	£69,451	£40,523	£31,484	£28,032
1996-09	£40,160	£69,958	£40,651	£31,621	£27,964
1996-10	£40,289	£70,234	£40,944	£31,589	£28,045
1996-11	£40,112	£69,743	£40,820	£31,444	£28,062
1996-12	£39,908	£69,387	£40,558	£31,345	£27,774
1997-01	£40,155	£69,827	£40,684	£31,632	£27,926
1997-02	£40,148	£69,969	£40,680	£31,579	£27,900
1997-03	£40,141	£70,016	£40,608	£31,585	£27,905
1997-04	£40,299	£70,298	£40,716	£31,743	£28,003
1997-05	£40,654	£70,689	£41,101	£32,096	£28,051
1997-06	£41,527	£72,329	£42,086	£32,737	£28,290
1997-07	£42,264	£73,825	£42,784	£33,345	£28,392
1997-08	£43,264	£76,003	£43,747	£34,068	£28,912
1997-09	£43,027	£75,640	£43,482	£33,875	£28,803
1997-10	£43,217	£76,055	£43,735	£33,949	£29,037
1997-11	£43,866	£77,335	£44,333	£34,456	£29,491
1997-12	£42,968	£75,786	£43,550	£33,638	£29,075
1998-01	£42,140	£74,453	£42,708	£32,919	£28,796
1998-02	£41,020	£72,309	£41,556	£32,066	£28,370
1998-03	£42,716	£75,169	£43,164	£33,516	£29,420
1998-04	£43,603	£76,591	£44,026	£34,290	£29,899
1998-05	£43,414	£76,151	£43,924	£34,123	£29,679
1998-06	£42,980	£75,602	£43,464	£33,721	£29,484
1998-07	£43,144	£75,983	£43,639	£33,827	£29,507
1998-08	£43,823	£77,540	£44,213	£34,349	£29,792
1998-09	£44,848	£79,532	£45,183	£35,146	£30,484
1998-10	£43,870	£77,665	£44,385	£34,266	£30,037
1998-11	£43,874	£77,819	£44,469	£34,151	£30,200
1998-12	£42,953	£76,092	£43,646	£33,372	£29,693
1999-01	£43,517	£77,314	£43,987	£33,924	£29,897
1999-02	£43,075	£76,226	£43,558	£33,662	£29,540
1999-03	£42,940	£75,751	£43,441	£33,578	£29,628
1999-04	£42,906	£75,155	£43,461	£33,631	£29,883
1999-05	£44,428	£77,766	£44,853	£34,933	£30,996
1999-06	£45,483	£79,605	£45,833	£35,845	£31,592
1999-07	£45,608	£80,362	£45,810	£35,920	£31,449
1999-08	£44,960	£79,286	£45,182	£35,390	£30,891
1999-09	£45,065	£79,956	£45,178	£35,424	£30,840
1999-10	£46,322	£82,222	£46,570	£36,275	£31,938
1999-11	£46,373	£82,341	£46,637	£36,269	£32,148
1999-12	£45,792	£80,792	£46,223	£35,820	£31,952
2000-01	£45,187	£79,645	£45,698	£35,343	£31,336
2000-02	£45,133	£79,652	£45,722	£35,192	£31,479
2000-03	£45,032	£79,825	£45,560	£35,079	£31,227
2000-04	£45,695	£81,055	£45,952	£35,746	£31,850
2000-05	£46,197	£82,042	£46,356	£36,180	£32,195
2000-06	£45,855	£81,510	£46,002	£35,859	£32,215
2000-07	£45,461	£81,298	£45,705	£35,356	£31,826
2000-08	£46,007	£82,564	£46,370	£35,610	£32,253
2000-09	£47,051	£84,753	£47,418	£36,351	£32,826
2000-10	£47,451	£85,458	£47,896	£36,597	£33,222
2000-11	£47,101	£84,959	£47,505	£36,322	£32,918
2000-12	£46,974	£84,495	£47,468	£36,190	£33,141
2001-01	£47,177	£84,720	£47,674	£36,363	£33,431
2001-02	£47,326	£85,129	£47,669	£36,556	£33,396
2001-03	£47,606	£85,722	£47,859	£36,842	£33,328
2001-04	£47,570	£85,854	£47,640	£36,879	£33,260
2001-05	£46,770	£83,837	£46,994	£36,289	£32,993
2001-06	£47,507	£85,019	£47,739	£36,869	£33,757
2001-07	£47,276	£84,284	£47,717	£36,656	£33,554
2001-08	£49,055	£87,812	£49,431	£37,986	£34,783
2001-09	£49,066	£88,366	£49,283	£37,931	£34,845
2001-10	£50,079	£90,473	£50,240	£38,662	£35,612
2001-11	£49,145	£88,839	£49,315	£37,922	£34,925
2001-12	£49,116	£88,607	£49,357	£37,869	£35,207
2002-01	£49,382	£89,288	£49,546	£38,062	£35,415
2002-02	£50,320	£90,829	£50,481	£38,835	£36,090
2002-03	£51,061	£91,831	£51,302	£39,483	£36,409
2002-04	£51,659	£92,417	£51,935	£40,010	£37,293
2002-05	£53,424	£95,120	£53,841	£41,401	£38,795
2002-06	£54,909	£97,533	£55,343	£42,583	£40,130
2002-07	£56,299	£100,233	£56,690	£43,686	£40,683
2002-08	£57,429	£102,496	£57,732	£44,561	£41,408
2002-09	£58,660	£105,119	£58,970	£45,420	£42,043
2002-10	£59,035	£105,666	£59,480	£45,618	£42,672
2002-11	£58,326	£104,722	£58,674	£44,996	£42,440
2002-12	£58,417	£104,177	£58,962	£45,105	£42,897
2003-01	£59,945	£106,381	£60,505	£46,448	£43,957
2003-02	£61,222	£108,006	£61,985	£47,516	£44,822
2003-03	£62,858	£111,133	£63,442	£48,855	£45,876
2003-04	£63,764	£112,430	£64,461	£49,545	£46,861
2003-05	£67,184	£118,177	£67,938	£52,287	£49,293
2003-06	£68,897	£121,319	£69,505	£53,680	£50,605
2003-07	£70,244	£123,097	£71,120	£54,750	£51,581
2003-08	£70,860	£123,904	£71,784	£55,267	£52,193
2003-09	£72,756	£126,626	£73,882	£56,832	£53,439
2003-10	£76,525	£133,292	£77,426	£59,980	£55,747
2003-11	£77,664	£134,751	£78,757	£60,883	£56,885
2003-12	£79,354	£136,718	£80,490	£62,487	£58,202
2004-01	£78,957	£135,882	£80,003	£62,196	£58,535
2004-02	£80,700	£138,517	£81,682	£63,709	£59,856
2004-03	£81,438	£139,598	£82,261	£64,382	£60,540
2004-04	£83,482	£141,463	£84,544	£66,282	£62,014
2004-05	£86,395	£145,165	£86,896	£69,334	£63,593
2004-06	£88,556	£147,735	£89,344	£71,133	£65,425
2004-07	£94,514	£157,490	£95,027	£76,254	£69,218
2004-08	£97,933	£163,341	£98,579	£78,915	£71,675
2004-09	£100,785	£168,431	£101,174	£81,357	£73,340
2004-10	£99,692	£166,728	£100,054	£80,394	£72,908
2004-11	£100,625	£167,958	£100,930	£81,246	£73,695
2004-12	£102,004	£169,302	£102,070	£82,662	£75,156
2005-01	£100,548	£166,612	£100,704	£81,404	£74,644
2005-02	£99,232	£164,622	£99,484	£80,219	£73,967
2005-03	£100,068	£166,128	£100,733	£80,755	£74,024
2005-04	£102,408	£169,311	£103,155	£82,841	£75,409
2005-05	£104,543	£172,788	£105,174	£84,665	£76,980
2005-06	£105,346	£173,276	£105,803	£85,658	£77,469
2005-07	£107,287	£176,754	£107,604	£87,334	£78,562
2005-08	£109,411	£180,264	£109,621	£89,176	£79,914
2005-09	£109,783	£181,443	£109,808	£89,371	£80,604
2005-10	£110,649	£183,029	£110,348	£90,281	£81,091
2005-11	£110,313	£182,192	£109,919	£90,078	£81,119
2005-12	£111,984	£184,361	£111,351	£91,691	£82,576
2006-01	£111,554	£182,741	£111,221	£91,300	£82,584
2006-02	£112,594	£183,480	£112,458	£92,258	£83,269
2006-03	£111,841	£182,601	£111,922	£91,475	£82,338
2006-04	£114,771	£187,565	£114,635	£94,089	£83,891
2006-05	£116,180	£190,098	£116,044	£95,315	£84,336
2006-06	£118,245	£192,751	£118,226	£97,199	£85,483
2006-07	£119,677	£194,984	£119,441	£98,652	£85,984
2006-08	£120,049	£195,520	£119,890	£98,939	£86,216
2006-09	£122,478	£200,404	£122,077	£100,915	£87,662
2006-10	£123,119	£202,015	£122,818	£101,242	£88,123
2006-11	£123,828	£203,403	£123,380	£101,922	£88,327
2006-12	£122,265	£199,914	£121,760	£100,852	£87,442
2007-01	£121,722	£198,036	£121,437	£100,502	£87,161
2007-02	£123,063	£199,670	£122,871	£101,628	£88,416
2007-03	£123,761	£200,387	£123,814	£102,261	£88,537
2007-04	£124,422	£201,435	£124,133	£103,019	£89,032
2007-05	£124,039	£200,202	£123,604	£102,948	£88,799
2007-06	£126,442	£203,977	£125,908	£104,953	£90,858
2007-07	£127,368	£205,697	£126,888	£105,636	£91,474
2007-08	£130,558	£211,867	£129,966	£108,288	£92,757
2007-09	£131,656	£214,682	£130,821	£109,189	£92,975
2007-10	£132,667	£216,742	£131,703	£109,988	£93,718
2007-11	£130,807	£213,720	£129,894	£108,297	£92,962
2007-12	£129,706	£211,882	£128,717	£107,418	£92,314
2008-01	£127,845	£208,899	£126,798	£105,917	£90,941
2008-02	£126,720	£207,018	£125,679	£105,026	£89,984
2008-03	£125,181	£203,690	£124,604	£103,836	£88,205
2008-04	£126,588	£205,408	£126,216	£105,125	£88,757
2008-05	£127,285	£205,841	£127,082	£105,826	£89,052
2008-06	£127,254	£205,921	£126,887	£105,780	£89,422
2008-07	£126,314	£205,068	£125,988	£104,853	£88,501
2008-08	£124,751	£202,784	£124,504	£103,466	£87,277
2008-09	£123,523	£202,147	£123,174	£102,149	£86,403
2008-10	£121,952	£199,456	£121,747	£100,697	£85,705
2008-11	£118,962	£194,628	£118,877	£98,029	£84,060
2008-12	£119,226	£194,708	£119,081	£98,498	£83,751
2009-01	£115,763	£189,652	£115,465	£95,517	£81,586
2009-02	£117,551	£193,170	£116,958	£97,157	£82,351
2009-03	£113,364	£186,189	£112,951	£93,464	£80,132
2009-04	£114,360	£186,830	£114,126	£94,621	£80,197
2009-05	£111,800	£182,517	£111,631	£92,513	£78,343
2009-06	£114,109	£186,445	£113,912	£94,637	£79,022
2009-07	£114,930	£188,612	£114,577	£95,297	£79,144
2009-08	£117,374	£193,159	£117,009	£97,439	£79,798
2009-09	£120,017	£197,729	£119,679	£99,563	£81,505
2009-10	£122,436	£201,753	£122,238	£101,553	£82,760
2009-11	£122,459	£201,850	£122,185	£101,447	£83,388
2009-12	£122,624	£201,045	£122,472	£101,920	£83,151
2010-01	£119,797	£197,105	£119,697	£99,446	£80,786
2010-02	£123,184	£203,681	£123,277	£102,203	£81,486
2010-03	£121,033	£201,436	£121,209	£99,999	£80,102
2010-04	£122,517	£203,325	£122,853	£101,198	£81,552
2010-05	£118,733	£196,451	£118,950	£98,125	£80,075
2010-06	£120,772	£199,731	£120,857	£100,072	£80,788
2010-07	£120,753	£200,481	£120,674	£100,022	£80,313
2010-08	£123,032	£204,877	£123,242	£101,702	£80,891
2010-09	£122,166	£204,306	£122,415	£100,697	£80,243
2010-10	£123,467	£206,427	£123,918	£101,624	£81,187
2010-11	£121,188	£202,760	£121,535	£99,712	£79,987
2010-12	£122,877	£205,303	£123,379	£101,135	£80,846
2011-01	£120,727	£202,500	£121,028	£99,351	£78,981
2011-02	£120,201	£201,535	£120,516	£98,955	£78,531
2011-03	£115,585	£194,160	£115,945	£94,953	£75,753
2011-04	£116,965	£195,879	£117,345	£96,242	£76,737
2011-05	£115,899	£193,632	£116,457	£95,305	£76,413
2011-06	£120,604	£201,149	£121,193	£99,330	£79,231
2011-07	£118,724	£197,658	£119,461	£97,794	£77,915
2011-08	£120,425	£201,092	£121,216	£99,159	£78,120
2011-09	£116,342	£195,053	£116,992	£95,712	£75,108
2011-10	£117,358	£197,778	£117,990	£96,283	£75,601
2011-11	£116,063	£195,718	£116,651	£95,103	£75,308
2011-12	£116,002	£195,132	£116,943	£94,852	£75,756
2012-01	£112,963	£189,684	£114,089	£92,373	£73,502
2012-02	£112,554	£188,783	£113,553	£92,290	£72,837
2012-03	£114,142	£190,806	£114,876	£94,144	£73,362
2012-04	£116,578	£194,873	£117,100	£96,214	£75,532
2012-05	£118,067	£197,308	£118,573	£97,485	£76,474
2012-06	£117,386	£196,440	£117,909	£96,809	£76,045
2012-07	£115,643	£193,054	£116,234	£95,520	£74,665
2012-08	£117,230	£195,564	£117,796	£96,983	£75,262
2012-09	£117,404	£196,067	£118,023	£97,042	£75,225
2012-10	£115,017	£192,394	£115,530	£94,979	£73,988
2012-11	£114,815	£192,391	£115,234	£94,822	£73,570
2012-12	£114,244	£191,673	£114,633	£94,279	£73,267
2013-01	£114,473	£191,800	£115,134	£94,403	£73,125
2013-02	£111,991	£186,970	£112,998	£92,204	£72,147
2013-03	£112,263	£187,466	£113,396	£92,317	£72,333
2013-04	£115,606	£193,299	£116,657	£95,126	£74,158
2013-05	£114,992	£192,285	£115,994	£94,638	£73,815
2013-06	£115,527	£192,884	£116,458	£95,296	£73,854
2013-07	£116,409	£194,276	£117,163	£96,207	£74,307
2013-08	£118,158	£197,426	£118,941	£97,649	£74,981
2013-09	£117,163	£196,193	£117,959	£96,693	£74,203
2013-10	£115,516	£193,691	£116,615	£95,005	£73,249
2013-11	£113,637	£190,805	£114,883	£93,203	£72,281
2013-12	£114,598	£191,683	£116,258	£93,937	£73,027
2014-01	£117,420	£196,397	£119,033	£96,361	£74,592
2014-02	£119,375	£200,028	£120,847	£98,021	£75,528
2014-03	£119,213	£200,427	£120,423	£97,898	£75,181
2014-04	£117,912	£197,902	£119,137	£96,936	£74,333
2014-05	£117,871	£197,024	£119,210	£97,049	£74,598
2014-06	£117,147	£195,131	£118,696	£96,481	£74,456
2014-07	£119,424	£199,029	£120,936	£98,440	£75,569
2014-08	£118,699	£198,160	£120,138	£97,853	£74,713
2014-09	£121,359	£203,075	£122,561	£100,096	£76,199
2014-10	£118,598	£198,310	£119,915	£97,686	£74,868
2014-11	£119,285	£199,572	£120,737	£98,062	£75,585
2014-12	£117,790	£196,993	£119,495	£96,639	£74,824
2015-01	£117,165	£196,036	£118,999	£96,009	£74,399
2015-02	£119,159	£199,286	£120,983	£97,667	£75,837
2015-03	£116,858	£196,208	£118,438	£95,599	£74,668
2015-04	£118,417	£199,309	£119,843	£96,919	£75,271
2015-05	£115,524	£194,382	£117,064	£94,527	£73,171
2015-06	£117,729	£197,170	£119,612	£96,567	£73,907
2015-07	£118,036	£197,326	£120,041	£96,809	£74,315
2015-08	£119,511	£200,160	£121,399	£98,014	£75,152
2015-09	£120,832	£203,438	£122,470	£98,930	£75,966
2015-10	£120,775	£203,370	£122,655	£98,782	£75,596
2015-11	£121,814	£205,100	£123,984	£99,545	£75,827
2015-12	£122,775	£206,574	£125,228	£100,312	£75,908
2016-01	£122,370	£205,987	£124,863	£99,938	£75,569
2016-02	£124,133	£209,442	£126,288	£101,391	£77,019
2016-03	£124,622	£210,597	£126,483	£101,774	£77,835
2016-04	£123,941	£209,510	£125,565	£101,318	£77,551
2016-05	£121,403	£204,201	£123,245	£99,389	£76,064
2016-06	£119,320	£200,308	£121,157	£97,809	£74,686
2016-07	£121,585	£203,777	£123,500	£99,739	£76,137
2016-08	£123,363	£207,241	£125,221	£101,148	£77,008
2016-09	£125,881	£211,660	£127,969	£103,084	£78,289
2016-10	£125,057	£211,285	£127,083	£102,074	£77,934
2016-11	£124,754	£211,903	£126,817	£101,425	£77,772
2016-12	£123,783	£210,446	£125,774	£100,528	£77,538
2017-01	£125,342	£213,443	£127,387	£101,691	£78,379
2017-02	£125,635	£213,557	£127,543	£102,012	£79,216
2017-03	£124,571	£212,203	£126,495	£100,951	£78,670
2017-04	£124,084	£210,849	£125,992	£100,712	£78,451
2017-05	£123,492	£209,358	£125,623	£100,277	£77,843
2017-06	£123,913	£209,207	£126,017	£100,905	£78,185
2017-07	£125,368	£211,441	£127,544	£102,122	£79,136
2017-08	£127,989	£216,286	£129,819	£104,431	£80,610
2017-09	£129,647	£219,592	£131,628	£105,556	£81,538
2017-10	£129,617	£219,926	£131,665	£105,385	£81,410
2017-11	£129,087	£218,786	£131,572	£104,747	£80,960
2017-12	£128,716	£218,217	£131,083	£104,503	£80,731
2018-01	£127,703	£216,379	£130,321	£103,546	£80,041
2018-02	£126,451	£214,919	£129,020	£102,431	£78,804
2018-03	£126,979	£216,066	£129,671	£102,801	£78,700
2018-04	£127,953	£217,641	£130,561	£103,784	£78,939
2018-05	£127,505	£216,859	£130,033	£103,561	£78,333
2018-06	£127,746	£216,737	£130,496	£103,769	£78,574
2018-07	£128,411	£218,374	£131,065	£104,202	£78,981
2018-08	£132,254	£224,653	£135,150	£107,261	£81,476
2018-09	£132,187	£225,249	£134,943	£107,142	£81,035
2018-10	£132,600	£225,972	£135,486	£107,345	£81,418
2018-11	£129,341	£220,589	£132,242	£104,581	£79,404
2018-12	£128,371	£218,106	£131,505	£103,794	£79,316
2019-01	£127,160	£216,542	£130,254	£102,626	£78,630
2019-02	£127,970	£218,043	£131,241	£103,083	£79,318
2019-03	£128,702	£219,843	£132,119	£103,494	£79,292
2019-04	£129,207	£220,019	£132,848	£104,143	£79,013
2019-05	£127,843	£217,201	£131,450	£103,327	£77,767
2019-06	£126,273	£214,070	£129,785	£102,249	£76,977
2019-07	£126,708	£214,850	£130,045	£102,675	£77,472
2019-08	£129,546	£220,012	£132,797	£105,054	£78,745
2019-09	£131,901	£224,367	£134,930	£107,042	£80,118
2019-10	£131,401	£222,948	£134,900	£106,538	£79,680
2019-11	£129,532	£219,106	£133,529	£104,856	£78,677
2019-12	£128,605	£217,086	£132,905	£104,068	£77,980
2020-01	£127,644	£216,080	£131,739	£103,237	£77,093
2020-02	£127,309	£215,880	£131,151	£102,975	£77,030
2020-03	£127,199	£216,153	£130,993	£102,783	£76,770
2020-04	£130,006	£220,704	£134,022	£105,111	£78,079
2020-05	£129,200	£219,931	£133,127	£104,263	£77,593
2020-06	£129,602	£219,814	£133,823	£104,762	£77,541
2020-07	£129,054	£219,087	£133,041	£104,305	£77,711
2020-08	£130,371	£220,768	£134,681	£105,492	£77,946
2020-09	£131,813	£224,415	£135,813	£106,489	£78,507
2020-10	£131,688	£224,356	£135,715	£106,406	£77,893
2020-11	£134,710	£229,931	£138,328	£109,049	£79,733
2020-12	£136,807	£233,354	£140,258	£111,025	£80,787
2021-01	£137,748	£233,567	£141,184	£112,238	£82,197
2021-02	£138,099	£232,765	£141,637	£112,867	£83,291
2021-03	£137,433	£230,069	£141,042	£112,662	£84,162
2021-04	£137,487	£230,251	£140,947	£112,800	£84,131
2021-05	£138,610	£232,108	£142,052	£113,773	£84,787
2021-06	£142,699	£238,125	£146,062	£117,627	£87,333
2021-07	£142,375	£237,297	£146,018	£117,310	£86,909
2021-08	£142,224	£237,342	£145,996	£117,057	£86,362
2021-09	£141,345	£236,198	£145,358	£116,067	£85,448
2021-10	£141,784	£238,514	£145,476	£116,061	£85,496
2021-11	£142,518	£240,380	£146,180	£116,464	£85,800
2021-12	£141,339	£239,586	£144,764	£115,239	£84,671
2022-01	£144,482	£244,074	£148,194	£118,043	£86,322
2022-02	£146,264	£246,318	£150,167	£119,634	£87,709
2022-03	£147,202	£247,991	£151,486	£120,141	£88,017
2022-04	£146,918	£247,161	£151,064	£120,144	£87,811
2022-05	£148,474	£249,699	£152,625	£121,575	£88,246
2022-06	£150,752	£252,597	£154,894	£123,813	£89,792
2022-07	£155,279	£259,511	£159,756	£127,697	£92,186
2022-08	£156,512	£261,645	£160,854	£128,884	£92,536
2022-09	£157,400	£263,582	£161,677	£129,628	£92,465
2022-10	£158,057	£265,436	£162,258	£129,965	£92,770
2022-11	£158,309	£266,183	£162,549	£130,038	£92,858
2022-12	£158,097	£265,778	£162,373	£129,813	£92,919
2023-01	£154,701	£260,423	£159,094	£126,774	£90,738
2023-02	£154,065	£259,511	£158,638	£126,000	£90,456
2023-03	£152,062	£257,205	£156,934	£123,763	£89,147
2023-04	£150,586	£255,143	£155,398	£122,432	£88,392
2023-05	£149,769	£253,281	£154,590	£121,834	£88,043
2023-06	£151,139	£254,780	£155,625	£123,441	£88,699
2023-07	£153,868	£258,882	£158,419	£125,891	£89,980
2023-08	£155,001	£260,831	£159,433	£127,030	£90,157
2023-09	£153,932	£258,965	£158,436	£126,174	£89,275
2023-10	£156,499	£262,900	£161,000	£128,362	£91,009
2023-11	£156,874	£264,250	£161,555	£128,355	£91,301
2023-12	£159,694	£268,908	£164,476	£130,582	£93,309
2024-01	£158,798	£267,456	£163,575	£129,828	£92,751
2024-02	£156,727	£262,729	£161,528	£128,419	£91,553
2024-03	£154,082	£258,443	£158,746	£126,219	£90,186
2024-04	£152,298	£254,354	£156,872	£125,015	£89,588
2024-05	£153,345	£255,928	£157,898	£125,880	£90,557
2024-06	£155,979	£259,195	£160,574	£128,436	£92,011
2024-07	£158,988	£264,055	£163,653	£131,113	£93,167
2024-08	£160,346	£266,127	£164,826	£132,558	£93,460
2024-09	£161,066	£268,174	£165,755	£132,926	£93,177
2024-10	£161,891	£270,235	£166,495	£133,446	£93,763
2024-11	£163,047	£272,495	£168,082	£134,112	£94,067
2024-12	£165,028	£276,310	£170,033	£135,710	£94,954
2025-01	£163,984	£274,840	£169,350	£134,672	£93,632
2025-02	£165,473	£277,304	£170,818	£135,970	£94,559
2025-03	£167,280	£277,886	£172,891	£137,966	£96,688
2025-04	£164,290	£273,780	£169,981	£135,128	£94,633
2025-05	£163,032	£272,384	£168,620	£133,970	£93,504
2025-06	£160,941	£270,666	£166,404	£131,858	£91,232
2025-07	£165,502	£277,013	£170,832	£136,209	£94,169
2025-08	£165,899	£276,878	£171,353	£136,766	£94,315
2025-09	£166,274	£277,377	£171,920	£137,097	£94,024
2025-10	£167,658	£279,904	£173,607	£138,091	£94,241
2025-11	£172,049	£287,440	£178,203	£141,675	£96,349
2025-12	£172,409	£287,808	£178,567	£142,078	£96,490
2026-01	£171,800	£286,293	£177,878	£141,849	£95,938
2026-02	£170,259	£283,739	£176,455	£140,477	£94,829
2026-03	£171,325	£285,809	£177,829	£141,206	£94,621
2026-04	£172,555	£288,141	£179,350	£141,973	£95,058
2026-05	£173,130	£289,036	£179,942	£142,542	£95,097

• All property types
• Detached
• Semi-detached
• Terraced
• Flats

Source: HM Land Registry House Price Index

Year	All property types	Detached	Semi-detached	Terraced	Flats
1996-01	-2.6%	-2.2%	-1.5%	-3.6%	-4.0%
1996-02	-5.6%	-4.9%	-5.1%	-6.2%	-6.7%
1996-03	-7.1%	-6.1%	-6.5%	-8.1%	-8.2%
1996-04	-5.9%	-4.7%	-5.6%	-6.5%	-6.5%
1996-05	-5.4%	-4.2%	-5.2%	-6.1%	-5.5%
1996-06	-2.9%	-1.9%	-2.9%	-3.2%	-2.7%
1996-07	-2.7%	-1.7%	-2.7%	-3.1%	-2.8%
1996-08	+0.9%	+2.3%	+0.7%	+0.6%	0.0%
1996-09	+0.2%	+1.4%	+0.1%	-0.3%	-0.4%
1996-10	+1.3%	+2.3%	+1.4%	+0.7%	+0.5%
1996-11	-0.4%	+0.3%	-0.4%	-0.8%	-1.5%
1996-12	-0.1%	+0.4%	-0.2%	0.0%	-1.7%
1997-01	+2.3%	+3.0%	+1.7%	+2.7%	+0.3%
1997-02	+4.0%	+5.4%	+3.3%	+4.1%	+2.4%
1997-03	+5.1%	+6.7%	+3.9%	+5.3%	+3.4%
1997-04	+2.3%	+4.0%	+1.3%	+2.3%	+0.7%
1997-05	+1.9%	+3.1%	+1.3%	+2.0%	-0.7%
1997-06	+2.9%	+4.2%	+2.7%	+2.8%	-1.7%
1997-07	+6.2%	+7.6%	+5.9%	+6.3%	+0.7%
1997-08	+8.2%	+9.4%	+8.0%	+8.2%	+3.1%
1997-09	+7.1%	+8.1%	+7.0%	+7.1%	+3.0%
1997-10	+7.3%	+8.3%	+6.8%	+7.5%	+3.5%
1997-11	+9.4%	+10.9%	+8.6%	+9.6%	+5.1%
1997-12	+7.7%	+9.2%	+7.4%	+7.3%	+4.7%
1998-01	+4.9%	+6.6%	+5.0%	+4.1%	+3.1%
1998-02	+2.2%	+3.3%	+2.2%	+1.5%	+1.7%
1998-03	+6.4%	+7.4%	+6.3%	+6.1%	+5.4%
1998-04	+8.2%	+9.0%	+8.1%	+8.0%	+6.8%
1998-05	+6.8%	+7.7%	+6.9%	+6.3%	+5.8%
1998-06	+3.5%	+4.5%	+3.3%	+3.0%	+4.2%
1998-07	+2.1%	+2.9%	+2.0%	+1.4%	+3.9%
1998-08	+1.3%	+2.0%	+1.1%	+0.8%	+3.0%
1998-09	+4.2%	+5.1%	+3.9%	+3.8%	+5.8%
1998-10	+1.5%	+2.1%	+1.5%	+0.9%	+3.4%
1998-11	0.0%	+0.6%	+0.3%	-0.9%	+2.4%
1998-12	0.0%	+0.4%	+0.2%	-0.8%	+2.1%
1999-01	+3.3%	+3.8%	+3.0%	+3.1%	+3.8%
1999-02	+5.0%	+5.4%	+4.8%	+5.0%	+4.1%
1999-03	+0.5%	+0.8%	+0.6%	+0.2%	+0.7%
1999-04	-1.6%	-1.9%	-1.3%	-1.9%	-0.1%
1999-05	+2.3%	+2.1%	+2.1%	+2.4%	+4.4%
1999-06	+5.8%	+5.3%	+5.4%	+6.3%	+7.2%
1999-07	+5.7%	+5.8%	+5.0%	+6.2%	+6.6%
1999-08	+2.6%	+2.3%	+2.2%	+3.0%	+3.7%
1999-09	+0.5%	+0.5%	0.0%	+0.8%	+1.2%
1999-10	+5.6%	+5.9%	+4.9%	+5.9%	+6.3%
1999-11	+5.7%	+5.8%	+4.9%	+6.2%	+6.4%
1999-12	+6.6%	+6.2%	+5.9%	+7.3%	+7.6%
2000-01	+3.8%	+3.0%	+3.9%	+4.2%	+4.8%
2000-02	+4.8%	+4.5%	+5.0%	+4.5%	+6.6%
2000-03	+4.9%	+5.4%	+4.9%	+4.5%	+5.4%
2000-04	+6.5%	+7.9%	+5.7%	+6.3%	+6.6%
2000-05	+4.0%	+5.5%	+3.3%	+3.6%	+3.9%
2000-06	+0.8%	+2.4%	+0.4%	0.0%	+2.0%
2000-07	-0.3%	+1.2%	-0.2%	-1.6%	+1.2%
2000-08	+2.3%	+4.1%	+2.6%	+0.6%	+4.4%
2000-09	+4.4%	+6.0%	+5.0%	+2.6%	+6.4%
2000-10	+2.4%	+3.9%	+2.8%	+0.9%	+4.0%
2000-11	+1.6%	+3.2%	+1.9%	+0.1%	+2.4%
2000-12	+2.6%	+4.6%	+2.7%	+1.0%	+3.7%
2001-01	+4.4%	+6.4%	+4.3%	+2.9%	+6.7%
2001-02	+4.9%	+6.9%	+4.3%	+3.9%	+6.1%
2001-03	+5.7%	+7.4%	+5.0%	+5.0%	+6.7%
2001-04	+4.1%	+5.9%	+3.7%	+3.2%	+4.4%
2001-05	+1.2%	+2.2%	+1.4%	+0.3%	+2.5%
2001-06	+3.6%	+4.3%	+3.8%	+2.8%	+4.8%
2001-07	+4.0%	+3.7%	+4.4%	+3.7%	+5.4%
2001-08	+6.6%	+6.4%	+6.6%	+6.7%	+7.8%
2001-09	+4.3%	+4.3%	+3.9%	+4.3%	+6.2%
2001-10	+5.5%	+5.9%	+4.9%	+5.6%	+7.2%
2001-11	+4.3%	+4.6%	+3.8%	+4.4%	+6.1%
2001-12	+4.6%	+4.9%	+4.0%	+4.6%	+6.2%
2002-01	+4.7%	+5.4%	+3.9%	+4.7%	+5.9%
2002-02	+6.3%	+6.7%	+5.9%	+6.2%	+8.1%
2002-03	+7.3%	+7.1%	+7.2%	+7.2%	+9.2%
2002-04	+8.6%	+7.6%	+9.0%	+8.5%	+12.1%
2002-05	+14.2%	+13.5%	+14.6%	+14.1%	+17.6%
2002-06	+15.6%	+14.7%	+15.9%	+15.5%	+18.9%
2002-07	+19.1%	+18.9%	+18.8%	+19.2%	+21.2%
2002-08	+17.1%	+16.7%	+16.8%	+17.3%	+19.0%
2002-09	+19.6%	+19.0%	+19.7%	+19.7%	+20.7%
2002-10	+17.9%	+16.8%	+18.4%	+18.0%	+19.8%
2002-11	+18.7%	+17.9%	+19.0%	+18.7%	+21.5%
2002-12	+18.9%	+17.6%	+19.5%	+19.1%	+21.8%
2003-01	+21.4%	+19.1%	+22.1%	+22.0%	+24.1%
2003-02	+21.7%	+18.9%	+22.8%	+22.4%	+24.2%
2003-03	+23.1%	+21.0%	+23.7%	+23.7%	+26.0%
2003-04	+23.4%	+21.7%	+24.1%	+23.8%	+25.7%
2003-05	+25.8%	+24.2%	+26.2%	+26.3%	+27.1%
2003-06	+25.5%	+24.4%	+25.6%	+26.1%	+26.1%
2003-07	+24.8%	+22.8%	+25.5%	+25.3%	+26.8%
2003-08	+23.4%	+20.9%	+24.3%	+24.0%	+26.0%
2003-09	+24.0%	+20.5%	+25.3%	+25.1%	+27.1%
2003-10	+29.6%	+26.1%	+30.2%	+31.5%	+30.6%
2003-11	+33.2%	+28.7%	+34.2%	+35.3%	+34.0%
2003-12	+35.8%	+31.2%	+36.5%	+38.5%	+35.7%
2004-01	+31.7%	+27.7%	+32.2%	+33.9%	+33.2%
2004-02	+31.8%	+28.2%	+31.8%	+34.1%	+33.5%
2004-03	+29.6%	+25.6%	+29.7%	+31.8%	+32.0%
2004-04	+30.9%	+25.8%	+31.2%	+33.8%	+32.3%
2004-05	+28.6%	+22.8%	+27.9%	+32.6%	+29.0%
2004-06	+28.5%	+21.8%	+28.5%	+32.5%	+29.3%
2004-07	+34.6%	+27.9%	+33.6%	+39.3%	+34.2%
2004-08	+38.2%	+31.8%	+37.3%	+42.8%	+37.3%
2004-09	+38.5%	+33.0%	+36.9%	+43.2%	+37.2%
2004-10	+30.3%	+25.1%	+29.2%	+34.0%	+30.8%
2004-11	+29.6%	+24.6%	+28.2%	+33.4%	+29.6%
2004-12	+28.5%	+23.8%	+26.8%	+32.3%	+29.1%
2005-01	+27.3%	+22.6%	+25.9%	+30.9%	+27.5%
2005-02	+23.0%	+18.8%	+21.8%	+25.9%	+23.6%
2005-03	+22.9%	+19.0%	+22.5%	+25.4%	+22.3%
2005-04	+22.7%	+19.7%	+22.0%	+25.0%	+21.6%
2005-05	+21.0%	+19.0%	+21.0%	+22.1%	+21.0%
2005-06	+19.0%	+17.3%	+18.4%	+20.4%	+18.4%
2005-07	+13.5%	+12.2%	+13.2%	+14.5%	+13.5%
2005-08	+11.7%	+10.4%	+11.2%	+13.0%	+11.5%
2005-09	+8.9%	+7.7%	+8.5%	+9.8%	+9.9%
2005-10	+11.0%	+9.8%	+10.3%	+12.3%	+11.2%
2005-11	+9.6%	+8.5%	+8.9%	+10.9%	+10.1%
2005-12	+9.8%	+8.9%	+9.1%	+10.9%	+9.9%
2006-01	+10.9%	+9.7%	+10.4%	+12.2%	+10.6%
2006-02	+13.5%	+11.5%	+13.0%	+15.0%	+12.6%
2006-03	+11.8%	+9.9%	+11.1%	+13.3%	+11.2%
2006-04	+12.1%	+10.8%	+11.1%	+13.6%	+11.2%
2006-05	+11.1%	+10.0%	+10.3%	+12.6%	+9.6%
2006-06	+12.2%	+11.2%	+11.7%	+13.5%	+10.3%
2006-07	+11.5%	+10.3%	+11.0%	+13.0%	+9.4%
2006-08	+9.7%	+8.5%	+9.4%	+10.9%	+7.9%
2006-09	+11.6%	+10.4%	+11.2%	+12.9%	+8.8%
2006-10	+11.3%	+10.4%	+11.3%	+12.1%	+8.7%
2006-11	+12.3%	+11.6%	+12.2%	+13.1%	+8.9%
2006-12	+9.2%	+8.4%	+9.3%	+10.0%	+5.9%
2007-01	+9.1%	+8.4%	+9.2%	+10.1%	+5.5%
2007-02	+9.3%	+8.8%	+9.3%	+10.2%	+6.2%
2007-03	+10.7%	+9.7%	+10.6%	+11.8%	+7.5%
2007-04	+8.4%	+7.4%	+8.3%	+9.5%	+6.1%
2007-05	+6.8%	+5.3%	+6.5%	+8.0%	+5.3%
2007-06	+6.9%	+5.8%	+6.5%	+8.0%	+6.3%
2007-07	+6.4%	+5.5%	+6.2%	+7.1%	+6.4%
2007-08	+8.8%	+8.4%	+8.4%	+9.4%	+7.6%
2007-09	+7.5%	+7.1%	+7.2%	+8.2%	+6.1%
2007-10	+7.8%	+7.3%	+7.2%	+8.6%	+6.3%
2007-11	+5.6%	+5.1%	+5.3%	+6.3%	+5.2%
2007-12	+6.1%	+6.0%	+5.7%	+6.5%	+5.6%
2008-01	+5.0%	+5.5%	+4.4%	+5.4%	+4.3%
2008-02	+3.0%	+3.7%	+2.3%	+3.3%	+1.8%
2008-03	+1.1%	+1.6%	+0.6%	+1.5%	-0.4%
2008-04	+1.7%	+2.0%	+1.7%	+2.0%	-0.3%
2008-05	+2.6%	+2.8%	+2.8%	+2.8%	+0.3%
2008-06	+0.6%	+1.0%	+0.8%	+0.8%	-1.6%
2008-07	-0.8%	-0.3%	-0.7%	-0.7%	-3.2%
2008-08	-4.4%	-4.3%	-4.2%	-4.5%	-5.9%
2008-09	-6.2%	-5.8%	-5.8%	-6.4%	-7.1%
2008-10	-8.1%	-8.0%	-7.6%	-8.4%	-8.6%
2008-11	-9.1%	-8.9%	-8.5%	-9.5%	-9.6%
2008-12	-8.1%	-8.1%	-7.5%	-8.3%	-9.3%
2009-01	-9.4%	-9.2%	-8.9%	-9.8%	-10.3%
2009-02	-7.2%	-6.7%	-6.9%	-7.5%	-8.5%
2009-03	-9.4%	-8.6%	-9.4%	-10.0%	-9.2%
2009-04	-9.7%	-9.0%	-9.6%	-10.0%	-9.6%
2009-05	-12.2%	-11.3%	-12.2%	-12.6%	-12.0%
2009-06	-10.3%	-9.5%	-10.2%	-10.5%	-11.6%
2009-07	-9.0%	-8.0%	-9.1%	-9.1%	-10.6%
2009-08	-5.9%	-4.7%	-6.0%	-5.8%	-8.6%
2009-09	-2.8%	-2.2%	-2.8%	-2.5%	-5.7%
2009-10	+0.4%	+1.2%	+0.4%	+0.9%	-3.4%
2009-11	+2.9%	+3.7%	+2.8%	+3.5%	-0.8%
2009-12	+2.9%	+3.3%	+2.8%	+3.5%	-0.7%
2010-01	+3.5%	+3.9%	+3.7%	+4.1%	-1.0%
2010-02	+4.8%	+5.4%	+5.4%	+5.2%	-1.1%
2010-03	+6.8%	+8.2%	+7.3%	+7.0%	0.0%
2010-04	+7.1%	+8.8%	+7.6%	+7.0%	+1.7%
2010-05	+6.2%	+7.6%	+6.6%	+6.1%	+2.2%
2010-06	+5.8%	+7.1%	+6.1%	+5.7%	+2.2%
2010-07	+5.1%	+6.3%	+5.3%	+5.0%	+1.5%
2010-08	+4.8%	+6.1%	+5.3%	+4.4%	+1.4%
2010-09	+1.8%	+3.3%	+2.3%	+1.1%	-1.5%
2010-10	+0.8%	+2.3%	+1.4%	+0.1%	-1.9%
2010-11	-1.0%	+0.5%	-0.5%	-1.7%	-4.1%
2010-12	+0.2%	+2.1%	+0.7%	-0.8%	-2.8%
2011-01	+0.8%	+2.7%	+1.1%	-0.1%	-2.2%
2011-02	-2.4%	-1.1%	-2.2%	-3.2%	-3.6%
2011-03	-4.5%	-3.6%	-4.3%	-5.0%	-5.4%
2011-04	-4.5%	-3.7%	-4.5%	-4.9%	-5.9%
2011-05	-2.4%	-1.4%	-2.1%	-2.9%	-4.6%
2011-06	-0.1%	+0.7%	+0.3%	-0.7%	-1.9%
2011-07	-1.7%	-1.4%	-1.0%	-2.2%	-3.0%
2011-08	-2.1%	-1.8%	-1.6%	-2.5%	-3.4%
2011-09	-4.8%	-4.5%	-4.4%	-5.0%	-6.4%
2011-10	-4.9%	-4.2%	-4.8%	-5.3%	-6.9%
2011-11	-4.2%	-3.5%	-4.0%	-4.6%	-5.8%
2011-12	-5.6%	-5.0%	-5.2%	-6.2%	-6.3%
2012-01	-6.4%	-6.3%	-5.7%	-7.0%	-6.9%
2012-02	-6.4%	-6.3%	-5.8%	-6.7%	-7.3%
2012-03	-1.2%	-1.7%	-0.9%	-0.9%	-3.2%
2012-04	-0.3%	-0.5%	-0.2%	0.0%	-1.6%
2012-05	+1.9%	+1.9%	+1.8%	+2.3%	+0.1%
2012-06	-2.7%	-2.3%	-2.7%	-2.5%	-4.0%
2012-07	-2.6%	-2.3%	-2.7%	-2.3%	-4.2%
2012-08	-2.7%	-2.7%	-2.8%	-2.2%	-3.7%
2012-09	+0.9%	+0.5%	+0.9%	+1.4%	+0.2%
2012-10	-2.0%	-2.7%	-2.1%	-1.4%	-2.1%
2012-11	-1.1%	-1.7%	-1.2%	-0.3%	-2.3%
2012-12	-1.5%	-1.8%	-2.0%	-0.6%	-3.3%
2013-01	+1.3%	+1.1%	+0.9%	+2.2%	-0.5%
2013-02	-0.5%	-1.0%	-0.5%	-0.1%	-0.9%
2013-03	-1.6%	-1.8%	-1.3%	-1.9%	-1.4%
2013-04	-0.8%	-0.8%	-0.4%	-1.1%	-1.8%
2013-05	-2.6%	-2.5%	-2.2%	-2.9%	-3.5%
2013-06	-1.6%	-1.8%	-1.2%	-1.6%	-2.9%
2013-07	+0.7%	+0.6%	+0.8%	+0.7%	-0.5%
2013-08	+0.8%	+1.0%	+1.0%	+0.7%	-0.4%
2013-09	-0.2%	+0.1%	-0.1%	-0.4%	-1.4%
2013-10	+0.4%	+0.7%	+0.9%	0.0%	-1.0%
2013-11	-1.0%	-0.8%	-0.3%	-1.7%	-1.8%
2013-12	+0.3%	0.0%	+1.4%	-0.4%	-0.3%
2014-01	+2.6%	+2.4%	+3.4%	+2.1%	+2.0%
2014-02	+6.6%	+7.0%	+6.9%	+6.3%	+4.7%
2014-03	+6.2%	+6.9%	+6.2%	+6.0%	+3.9%
2014-04	+2.0%	+2.4%	+2.1%	+1.9%	+0.2%
2014-05	+2.5%	+2.5%	+2.8%	+2.5%	+1.1%
2014-06	+1.4%	+1.2%	+1.9%	+1.2%	+0.8%
2014-07	+2.6%	+2.4%	+3.2%	+2.3%	+1.7%
2014-08	+0.5%	+0.4%	+1.0%	+0.2%	-0.4%
2014-09	+3.6%	+3.5%	+3.9%	+3.5%	+2.7%
2014-10	+2.7%	+2.4%	+2.8%	+2.8%	+2.2%
2014-11	+5.0%	+4.6%	+5.1%	+5.2%	+4.6%
2014-12	+2.8%	+2.8%	+2.8%	+2.9%	+2.5%
2015-01	-0.2%	-0.2%	0.0%	-0.4%	-0.3%
2015-02	-0.2%	-0.4%	+0.1%	-0.4%	+0.4%
2015-03	-2.0%	-2.1%	-1.6%	-2.3%	-0.7%
2015-04	+0.4%	+0.7%	+0.6%	0.0%	+1.3%
2015-05	-2.0%	-1.3%	-1.8%	-2.6%	-1.9%
2015-06	+0.5%	+1.0%	+0.8%	+0.1%	-0.7%
2015-07	-1.2%	-0.9%	-0.7%	-1.7%	-1.7%
2015-08	+0.7%	+1.0%	+1.0%	+0.2%	+0.6%
2015-09	-0.4%	+0.2%	-0.1%	-1.2%	-0.3%
2015-10	+1.8%	+2.6%	+2.3%	+1.1%	+1.0%
2015-11	+2.1%	+2.8%	+2.7%	+1.5%	+0.3%
2015-12	+4.2%	+4.9%	+4.8%	+3.8%	+1.4%
2016-01	+4.4%	+5.1%	+4.9%	+4.1%	+1.6%
2016-02	+4.2%	+5.1%	+4.4%	+3.8%	+1.6%
2016-03	+6.6%	+7.3%	+6.8%	+6.5%	+4.2%
2016-04	+4.7%	+5.1%	+4.8%	+4.5%	+3.0%
2016-05	+5.1%	+5.1%	+5.3%	+5.1%	+4.0%
2016-06	+1.4%	+1.6%	+1.3%	+1.3%	+1.1%
2016-07	+3.0%	+3.3%	+2.9%	+3.0%	+2.5%
2016-08	+3.2%	+3.5%	+3.1%	+3.2%	+2.5%
2016-09	+4.2%	+4.0%	+4.5%	+4.2%	+3.1%
2016-10	+3.5%	+3.9%	+3.6%	+3.3%	+3.1%
2016-11	+2.4%	+3.3%	+2.3%	+1.9%	+2.6%
2016-12	+0.8%	+1.9%	+0.4%	+0.2%	+2.1%
2017-01	+2.4%	+3.6%	+2.0%	+1.8%	+3.7%
2017-02	+1.2%	+2.0%	+1.0%	+0.6%	+2.9%
2017-03	0.0%	+0.8%	0.0%	-0.8%	+1.1%
2017-04	+0.1%	+0.6%	+0.3%	-0.6%	+1.2%
2017-05	+1.7%	+2.5%	+1.9%	+0.9%	+2.3%
2017-06	+3.8%	+4.4%	+4.0%	+3.2%	+4.7%
2017-07	+3.1%	+3.8%	+3.3%	+2.4%	+3.9%
2017-08	+3.8%	+4.4%	+3.7%	+3.2%	+4.7%
2017-09	+3.0%	+3.7%	+2.9%	+2.4%	+4.2%
2017-10	+3.6%	+4.1%	+3.6%	+3.2%	+4.5%
2017-11	+3.5%	+3.2%	+3.8%	+3.3%	+4.1%
2017-12	+4.0%	+3.7%	+4.2%	+4.0%	+4.1%
2018-01	+1.9%	+1.4%	+2.3%	+1.8%	+2.1%
2018-02	+0.6%	+0.6%	+1.2%	+0.4%	-0.5%
2018-03	+1.9%	+1.8%	+2.5%	+1.8%	0.0%
2018-04	+3.1%	+3.2%	+3.6%	+3.1%	+0.6%
2018-05	+3.2%	+3.6%	+3.5%	+3.3%	+0.6%
2018-06	+3.1%	+3.6%	+3.6%	+2.8%	+0.5%
2018-07	+2.4%	+3.3%	+2.8%	+2.0%	-0.2%
2018-08	+3.3%	+3.9%	+4.1%	+2.7%	+1.1%
2018-09	+2.0%	+2.6%	+2.5%	+1.5%	-0.6%
2018-10	+2.3%	+2.7%	+2.9%	+1.9%	0.0%
2018-11	+0.2%	+0.8%	+0.5%	-0.2%	-1.9%
2018-12	-0.3%	-0.1%	+0.3%	-0.7%	-1.8%
2019-01	-0.4%	+0.1%	-0.1%	-0.9%	-1.8%
2019-02	+1.2%	+1.5%	+1.7%	+0.6%	+0.7%
2019-03	+1.4%	+1.7%	+1.9%	+0.7%	+0.8%
2019-04	+1.0%	+1.1%	+1.8%	+0.3%	+0.1%
2019-05	+0.3%	+0.2%	+1.1%	-0.2%	-0.7%
2019-06	-1.2%	-1.2%	-0.5%	-1.5%	-2.0%
2019-07	-1.3%	-1.6%	-0.8%	-1.5%	-1.9%
2019-08	-2.0%	-2.1%	-1.7%	-2.1%	-3.4%
2019-09	-0.2%	-0.4%	0.0%	-0.1%	-1.1%
2019-10	-0.9%	-1.3%	-0.4%	-0.8%	-2.1%
2019-11	+0.1%	-0.7%	+1.0%	+0.3%	-0.9%
2019-12	+0.2%	-0.5%	+1.1%	+0.3%	-1.7%
2020-01	+0.4%	-0.2%	+1.1%	+0.6%	-2.0%
2020-02	-0.5%	-1.0%	-0.1%	-0.1%	-2.9%
2020-03	-1.2%	-1.7%	-0.9%	-0.7%	-3.2%
2020-04	+0.6%	+0.3%	+0.9%	+0.9%	-1.2%
2020-05	+1.1%	+1.3%	+1.3%	+0.9%	-0.2%
2020-06	+2.6%	+2.7%	+3.1%	+2.5%	+0.7%
2020-07	+1.9%	+2.0%	+2.3%	+1.6%	+0.3%
2020-08	+0.6%	+0.3%	+1.4%	+0.4%	-1.0%
2020-09	-0.1%	0.0%	+0.7%	-0.5%	-2.0%
2020-10	+0.2%	+0.6%	+0.6%	-0.1%	-2.2%
2020-11	+4.0%	+4.9%	+3.6%	+4.0%	+1.3%
2020-12	+6.4%	+7.5%	+5.5%	+6.7%	+3.6%
2021-01	+7.9%	+8.1%	+7.2%	+8.7%	+6.6%
2021-02	+8.5%	+7.8%	+8.0%	+9.6%	+8.1%
2021-03	+8.0%	+6.4%	+7.7%	+9.6%	+9.6%
2021-04	+5.8%	+4.3%	+5.2%	+7.3%	+7.8%
2021-05	+7.3%	+5.5%	+6.7%	+9.1%	+9.3%
2021-06	+10.1%	+8.3%	+9.1%	+12.3%	+12.6%
2021-07	+10.3%	+8.3%	+9.8%	+12.5%	+11.8%
2021-08	+9.1%	+7.5%	+8.4%	+11.0%	+10.8%
2021-09	+7.2%	+5.3%	+7.0%	+9.0%	+8.8%
2021-10	+7.7%	+6.3%	+7.2%	+9.1%	+9.8%
2021-11	+5.8%	+4.5%	+5.7%	+6.8%	+7.6%
2021-12	+3.3%	+2.7%	+3.2%	+3.8%	+4.8%
2022-01	+4.9%	+4.5%	+5.0%	+5.2%	+5.0%
2022-02	+5.9%	+5.8%	+6.0%	+6.0%	+5.3%
2022-03	+7.1%	+7.8%	+7.4%	+6.6%	+4.6%
2022-04	+6.9%	+7.3%	+7.2%	+6.5%	+4.4%
2022-05	+7.1%	+7.6%	+7.4%	+6.9%	+4.1%
2022-06	+5.6%	+6.1%	+6.0%	+5.3%	+2.8%
2022-07	+9.1%	+9.4%	+9.4%	+8.9%	+6.1%
2022-08	+10.0%	+10.2%	+10.2%	+10.1%	+7.1%
2022-09	+11.4%	+11.6%	+11.2%	+11.7%	+8.2%
2022-10	+11.5%	+11.3%	+11.5%	+12.0%	+8.5%
2022-11	+11.1%	+10.7%	+11.2%	+11.7%	+8.2%
2022-12	+11.9%	+10.9%	+12.2%	+12.6%	+9.7%
2023-01	+7.1%	+6.7%	+7.4%	+7.4%	+5.1%
2023-02	+5.3%	+5.4%	+5.6%	+5.3%	+3.1%
2023-03	+3.3%	+3.7%	+3.6%	+3.0%	+1.3%
2023-04	+2.5%	+3.2%	+2.9%	+1.9%	+0.7%
2023-05	+0.9%	+1.4%	+1.3%	+0.2%	-0.2%
2023-06	+0.3%	+0.9%	+0.5%	-0.3%	-1.2%
2023-07	-0.9%	-0.2%	-0.8%	-1.4%	-2.4%
2023-08	-1.0%	-0.3%	-0.9%	-1.4%	-2.6%
2023-09	-2.2%	-1.8%	-2.0%	-2.7%	-3.5%
2023-10	-1.0%	-1.0%	-0.8%	-1.2%	-1.9%
2023-11	-0.9%	-0.7%	-0.6%	-1.3%	-1.7%
2023-12	+1.0%	+1.2%	+1.3%	+0.6%	+0.4%
2024-01	+2.6%	+2.7%	+2.8%	+2.4%	+2.2%
2024-02	+1.7%	+1.2%	+1.8%	+1.9%	+1.2%
2024-03	+1.3%	+0.5%	+1.2%	+2.0%	+1.2%
2024-04	+1.1%	-0.3%	+0.9%	+2.1%	+1.4%
2024-05	+2.4%	+1.0%	+2.1%	+3.3%	+2.9%
2024-06	+3.2%	+1.7%	+3.2%	+4.0%	+3.7%
2024-07	+3.3%	+2.0%	+3.3%	+4.1%	+3.5%
2024-08	+3.4%	+2.0%	+3.4%	+4.4%	+3.7%
2024-09	+4.6%	+3.6%	+4.6%	+5.4%	+4.4%
2024-10	+3.4%	+2.8%	+3.4%	+4.0%	+3.0%
2024-11	+3.9%	+3.1%	+4.0%	+4.5%	+3.0%
2024-12	+3.3%	+2.8%	+3.4%	+3.9%	+1.8%
2025-01	+3.3%	+2.8%	+3.5%	+3.7%	+0.9%
2025-02	+5.6%	+5.5%	+5.8%	+5.9%	+3.3%
2025-03	+8.6%	+7.5%	+8.9%	+9.3%	+7.2%
2025-04	+7.9%	+7.6%	+8.4%	+8.1%	+5.6%
2025-05	+6.3%	+6.4%	+6.8%	+6.4%	+3.3%
2025-06	+3.2%	+4.4%	+3.6%	+2.7%	-0.8%
2025-07	+4.1%	+4.9%	+4.4%	+3.9%	+1.1%
2025-08	+3.5%	+4.0%	+4.0%	+3.2%	+0.9%
2025-09	+3.2%	+3.4%	+3.7%	+3.1%	+0.9%
2025-10	+3.6%	+3.6%	+4.3%	+3.5%	+0.5%
2025-11	+5.5%	+5.5%	+6.0%	+5.6%	+2.4%
2025-12	+4.5%	+4.2%	+5.0%	+4.7%	+1.6%
2026-01	+4.8%	+4.2%	+5.0%	+5.3%	+2.5%
2026-02	+2.9%	+2.3%	+3.3%	+3.3%	+0.3%
2026-03	+2.4%	+2.9%	+2.9%	+2.3%	-2.1%
2026-04	+5.0%	+5.2%	+5.5%	+5.1%	+0.4%
2026-05	+6.2%	+6.1%	+6.7%	+6.4%	+1.7%

What it costs to buy across the Lake District

Asking prices across the 14 postcodes with one on record run from £254,891 in Cockermouth to £489,899 in Ambleside, a spread of £235,008. A 30% deposit therefore ranges from roughly £76,467 to £146,970 depending on which valley you are in.

The order is close to a map of the central fells. The cheapest entries sit on the western and northern edges, at Cockermouth and Gosforth. The dearest sit in the middle, around Ambleside, Coniston and Windermere. Penrith and Kendal, the two biggest towns, come in third and fourth cheapest despite being the places with the most going on. Cockermouth also carries the shortest queue of unsold homes in the guide, which is not a combination that usually turns up together. Few homes come to market here: the busiest postcode sells 32 a month and three sell three or fewer. Below market value property is one of the routes buyers use where open-market supply is limited.

Price per square foot

Measured by the square foot, which strips out how big the houses are, Ambleside costs £447 and Gosforth £199. It is the closest thing here to a like-for-like comparison, because it removes floor area from the difference and leaves location, condition and property type.

Ambleside costs more than twice as much per square foot as Gosforth, and the two are about twenty miles apart. Kendal at £303 sits almost exactly in the middle of the range while being the busiest market in the guide.

House price growth

Over five years the strongest growth in the guide is Gosforth at 14.1%, and the weakest is Broughton at minus 16.0%. The pattern does not follow price. Several of the dearest postcodes have gone backwards.

Read the top and the bottom of that table together. Gosforth, Kendal and Cockermouth lead on five-year growth. Gosforth and Cockermouth are also among the cheapest places to buy space, at £199 and £249 per square foot, while Kendal sits in the middle at £303. Ambleside and Windermere are down 2.8% each, and they are the two dearest at £447 and £374. Whatever the premium in the central lakes has bought over the last five years, it has not been capital growth.

Keswick is worth separating from its neighbours over the five-year window. CA12, which covers Keswick and Braithwaite, is up 3.1% across those five years while Ambleside, Grasmere and Hawkshead in LA22 and Windermere and Bowness in LA23 are both down 2.8%. It also moves more: 9 sales a month against 3 in LA22, and monthly sales that come to 8% of the homes advertised against 2% in LA22 and 5% in LA23. The twelve-month column runs the other way, with CA12 down 8.3% and LA22 up 0.5%, so the five-year figure describes the longer direction rather than the current one. At £415,769 average asking against £489,899 in LA22, its monthly sales are a larger share of what is advertised than in either neighbour, on 9 sales a month.

Coniston sits apart again. LA21 carries an average asking price of £450,357, which puts it in the same bracket as Windermere, but its price per square foot, its per-postcode sales count and its growth figures are all unreported. Its unsold-stock figure comes from a separate demand measure that does carry one. That is an absence of measurement rather than a reading of zero, and it is the same thinness that runs through the yield table: too few transactions in the window for a figure to be published.

How much actually changes hands

Kendal sells 32 homes a month. Ambleside sells three. That gap is the practical difference between the two ends of this market: Ambleside records about as many sales in a year as Kendal records in a month. The middle column below shows each postcode's monthly sales as a share of the homes advertised for sale there, which is the cleaner way to compare a large town against a small village.

What Type of Property Can You Buy in the Lake District?

Detached houses make up 70.9% of the stock in Broughton and 29.7% in Kendal. That range is the housing equivalent of the price table: the further into the fells you go, the more the stock becomes large detached property, and the fewer flats and terraces there are to buy at the cheaper end.

Rows may not total 100%, as a small share of mobile and temporary dwellings is not shown. Kendal is the outlier and it is the useful one. It has the lowest detached share, the highest proportion of flats at 14.2% and the most semi-detached housing at 34.8%. It is also the one place here with both a calculable yield and thirty-plus sales a month. Ambleside and Windermere carry the next highest flat shares, at 12.9% and 11.7%, though the stock data records the property type only and not how any of it is used.

How much unsold stock is sitting in the Lake District

At the current rate of sale, Ambleside is carrying 33.3 months of unsold homes. Cockermouth is carrying 6.3. That is more than five times the overhang inside one guide.

Months of unsold stock is the for-sale pool divided by the rate at which homes are actually selling. It is not an observed selling time for any individual house. What it measures is the depth of the for-sale pool relative to the current rate of sale, so at Ambleside's three sales a month the pool itself represents about 33 months of supply.

A days-on-market figure is also published for these postcodes. Across all fifteen it is the months-of-stock figure expressed in days rather than an independently observed measure, so this guide uses months of stock and states what it counts.

The three smallest pools are Cockermouth, Kendal and Penrith, all working towns with an economy that is not mainly about visitors. The largest are Ambleside, Crosthwaite and Grange-over-Sands, each at 25 months or more against single-figure monthly sales.

The Lake District rental market

The postcodes with the most rented housing are the ones where no rental yield can be calculated at all. That sounds like a contradiction. It is the most useful thing in this guide.

How Big Is the Lake District's Private Rented Sector?

Windermere has the highest share of privately rented homes of any postcode here, at 31.0%. Ambleside is next at 27.4%, then Coniston at 23.1%. Kendal, the biggest and busiest market in the guide, has the third lowest at 14.6%.

Now put that beside the yields. The three postcodes that carry enough long-term rental listings to produce a yield figure are Kendal, Cockermouth and Ulverston, and their private rented shares sit at the lower end of the range, at 14.6%, 18.2% and 19.2%. Windermere and Ambleside, at 31.0% and 27.4%, produce nothing. The area with the most rented housing is the area where the long-term rental market is hardest to see.

There is an explanation that fits, and it is the one the Lake District is known for. A privately rented home in Windermere is not necessarily let to somebody who lives there. The census counts the tenure; it does not ask how long the tenancy runs. The national park authority is explicit about the problem in its own planning policy, and its Windermere Gateway proposals for 200 to 250 homes at Orrest Head Farm specify that they would be secured for permanent occupancy, not second homes or holiday lets.

This page cannot tell you what any individual owner in Windermere is doing, and does not try to. What the data supports is narrower and still useful: the long-term rental stock visible on the open market in the central lakes is very thin, and the overall private rented share is not. If you are looking at short lets, our guide to the best place to buy a holiday let covers the national picture, while a separate walkthrough explains buying a holiday let.

What Tenants Actually Pay

Measured across the whole council area, private rents in June 2026 averaged £808 a month in Westmorland and Furness and £670 in Cumberland. These are figures for rent being paid, published by the ONS, and they are a different measure from the advertised rents behind the yield table below. Both are useful, but they answer different questions and should not be read as one number.

Rents rose 6.3% in Westmorland and Furness and 6.7% in Cumberland over the year to June 2026. For comparison, the North West average was £961 and England £1,446, so both councils sit below their region as well as the country.

Is Lake District Rent High?

Measured against local pay, rent takes 23.2% of gross median earnings in Westmorland and Furness and 18.9% in Cumberland. Both are under a quarter of gross pay. Two figures sit behind that ratio: median pay of £41,859 and £42,461, which is higher than the rural setting might suggest, and average rents of £808 and £670, which are below both the North West and England averages.

The median gross annual salary is £41,859 across Westmorland and Furness, which works out at £3,488 a month before tax, against an average rent of £808. In Cumberland the median is £42,461, or £3,538 a month, against £670. Both figures come from the Nomis Labour Market Profile using ASHE 2025 data, and the rents are the ONS measured figures for June 2026.

What that ratio hides is which homes those rents are attached to. It is calculated at authority level, and both authorities include large populations well outside the national park, in Barrow, Workington and Carlisle. The rent a tenant would actually pay for a two-bedroom flat in Bowness is not in that average.

Where a Yield Can Be Calculated

Three postcodes have enough advertised lettings to produce a gross yield: Cockermouth at 3.9%, Ulverston at 3.5% and Kendal at 3.3%. These use advertised asking rents against advertised asking prices, so they are a different basis from the ONS figures above.

CA133.9%

LA123.5%

LA93.3%

0%5%10%

All three are gateway towns rather than lakeside villages. For the other twelve postcodes the figure is not low, it is absent. That distinction matters the moment you set this area against the best buy-to-let areas elsewhere in the country, because you would be comparing a number against a blank.

Local Housing Allowance Rates in the Lake District

Local Housing Allowance caps how much rent a tenant on housing support can have covered. Eligible rent is the lower of the actual rent or the allowance rate, so the rate is a ceiling on what the benefit meets rather than a floor under what landlords charge. The Lake District straddles two allowance areas, and they are not close. In the Kendal area the 2026 two-bedroom rate is £149.59 a week; in West Cumbria it is £109.32. Three-bedroom rates run £178.36 and £126.58. Quoting one figure for the whole national park would be wrong by about a third. You can check the current rate for any specific address on the VOA Local Housing Allowance calculator.

Buy-to-let considerations

Deposit requirements

At 30% down, deposits across the guide run from £76,467 in Cockermouth to £146,970 in Ambleside. The £70,503 difference between those two is more than the total deposit on a house in plenty of northern towns.

Stamp duty on a second property is charged on top of that, and these are England rates, so the stamp duty calculator applies across the whole area. The standard running costs are set out in buy-to-let costs. Several things here sit outside that standard list and are worth checking property by property: Kendal's flood history and what it means for insurance, the age and exposure of stock in the fell villages, winter access on the higher roads, and any occupancy condition attached to a property inside the national park.

The second home council tax premium

Both councils charge a 100% council tax premium on second homes, which takes the bill to 200% of the standard charge. Cumberland applies it to furnished property that is no one's sole or main residence, with 200% payable from 1 April 2025. Westmorland and Furness began charging on the same date and defines a second home as a property that is furnished but not used as someone's sole or main residence.

The wording is what matters. A home occupied by a long-term tenant is that tenant's sole or main residence, so the premium does not reach a standard buy-to-let. What it is aimed at is furnished property that stands empty between owner visits. Property run as a genuine holiday-let business sits under a different assessment again, which buying a holiday let covers rather than this guide. For a buy-to-let in this area the point is the narrow one: this is a cost of holding a second home, not of letting a property to a tenant, and it does not appear anywhere in the yield tables above.

Supply, planning and why so little comes up

Development inside a national park is tightly controlled. The biggest housing proposal in the central lakes is the Windermere Gateway scheme, 200 to 250 homes at Orrest Head Farm. It is not proceeding on its original timetable: after Westmorland and Furness Council decided not to go ahead with the Homes England grant funding agreement, the national park authority states the highways programme cannot progress in its current form and the housing application timelines are under review.

Two other funded projects in the area are infrastructure rather than housing. The Kendal Flood Risk Management Scheme is a multi-phase Environment Agency programme running through the town after more than 2,276 properties suffered significant impacts in Storm Desmond in 2015, with Phase 1 drawing £5.34 million of European Regional Development Fund money. In Penrith, the council has approved a plan for the town hall with an outline budget of £5.740 million, subject to the full business case. Members also agreed not to take forward the Eden Enterprise Hub, and up to £2.03 million of the funding originally allocated to it will support other regeneration priorities in Penrith and Eden.

Kendal is both the busiest market in this guide and the town with the defences going in, so the scheme covers the postcode with the most transactions in the area.

Because so much of the private rented stock in the central lakes is not on the long-term market, buyers looking at this area on short-let terms are usually shopping a different set of properties. Those come through holiday lets for sale and Airbnb property for sale rather than the standard rental listings the yield figures above are drawn from.

What the Lake District data tells buy-to-let investors

The measurable long-term rental market in this area is in the gateway towns, and over the last five years the dearest central-lakes postcodes have recorded negative growth alongside deep pools of unsold stock. The three postcodes with a calculable yield are Cockermouth, Ulverston and Kendal. The four busiest markets are Kendal, Penrith, Ulverston and Cockermouth. The shortest queues of unsold stock are Cockermouth at 6.3 months, Kendal at 7.7 and Penrith at 8.3. Those are three different lists, and the gateway towns are what they have in common.

The central lakes look different on every measure. Ambleside and Windermere are the dearest space per square foot at £447 and £374, they are down 2.8% each over five years, they sell three and ten homes a month, and they carry 33.3 and 20.0 months of unsold stock respectively. They also have the highest private rented shares in the guide, at 27.4% and 31.0%, with no calculable long-term yield behind either.

At council level the same split shows up. Cumberland is cheaper, up 24.9% over five years and at a record high in the latest month on record, May 2026. Westmorland and Furness is dearer, up 15.2%, and still £2,327 below its November 2024 peak.

None of that says where to buy. It says the two halves of this area behave differently enough that a figure from one tells you very little about the other. If you are weighing whether buy-to-let is worth it here, the honest starting point is that the usual yield comparison mostly cannot be run. On the measures that are available, growth, liquidity and price per square foot, the working towns and the central lakes read differently, and the figures for each are in the tables above. The same figures sit behind investment property elsewhere and behind building a wider property portfolio, and they are the ones to compare against when weighing this area with anywhere else.

How the Lake District compares

Set against the nearest towns with their own guides, the Lake District is second dearest of the six and last on yield.

The Lake District sits second dearest of the six and last on yield, and its 3.9% comes from a single postcode rather than a spread. Lancaster is the closest comparison geographically, immediately south and sharing the LA postcode area, at £282,106 with a 5.3% top yield. Carlisle sits in the same council as the northern lakes at £284,807 and 5.6%. Both are roughly £75,000 cheaper than the Lake District average with a yield that can actually be calculated across multiple postcodes.

So the trade is visible in the numbers. Buying here costs more and gives up the measurable income comparison, and what it buys sits inside a national park boundary, where development is tightly controlled. Those are different figures to weigh rather than better or worse ones. Yields across the wider North West are set out in buy-to-let property for sale.

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