20 Cheapest Places to Buy a House or Flat in Liverpool

The lowest average asking price of the 24 postcode districts ranked here is £127,726 in L20 (Bootle and part of Kirkdale), most of which is in Sefton, and the cheapest district wholly inside Liverpool is L4 (Anfield, Kirkdale and Walton) at £138,327. Most of L20 is Bootle, and Bootle's council is Sefton.

Both are mostly houses. Flats make up 17.3% of the homes in Bootle's district and 14.4% in Anfield's. Third place is a different kind of cheap. L2 in the city centre asks £139,353, and 81.6% of its homes are flats. The ranking counts houses and flats together, which matters if it is a house you are after.

Article published: September 2026

Where Liverpool's Cheapest Postcode Districts Are

The shading shows each district's average asking price band, houses and flats together, August 2026. The outlined districts are the 20 cheapest. Tap a district to see its figure.

Choose a postcode districtSelect a districtL1 · City centreL2 · City centreL3 · City centre, Everton, VauxhallL4 · Anfield, Kirkdale, WaltonL5 · Anfield, Everton, Kirkdale, VauxhallL6 · Anfield, city centre, Everton, Fairfield, Kensington, TuebrookL7 · City centre, Edge Hill, Wavertree, Fairfield, KensingtonL8 · City centre, Dingle, ToxtethL9 · Aintree, Fazakerley, Orrell Park, WaltonL10 · Aintree, Fazakerley, KirkbyL11 · Clubmoor, Croxteth, Gillmoss, Norris GreenL12 · Croxteth, West DerbyL13 · Clubmoor, Old Swan, Stoneycroft, TuebrookL14 · Broadgreen, Dovecot, Knotty Ash, Page MossL15 · WavertreeL16 · Broadgreen, Bowring Park, ChildwallL17 · Aigburth, St Michael's Hamlet, Sefton ParkL18 · Allerton, Mossley HillL19 · Aigburth, Garston, GrassendaleL20 · Bootle, Orrell, KirkdaleL24 · Hale, SpekeL25 · Belle Vale, Gateacre, Halewood, Hunts Cross, WooltonL27 · NetherleyL28 · Stockbridge Village

Average asking price, houses and flats together, August 2026

• Below £150,000
• £150,000 to £174,999
• £175,000 to £199,999
• £200,000 to £274,999
• £275,000 and above
• No asking-price figure
• Outlined: the 20 cheapest

Sources: PropertyData postcode key stats, August 2026; District boundaries derived from OS Code-Point Open: contains Ordnance Survey data © Crown copyright and database right 2026, Royal Mail data © Royal Mail copyright and database right 2026, National Statistics data © Crown copyright and database right 2026; District coverage names from the Wikipedia L postcode area list, CC BY-SA 4.0.

Most of the cheap districts are north and east of the city centre. Head north along the river and you pass Vauxhall and Kirkdale on the way to Bootle, which is in Sefton. Just inland are Everton, Anfield and Walton, with Orrell Park, Aintree and Fazakerley beyond them.

To the east, the cheap districts start at Kensington, Fairfield and Edge Hill and carry on through Tuebrook, Old Swan and Stoneycroft to Clubmoor, Norris Green and Croxteth. Wavertree, Knotty Ash, Dovecot and Page Moss are further out, and Netherley is on the eastern edge. Stockbridge Village is north-east of Knotty Ash and Dovecot and further from the centre again, and its L28 district is mostly over the boundary in Knowsley.

Fewer of the twenty are in the south. Toxteth and Dingle are just below the centre, Aigburth, Garston and Grassendale follow the Mersey south, and Speke and Hale are in the far corner. The four districts that miss the table are in the south and east of the city. Between them they cover Sefton Park, Allerton and Mossley Hill, Childwall, and Woolton and Gateacre.

Top 20 Cheapest Places to Buy a House in Liverpool

Twenty-four L postcode districts are ranked here on average asking price, from August 2026 data, and the table shows the cheapest 20. Houses and flats are averaged together. Three rows are mostly flats, all of them city centre: L2 in third place, L1 in eleventh and L3 in fourteenth. The last column comes from completed sales. It is the price buyers paid per square foot between February 2025 and June 2026, on sold price data retrieved in August 2026. L28's figure is a month newer, covers March 2025 to June 2026 and rests on 28 sales, the smallest sample in the table.

Three rows are mostly outside the Liverpool council area and are marked: L20, L28 and L10. Neighbourhoods do not stop at postcode lines, so names such as Anfield, Kirkdale and Walton appear in more than one row. No column here is a rent. Rents and yields are in our Liverpool buy-to-let guide.

Bootle's L20 has the lowest asking price, and most of it is in Sefton

L20 leads the table by £10,601. Of its 984 postcodes, 81 are in Liverpool, on the Kirkdale side, and the other 903 are in Sefton. If you only want districts that are wholly inside the city, the cheapest is the second row, where Anfield, Kirkdale and Walton ask £138,327.

To be ranked, a district needs people living in it and at least one postcode in twenty inside the Liverpool council area, counted on Ordnance Survey's Code-Point Open. Districts set aside for large organisations and PO boxes have no homes and are left out. Six of the twenty rows have a real share of their postcodes in another council area. Besides L20, fewer than one in five of L28's postcodes is in the city and the rest are in Knowsley, and L10 is about a third inside, shared with Sefton and Knowsley. L14 is about two thirds inside, and L9 and L24 are mostly inside. Huyton's L36 and Halewood's L26 have one and two Liverpool postcodes, so they are left out, and the L districts for Crosby, Kirkby, Prescot, Formby and Ormskirk are in other council areas.

The sold column for L20 rests on 515 sales at an average of £133 per square foot. About 70% of them sold at between £87 and £210 a square foot, and the cheapest at £50. A range that wide means two streets in the same district can be priced very differently. HM Land Registry's free price paid search shows what each house on a street sold for.

Buyers in Anfield, Kirkdale and Walton paid the least per square foot

Go by the sold column and L4 comes first. Buyers there paid £129 per square foot, the lowest of the 24 districts, and that average is built on 651 sales, more than any other district has. Flats are 14.4% of L4's housing stock. The £129 covers houses and flats sold together, and the data does not split them.

The four lowest sold figures belong to four neighbours: £129 in Anfield's L4, £133 in Bootle's L20, and £136 and £137 in L6 and L5, which both take in parts of Everton and Anfield. On asking price the same four are second, first, sixth and fifth. At this end of the city the two columns agree. Stockbridge Village's L28 comes next on the sold column at £147, but 28 sales are too few to read much into.

The city centre is cheap to buy into and dear by the square foot

An asking price is the figure a seller has put on a home. The sold column is what a buyer agreed to pay, divided by the floor area. In the city centre the two pull apart. L1's asking average of £169,821 is only £2,944 above L9, which covers Walton, Aintree and Fazakerley. Per square foot, buyers in L1 paid £268 against £159 in L9, which is 68.6% more and the highest figure in the table. Dividing one column by the other will not give you a home's size, because the two come from different homes: those for sale in August 2026 and those that sold earlier.

The mix of homes in the two districts is not the same either. On housing stock figures retrieved in June 2026, which count the homes that exist and not the ones for sale, flats are 72.2% of L1's homes, 51.4% of L3's and 17.5% of L9's. Those shares describe the districts. They do not say which homes were for sale or which ones sold.

L2 is the odd one out. It is city centre too, and four homes in five are flats, yet its sold figure is £149. Only 45 sales sit behind that number, against 212 in L1. With so few sales, one or two unusual ones can move the average, so £149 is less dependable than £268.

Aigburth and Garston close the table at more than twice Bootle's price

The first sixteen rows all ask under £200,000, from L20 up to L10 at £191,922. Then comes the biggest step in the table, £32,638, up to Speke and Hale's L24. The last row is Aigburth, Garston and Grassendale's L19 at £276,118. Above it are the four districts that miss the cut, topped by Allerton and Mossley Hill's L18 at £399,599, just over three times the L20 figure.

A district average also hides the streets inside it. L19 is twentieth cheapest here, and our most expensive street in Liverpool page has South Road in Grassendale Park, which is in L19, in fifth place.

Are There Houses for Sale in Liverpool Under £100k?

All 24 districts have an average asking price above £100,000. The lowest is £127,726 in Bootle's L20, which is £27,726 more than a £100,000 budget gives you, and an average is not the cheapest home in a district.

What the sold figures can show you is how far below the averages sales have gone. In Anfield, Kirkdale and Walton's L4, where the average sale was £129 per square foot, seven in ten went for between £98 and £183 and the cheapest for £48. The cheapest sale in Bootle's L20 went for £50 per square foot and the cheapest in L5 for £52. Those are prices for each square foot, not for a house, so they cannot tell you what the homes cost in total. They do tell you the cheapest sales in all three districts were at less than half the district's average rate.

The figures in this paragraph are what homes sold for across a whole council area in July 2026, from the UK House Price Index. They are a different measure from the August 2026 asking prices in the ranking, taken from different homes. On sold prices the city is over £100,000 too: a flat in the Liverpool council area averaged £129,558. In Knowsley a flat averaged £96,103 and in St Helens £97,946. If your budget stops at £100,000, those two flat averages are the only figures under it in the council-area table further down this page.

Our research on the cheapest houses in England uses a third measure, the average sold price for a single postcode district, and on that measure its list of postcodes under £100,000 includes L4.

To see which homes are for sale under £100,000 today you need the property portals, where the stock changes daily. Nothing here is a listing, and we do not keep a list of Liverpool homes for sale. Investors can see deals from anywhere in the UK on our buy to let property for sale page.

A cheap district and a house priced under its own value are two different things. With below market value properties the price is low against that one home's own worth, whatever the district. It can be true of a dear home in Mossley Hill and untrue of a cheap one in Bootle.

How Affordable Are Liverpool's Cheapest Areas?

L2 in the city centre has the lowest price to household income ratio in the table at 3.2 times. L24, which covers Speke and Hale, has the highest at 6.6 times. The lowest household income in the table is £30,300 and the highest £43,900.

The household income column is built on household income figures retrieved in September 2026. Their source publishes no date for the incomes themselves and no definition beyond the average household income for an area. A household's income and one person's wage measure different things, so this column cannot be set against a single salary, and the ratio built on it is not a lending test. A district's household average is also not the income a new buyer there needs.

A single worker's pay is published for the council area only. Median gross weekly pay for full-time workers living in Liverpool was £726.70 in 2025, against £734.80 for the North West and £766.60 for Great Britain, on the city's labour market profile from the ONS. There is no version of that figure for a postcode district.

City centre ratios of price to household income are low because incomes there are higher

Among the sixteen districts asking under £200,000, only L1, L2 and L3, the city-centre rows, have a household income above £39,000. Kensington and Edge Hill's L7 shows what that does. It asks £2,737 less than L1, the next row down, and comes out at 5.5 times against L1's 4.2, because its household income is £30,600 and L1's is £40,300. L2's 3.2 times needs the same care as its price, because four homes in five there are flats.

Bootle's price to household income ratio is low as well as its price

L20's 4.0 times is the second lowest in the table, and it gets there the opposite way to the city centre. Its household income of £31,700 is one of the lower ones, so it is the asking price that keeps the ratio down. A low price does not always do it. L5 and L6 have the lowest household incomes in the table, £30,300 and £30,500, and both come out at 4.8 times even though they are fifth and sixth cheapest.

Speke and Wavertree are £1 apart on price, and 6.6 against 6.1 times household income

Speke and Hale's L24 asks £224,560 and Wavertree's L15 asks £224,561. Household income is £34,000 in the first and £36,900 in the second, which is where the gap in the ratios comes from. Buyers paid almost the same per square foot as well, £201 and £199. If you are weighing the two up, the homes differ more than the prices do: flats are 2.9% of the stock in L24 and 18.2% in L15. About one in six of L24's postcodes, around Hale, is in Halton.

First-Time Buyers in Liverpool: Prices and Deposits by Property Type

The average home sold in the Liverpool council area went for £189,036 in July 2026. Flats averaged £129,558 and terraced houses £179,418, so the step from one to the other was £49,860.

Lenders ask for different deposits, and what you need depends on the lender and on you. Every deposit in the table uses the same 30% purely for illustration; it is not a lender's requirement. The prices are there too, so you can apply whatever share you are working to. With 30% down, the average flat needs £38,867 and leaves £90,691 as the balance of the price. For the average terrace the two figures are £53,825 and £125,593, which makes the step from flat to terrace £14,958 of deposit. Tax is a separate bill. Type any price into our stamp duty calculator and it gives you the figure.

A Liverpool semi cost £50,798 more than the city's headline average

The all-types figure of £189,036 is only £9,618 above the terraced average, and a long way below the semi-detached one. If you are buying a flat or a terrace, the headline is higher than the average for your type. If you are buying a semi it is £50,798 too low, and for a detached house, at £398,405, it is less than half the price. A detached house averaged more than three times a flat.

Liverpool terraces rose 9.7% in a year, more than twice as fast as flats

Every property type in the council area sold for more in July 2026 than in July 2025. Terraced houses rose most, 9.7%, and flats least, 4.3%. Semis and detached houses were in between at 9.1% and 7.9%, and the average across all types rose 8.1%. Over the same year the North West average rose 4.4% and England's 1.1%.

None of that is a forecast. The UK House Price Index methodology says its first estimate for a month is calculated on around 40% of the sales that will eventually be registered, so the latest months get revised as the rest come in.

Cheaper Alternatives Near Liverpool

Only two of the six council areas in the table sold for less on average than Liverpool in July 2026: St Helens at £185,154 and Knowsley at £188,527. Knowsley's gap to Liverpool was £509. The other four were dearer overall, yet all four had cheaper flats than Liverpool.

Three of the six share a land boundary with Liverpool: Sefton to the north, Knowsley to the east and Halton at the far south-east corner, beyond Speke. Wirral is on the other side of the Mersey. St Helens and West Lancashire are one step removed. Knowsley sits between Liverpool and St Helens, and Sefton and Knowsley sit between Liverpool and West Lancashire.

Each figure is for a whole council area, so it takes in more than the town you might have in mind. Knowsley includes Huyton, Kirkby and Halewood, and Huyton's L36 and Halewood's L26 were left out of the ranking. Sefton runs from Bootle up to Southport, Halton is mainly Widnes and Runcorn, with Hale on its Liverpool side, and Wirral includes Birkenhead. Liverpool's average was 7.0% under Merseyside's £203,192. England's was £293,479, and Liverpool was 35.6% under that.

Knowsley and St Helens were barely cheaper overall and more than £25,000 cheaper for a flat or a terrace

The first column makes Knowsley look like a £509 saving. For a flat the gap to Liverpool was £33,455, and for a terraced house £27,654. St Helens was £31,612 lower for a flat and £25,113 for a terrace. Knowsley had the lowest average of the seven for both. Over the year St Helens rose 7.3%, while Knowsley rose 0.9% and its flats sold for 2.9% less than a year earlier.

Halton and West Lancashire cost more on average, and less for a flat, a terrace, a semi or a detached house

Halton averaged £5,691 more than Liverpool across all property types. Pick any property type and the order reverses. A flat was £25,031 less and a terrace £19,467 less. Semis and detached houses are not in the table, and there the gaps were £33,658 and £71,115. West Lancashire is the bigger surprise. It was £47,158 dearer overall and still cheaper for all four types, by £7,774 for a flat and £1,609 for a terrace. An all-types average is a blend, and the blend of homes sold differs from one council area to the next. If you are buying a flat or a terrace, read down that column of the table, because the first column points the wrong way for both of these council areas.

Liverpool had the dearest flats of the seven, and only Sefton had dearer terraces

Liverpool's flats, at £129,558, were the dearest in the table, even though only two council areas were cheaper overall. Sefton and Wirral were the closest, £2,610 and £4,467 lower. On terraces Sefton averaged £4,434 more than Liverpool, and Wirral, across the river, £2,403 less. Liverpool also rose the most of the seven over the year, 8.1% against 6.7% in Wirral and 3.7% in Sefton.

Liverpool buy-to-let: where the rent figures are

None of the tables here has a rent in it. For rents and yields postcode by postcode, go to our Liverpool buy-to-let guide.

If you are buying to let, none of these tables shows how far a property is from the people who will look after it. In my experience the letting agent and the builder each work their own patch, and a property on that patch has been far easier to look after than one a long way from it.

Separately from this research, we work with investors who are looking for investment properties anywhere in the UK.

Contains HM Land Registry data © Crown copyright and database right 2020. This data is licensed under the Open Government Licence v3.0.

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